BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2E with dependents at Aberdeen Proving Grounds draws $3,051 per month in 2026

    Permalinkbahratedesk.com/aberdeen-proving-grounds-md/o-2e/with/ExcelCSVDownloads cover this station.
    Aberdeen Proving Grounds, MD
    O-2E · with dependents
    $3,051/ month
    $36,612 / year
    At O-2E, this is #94 of 338 stations loaded · high Westchester County $6,564 · low Anniston $1,671
    MHA MD127 · ZIPs 21001 21005 21009 21010 21014 21015 +32 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,912 / mo gross
    Other dependency status here$2,592 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Aberdeen Proving Grounds — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,268$1,875
    E-2$2,268$1,875
    E-3$2,268$1,875
    E-4$2,268$1,875
    E-5$2,478$1,986
    E-6$2,742$2,076
    E-7$2,862$2,274
    E-8$2,991$2,538
    E-9$3,165$2,607
    Warrant officer
    W-1$2,760$2,205
    W-2$2,916$2,535
    W-3$3,075$2,619
    W-4$3,198$2,766
    W-5$3,348$2,892
    Officer — prior enlisted
    O-1E$2,883$2,475
    O-2E$3,051$2,592
    O-3E$3,222$2,733
    Officer
    O-1$2,517$2,055
    O-2$2,739$2,412
    O-3$3,072$2,643
    O-4$3,396$2,865
    O-5$3,630$2,934
    O-6$3,660$3,054
    O-7$3,687$3,108
    PCS compareAberdeen Proving Grounds · O-2E · $3,051/mo
    Abilene$2,856/mo · $34,272/yr
    ▼ CUT−$195−$2,340/yr · like −$3,000 of salary

