BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2E without dependents at County Cost Group 510 draws $1,455 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-510/o-2e/without/ExcelCSVDownloads cover this station.
    County Cost Group 510
    O-2E · without dependents
    $1,455/ month
    $17,460 / year
    At O-2E, this is #329 of 338 stations loaded · high San Francisco $5,268 · low Youngstown $1,305
    MHA ZZ510 · ZIPs 23938 23941 23944 23952 23974 24054 +2429 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$1,865 / mo gross
    Other dependency status here$1,797 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 510 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,230$996
    E-2$1,230$996
    E-3$1,230$996
    E-4$1,230$996
    E-5$1,329$1,074
    E-6$1,626$1,218
    E-7$1,692$1,269
    E-8$1,764$1,392
    E-9$1,872$1,473
    Warrant officer
    W-1$1,644$1,233
    W-2$1,722$1,389
    W-3$1,812$1,485
    W-4$1,893$1,635
    W-5$1,998$1,707
    Officer — prior enlisted
    O-1E$1,701$1,326
    O-2E$1,797$1,455
    O-3E$1,908$1,617
    Officer
    O-1$1,371$1,128
    O-2$1,623$1,299
    O-3$1,809$1,515
    O-4$2,025$1,689
    O-5$2,184$1,725
    O-6$2,199$1,791
    O-7$2,211$1,818
    PCS compareCounty Cost Group 510 · O-2E · $1,455/mo
    Aberdeen Proving Grounds$2,592/mo · $31,104/yr
    ▲ RAISE+$1,137+$13,644/yr · like +$17,492 of salary