    What this rate means

    O-2E with dependents, every station0 – $6,564 / month
    Westchester County$6,564
    San Francisco$5,547
    Maui County$5,529
    New York City$5,502
    Nantucket$5,421
    Santa Clara County$5,184
    Boston$5,142
    Northern New Jersey$5,088
    Long Island$5,043
    Martha's Vineyard$5,001
    Florida Keys$4,827
    Monterey$4,773
    Hanscom AFB$4,752
    Camp Pendleton$4,644
    Kauai County$4,638
    Staten Island$4,533
    San Diego$4,506
    Los Angeles$4,503
    Essex CO$4,488
    Portsmouth$4,419
    Honolulu County$4,398
    Miami$4,398
    Cape Cod-Plymouth$4,395
    West Point$4,362
    Oakland$4,344
    Trenton$4,338
    Fort Monmouth$4,314
    Perth Amboy$4,227
    Portland$4,221
    San Luis Obispo$4,200
    Ventura$4,200
    Seattle$4,197
    Manchester$4,194
    Burlington$4,176
    Marin$4,125
    Newport$4,098
    Fitchburg$4,026
    Washington$4,002
    Providence$3,978
    West Palm Beach$3,954
    Hawaii County$3,936
    New Haven$3,834
    County Cost Group 890$3,807
    Vandenberg SFB$3,771
    Chicago$3,735
    Hartford$3,735
    Worcester$3,732
    Brunswick$3,696
    Riverside$3,693
    Santa Fe$3,690
    Boulder$3,687
    Indian Head Navordsta$3,648
    Warrenton$3,648
    Atlantic City$3,603
    Juneau$3,576
    Everett$3,546
    JB McGuire-Dix-Lakehurst$3,543
    Vallejo$3,531
    County Cost Group 880$3,471
    Sitka$3,447
    Willow Grove$3,435
    Annapolis$3,423
    San Bernardino$3,411
    Austin$3,408
    Fort G. G. Meade$3,402
    Madison$3,396
    Hampden County$3,393
    Eglin AFB$3,351
    Ann Arbor$3,339
    JB Elmendorf-Richardson$3,333
    Quantico$3,315
    Ketchikan$3,300
    New London$3,291
    Stockton$3,288
    Edwards AFB$3,255
    County Cost Group 870$3,252
    Fort Detrick$3,243
    Ballston Spa$3,213
    Denver$3,195
    Astoria$3,189
    Cape May$3,177
    Beale AFB$3,162
    Milwaukee$3,162
    Kodiak Island$3,153
    Baltimore$3,138
    Fort Myers Beach$3,114
    JB Lewis-McChord$3,108
    Whidbey Island$3,084
    Tampa$3,078
    Outer Banks$3,075
    County Cost Group 860$3,072
    Port Angeles$3,066
    Fort Pierce$3,060
    Aberdeen Proving Grounds$3,051
    Traverse City$3,051
    Sacramento$3,033
    Bremerton$3,024
    Charlottesville$3,024
    Dover AFB$3,018
    Philadelphia$3,012
    Portland$3,012
    Bridgeport$3,003
    Great Lakes Navtracen$3,000
    Orlando$2,994
    County Cost Group 850$2,985
    Oxford$2,973
    Fresno$2,928
    Patrick SFB$2,919
    Fairbanks$2,907
    Minneapolis$2,901
    County Cost Group 840$2,889
    Knoxville$2,889
    Allentown$2,877
    Rome$2,868
    Abilene$2,856
    Coastal Maine$2,856
    Corvallis$2,853
    Beaufort$2,850
    Dallas$2,841
    Dahlgren$2,835
    Spokane$2,826
    Asheville$2,817
    County Cost Group 830$2,811
    Humboldt County$2,808
    Twenty Nine Palms MCB$2,796
    Reno$2,790
    Fort Collins$2,787
    Syracuse$2,787
    Nashville$2,772
    Detroit$2,763
    Buffalo$2,757
    Helena$2,757
    Patuxent River$2,754
    Richmond$2,751
    St. Louis$2,751
    Eugene$2,748
    Atlanta$2,742
    Rochester$2,739
    Savannah$2,736
    Barstow$2,730
    Salt Lake City$2,718
    County Cost Group 820$2,715
    Charleston$2,712
    Panama City$2,691
    Houston$2,688
    Salem$2,688
    Norfolk$2,685
    Yakima$2,682
    Gainesville$2,676
    Coos Bay$2,670
    College Station$2,667
    Elizabeth City$2,655
    Pittsburgh$2,640
    El Centro$2,634
    Volusia County$2,622
    Wilmington$2,619
    County Cost Group 810$2,607
    Cincinnati$2,595
    Fort Stewart$2,586
    Omaha$2,586
    Fort Carson$2,583
    Birmingham$2,562
    State College$2,562
    Columbus$2,556
    Tallahassee$2,550
    Carlisle Barracks$2,547
    Dahlonega$2,547
    Grand Haven$2,547
    New Orleans$2,541
    Chattanooga$2,511
    Myrtle Beach$2,511
    Provo$2,511
    Durham$2,508
    Battle Creek$2,505
    Fargo$2,499
    County Cost Group 800$2,493
    Bangor$2,487
    Phoenix$2,487
    Jackson$2,481
    Fort Campbell$2,472
    Charlotte$2,469
    Hampton$2,466
    Eastern Panhandle$2,463
    Corpus Christi$2,457
    Fort Worth$2,457
    Rapid City$2,457
    Cleveland$2,454
    Bloomington$2,439
    Lemoore NAS$2,439
    Fort Drum$2,436
    Grand Rapids$2,436
    Ocala$2,433
    Cheyenne$2,427