    What this rate means

    O-2E without dependents, every station0 – $5,268 / month
    San Francisco$5,268
    New York City$5,103
    Westchester County$4,923
    Northern New Jersey$4,878
    Boston$4,806
    Santa Clara County$4,797
    Nantucket$4,686
    Long Island$4,575
    Maui County$4,521
    Hanscom AFB$4,311
    Martha's Vineyard$4,251
    San Diego$4,161
    Camp Pendleton$4,152
    Los Angeles$4,014
    Florida Keys$4,002
    Kauai County$4,002
    Cape Cod-Plymouth$3,951
    Staten Island$3,942
    Oakland$3,912
    Fort Monmouth$3,780
    Honolulu County$3,768
    West Point$3,753
    Ventura$3,741
    Miami$3,714
    Hawaii County$3,696
    Perth Amboy$3,690
    Trenton$3,687
    Monterey$3,639
    Essex CO$3,591
    Chicago$3,552
    Marin$3,528
    San Luis Obispo$3,525
    West Palm Beach$3,498
    Portsmouth$3,480
    Seattle$3,471
    Vandenberg SFB$3,465
    Riverside$3,435
    Vallejo$3,420
    Washington$3,405
    Burlington$3,390
    Portland$3,390
    New Haven$3,354
    Manchester$3,327
    San Bernardino$3,324
    County Cost Group 890$3,312
    Providence$3,306
    Indian Head Navordsta$3,300
    Fitchburg$3,255
    Warrenton$3,198
    Santa Fe$3,159
    Willow Grove$3,135
    Worcester$3,123
    Newport$3,111
    JB McGuire-Dix-Lakehurst$3,096
    Hartford$3,087
    Fort G. G. Meade$3,063
    Annapolis$3,054
    Quantico$3,048
    Beale AFB$3,033
    Boulder$3,012
    County Cost Group 880$3,003
    Everett$2,964
    Atlantic City$2,934
    Denver$2,934
    Sacramento$2,931
    Juneau$2,904
    Cape May$2,892
    Edwards AFB$2,877
    Tampa$2,853
    Fort Detrick$2,847
    Philadelphia$2,814
    County Cost Group 870$2,802
    New London$2,796
    Fort Myers Beach$2,790
    Ann Arbor$2,787
    Orlando$2,787
    Brunswick$2,772
    Madison$2,754
    Outer Banks$2,751
    Fort Pierce$2,748
    Baltimore$2,736
    Ballston Spa$2,730
    Ketchikan$2,727
    Stockton$2,718
    Sitka$2,715
    JB Lewis-McChord$2,712
    Patrick SFB$2,667
    Milwaukee$2,640
    Minneapolis$2,640
    County Cost Group 860$2,634
    Port Angeles$2,619
    Dallas$2,613
    Kodiak Island$2,610
    Fresno$2,607
    Oxford$2,604
    Aberdeen Proving Grounds$2,592
    Hampden County$2,589
    Beaufort$2,580
    Allentown$2,577
    Great Lakes Navtracen$2,571
    Austin$2,556
    County Cost Group 850$2,553
    Portland$2,541
    Corvallis$2,529
    Elizabeth City$2,529
    St. Louis$2,529
    Atlanta$2,526
    JB Elmendorf-Richardson$2,523
    Bremerton$2,523
    Charlottesville$2,520
    Eglin AFB$2,514
    Reno$2,514
    Savannah$2,514
    Dahlgren$2,487
    Charleston$2,484
    Norfolk$2,481
    Richmond$2,475
    Birmingham$2,472
    County Cost Group 840$2,463
    Patuxent River$2,463
    Detroit$2,454
    Nashville$2,442
    Pittsburgh$2,421
    Coastal Maine$2,412
    Bridgeport$2,397
    Astoria$2,391
    County Cost Group 830$2,391
    Knoxville$2,388
    Traverse City$2,388
    Cincinnati$2,385
    Fort Carson$2,385
    Ocala$2,385
    Rome$2,382
    Fort Collins$2,379
    Volusia County$2,373
    Asheville$2,367
    Dover AFB$2,367
    Whidbey Island$2,367
    Buffalo$2,361
    Fort Stewart$2,361
    Phoenix$2,358
    Rochester$2,343
    Spokane$2,343
    Dahlonega$2,337
    Hampton$2,334
    Houston$2,331
    Eugene$2,313
    Grand Haven$2,310
    County Cost Group 820$2,301
    Abilene$2,286
    Charlotte$2,283
    Panama City$2,280
    Albuquerque$2,259
    Grand Rapids$2,256
    Fort Worth$2,250
    Wilmington$2,241
    Durham$2,235
    Fairbanks$2,235
    Twenty Nine Palms MCB$2,229
    Salt Lake City$2,226
    Memphis$2,220
    Myrtle Beach$2,211
    Omaha$2,211
    Carlisle Barracks$2,205
    County Cost Group 810$2,202
    Eastern Shore$2,202
    Jacksonville$2,202
    Lemoore NAS$2,196
    Syracuse$2,193
    Barstow$2,187
    Raleigh$2,187
    Cleveland$2,181
    Duluth$2,181
    Gainesville$2,175
    Salem$2,175
    Helena$2,169
    Chattanooga$2,166
    Ogden$2,160
    Kings Bay$2,148
    Eastern Panhandle$2,139
    Battle Creek$2,136
    Nellis AFB$2,127
    Provo$2,127
    Yakima$2,121
    Louisville$2,109
    New Orleans$2,109
    Humboldt County$2,106
    County Cost Group 800$2,100
    Toledo$2,085
    Rapid City$2,082
    Boise$2,076
    Kansas City$2,064
    El Centro$2,052
    Rock Island$2,052
    College Station$2,034
    Columbus$2,031
    County Cost Group 790$2,028
    Fort Wayne$2,022
    Jackson$2,022
    Pensacola$2,022
    Indianapolis$2,019
    Baton Rouge$2,013
    Coos Bay$2,004
    Fort Gordon$2,004
    State College$2,001
    Davis-Monthan AFB$1,995
    Lexington$1,995
    Greenville$1,986
    Columbia$1,980
    Fargo$1,980
    Roanoke$1,980
    Corpus Christi$1,974
    Mobile$1,965
    San Antonio (JBSA)$1,965
    Des Moines$1,962
    Bangor$1,959
    Fort Bliss$1,956
    County Cost Group 780$1,950
    Fort Leavenworth$1,950
    Fort Campbell$1,938
    Greensboro$1,938
    Morehead$1,932
    Bloomington$1,926
    Fort Huachuca$1,926
    Lincoln$1,926
    Tallahassee$1,926
    Shreveport$1,920
    Huntsville$1,917
    Fort Bragg$1,908
    Waco$1,902
    Cheyenne$1,899
    Marquette$1,899
    Fayetteville$1,893
    County Cost Group 770$1,887
    Little Rock$1,884
    Lansing$1,881
    Bismarck$1,860
    Fort Knox$1,860
    Mountain Home AFB$1,860
    Grand Forks$1,848
    Robins AFB$1,830
    Fort Benning$1,827
    Fort Drum$1,827
    County Cost Group 760$1,818
    Johnson City$1,800
    Wilkes-Barre$1,800
    White Sands MR$1,797
    Fort Hood$1,788
    Auburn$1,785
    County Cost Group 750$1,770
    Tulsa$1,770
    Wichita Fls$1,764
    Morgantown$1,758
    Sioux Falls$1,758
    Yuma$1,758
    Whiteman AFB$1,749
    Camp Lejeune$1,740
    Scott AFB$1,740
    Minot AFB$1,737
    Lexington$1,734
    Wright-Patterson AFB$1,734
    Champaign$1,731
    Oklahoma City$1,731
    Akron$1,728
    Topeka$1,728
    County Cost Group 740$1,719
    Fallon NAS$1,716
    Holloman AFB$1,710
    Montgomery$1,710
    Seymour Johnson AFB$1,707
    Sault Ste Marie$1,701
    Malmstrom SFB$1,698
    Lafayette$1,695
    Moody AFB$1,695
    Peoria$1,695
    Sumter$1,695
    Beaumont$1,692
    County Cost Group 730$1,689
    Goodfellow AFB$1,689
    Fort Rucker$1,674
    County Cost Group 720$1,665
    Columbus AFB$1,659
    Brownsville$1,656
    Springfield$1,656
    China Lake$1,650
    County Cost Group 710$1,644
    Huntington$1,638
    St Mary And Terrebonne$1,638
    Terre Haute$1,635
    County Cost Group 700$1,626
    Lubbock$1,620
    Gulfport$1,614
    County Cost Group 690$1,611
    Saginaw$1,608
    County Cost Group 680$1,602
    Springfield$1,593
    County Cost Group 670$1,590
    Sparta$1,590
    Frankfort$1,587
    Paducah$1,587
    Fort Leonard Wood$1,581
    County Cost Group 660$1,578
    Laughlin AFB$1,572
    Columbia$1,569
    County Cost Group 650$1,569
    County Cost Group 640$1,563
    Charleston$1,560
    County Cost Group 630$1,554
    Erie$1,554
    County Cost Group 620$1,548
    County Cost Group 610$1,539
    County Cost Group 600$1,533
    County Cost Group 590$1,521
    Fort Riley$1,518
    Wichita$1,512
    County Cost Group 580$1,509
    County Cost Group 570$1,497
    Stevens Point$1,497
    County Cost Group 560$1,488
    Fort Polk$1,488
    County Cost Group 550$1,479
    Lake Charles$1,473
    County Cost Group 540$1,470
    County Cost Group 530$1,464
    Cannon AFB$1,461
    County Cost Group 520$1,461
    Alexandria$1,458
    Fort Chaffee$1,458
    County Cost Group 510$1,455
    Hattiesburg$1,446
    Meridian$1,446
    Albany$1,440
    Altus AFB$1,386
    Monroe$1,383
    Vance AFB$1,347
    Fort Sill$1,344
    Anniston$1,314
    Youngstown$1,305

    County Cost Group 510 is #329 of 338. The spread between the dearest and cheapest station at this grade is $3,963 a month — $47,556 a year, untaxed.

    Every pay grade at County Cost Group 5100 – $1,818 / month
    E-1$996
    E-2$996
    E-3$996
    E-4$996
    E-5$1,074
    E-6$1,218
    E-7$1,269
    E-8$1,392
    E-9$1,473
    W-1$1,233
    W-2$1,389
    W-3$1,485
    W-4$1,635
    W-5$1,707
    O-1E$1,326
    O-2E$1,455
    O-3E$1,617
    O-1$1,128
    O-2$1,299
    O-3$1,515
    O-4$1,689
    O-5$1,725
    O-6$1,791
    O-7$1,818

    Promoting to O-3E here adds $162 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 510 to San Francisco at O-2E is worth $3,813 a month — about 24 promotions worth of housing allowance, at $162 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,455 a month of BAH takes more than $1,455 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.