    County Cost Group 790$2,418
    Des Moines$2,418
    Fort Knox$2,403
    Kings Bay$2,400
    Eastern Shore$2,397
    Morehead$2,397
    Albuquerque$2,391
    Louisville$2,385
    Raleigh$2,385
    Auburn$2,379
    Fort Leavenworth$2,376
    Nellis AFB$2,370
    Duluth$2,367
    Boise$2,364
    Marquette$2,361
    Waco$2,361
    Bismarck$2,358
    Jacksonville$2,355
    Memphis$2,349
    Ogden$2,349
    Fayetteville$2,337
    County Cost Group 780$2,331
    Johnson City$2,331
    Mountain Home AFB$2,316
    Fort Hood$2,313
    Wichita Fls$2,310
    Kansas City$2,301
    Indianapolis$2,298
    Rock Island$2,292
    Fallon NAS$2,286
    Roanoke$2,286
    Lincoln$2,268
    Pensacola$2,268
    County Cost Group 770$2,265
    Shreveport$2,250
    Greensboro$2,247
    Fort Gordon$2,241
    Malmstrom SFB$2,241
    Fort Rucker$2,232
    Fort Huachuca$2,229
    Baton Rouge$2,226
    Columbia$2,223
    Whiteman AFB$2,223
    Huntsville$2,214
    Seymour Johnson AFB$2,208
    Fort Wayne$2,199
    Fort Bliss$2,196
    Greenville$2,196
    Lexington$2,196
    Toledo$2,196
    Mobile$2,193
    Scott AFB$2,193
    County Cost Group 760$2,190
    Davis-Monthan AFB$2,190
    Grand Forks$2,184
    Robins AFB$2,178
    Goodfellow AFB$2,172
    Columbus AFB$2,169
    Fort Bragg$2,166
    Minot AFB$2,163
    Brownsville$2,148
    County Cost Group 750$2,139
    China Lake$2,130
    San Antonio (JBSA)$2,124
    Lexington$2,121
    Champaign$2,118
    Lansing$2,118
    Frankfort$2,115
    Sioux Falls$2,100
    Laughlin AFB$2,097
    Tulsa$2,097
    Columbia$2,091
    County Cost Group 740$2,085
    Wright-Patterson AFB$2,082
    Camp Lejeune$2,073
    White Sands MR$2,070
    Wilkes-Barre$2,070
    County Cost Group 730$2,049
    Fort Benning$2,049
    Topeka$2,049
    Sumter$2,043
    Yuma$2,034
    Peoria$2,028
    County Cost Group 720$2,025
    Lafayette$2,025
    Morgantown$2,022
    Paducah$2,019
    Gulfport$2,016
    Fort Leonard Wood$2,010
    County Cost Group 710$2,004
    Moody AFB$1,995
    Springfield$1,989
    Springfield$1,989
    Terre Haute$1,989
    St Mary And Terrebonne$1,986
    County Cost Group 700$1,983
    Akron$1,971
    Little Rock$1,971
    Lubbock$1,971
    County Cost Group 690$1,968
    Oklahoma City$1,965
    County Cost Group 680$1,956
    Lake Charles$1,956
    Beaumont$1,953
    Sault Ste Marie$1,953
    County Cost Group 670$1,944
    Fort Chaffee$1,944
    Fort Riley$1,941
    Alexandria$1,935
    County Cost Group 660$1,932
    Fort Polk$1,929
    Meridian$1,929
    County Cost Group 650$1,923
    Wichita$1,923
    Montgomery$1,920
    Sparta$1,917
    County Cost Group 640$1,914
    County Cost Group 630$1,905
    Huntington$1,905
    Holloman AFB$1,902
    County Cost Group 620$1,896
    County Cost Group 610$1,890
    Albany$1,884
    County Cost Group 600$1,881
    County Cost Group 590$1,869
    Cannon AFB$1,857
    County Cost Group 580$1,857
    Erie$1,857
    Charleston$1,851
    Hattiesburg$1,845
    County Cost Group 570$1,842
    County Cost Group 560$1,833
    Saginaw$1,833
    County Cost Group 550$1,824
    Altus AFB$1,818
    County Cost Group 540$1,815
    County Cost Group 530$1,806
    County Cost Group 520$1,803
    County Cost Group 510$1,797
    Vance AFB$1,797
    Stevens Point$1,743
    Fort Sill$1,740
    Youngstown$1,740
    Monroe$1,719
    Anniston$1,671

    Aberdeen Proving Grounds is #94 of 338. The spread between the dearest and cheapest station at this grade is $4,893 a month — $58,716 a year, untaxed.

    Every pay grade at Aberdeen Proving Grounds0 – $3,687 / month
    E-1$2,268
    E-2$2,268
    E-3$2,268
    E-4$2,268
    E-5$2,478
    E-6$2,742
    E-7$2,862
    E-8$2,991
    E-9$3,165
    W-1$2,760
    W-2$2,916
    W-3$3,075
    W-4$3,198
    W-5$3,348
    O-1E$2,883
    O-2E$3,051
    O-3E$3,222
    O-1$2,517
    O-2$2,739
    O-3$3,072
    O-4$3,396
    O-5$3,630
    O-6$3,660
    O-7$3,687

    Promoting to O-3E here adds $171 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Aberdeen Proving Grounds to Westchester County at O-2E is worth $3,513 a month — about 21 promotions worth of housing allowance, at $171 per grade here.

    02

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,051 a month of BAH takes more than $3,051 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.