BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-1 without dependents at County Cost Group 640 draws $1,071 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-640/e-1/without/ExcelCSVDownloads cover this station.
    County Cost Group 640
    E-1 · without dependents
    $1,071/ month
    $12,852 / year
    At E-1, this is #307 of 338 stations loaded · high New York City $4,833 · low Fort Chaffee $879
    MHA ZZ640 · ZIPs 14029 14041 14042 14060 14065 14070 +503 more
    Your grade is calledARMYPVTUSMCPvtNAVYSRUSAFAB
    Untaxed — matching it with taxable pay takes$1,373 / mo gross
    Other dependency status here$1,329 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 640 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,329$1,071
    E-2$1,329$1,071
    E-3$1,329$1,071
    E-4$1,329$1,071
    E-5$1,434$1,161
    E-6$1,734$1,299
    E-7$1,803$1,353
    E-8$1,878$1,500
    E-9$1,992$1,581
    Warrant officer
    W-1$1,752$1,314
    W-2$1,833$1,497
    W-3$1,929$1,593
    W-4$2,013$1,746
    W-5$2,124$1,821
    Officer — prior enlisted
    O-1E$1,815$1,431
    O-2E$1,914$1,563
    O-3E$2,031$1,725
    Officer
    O-1$1,476$1,221
    O-2$1,731$1,404
    O-3$1,926$1,623
    O-4$2,154$1,800
    O-5$2,319$1,839
    O-6$2,337$1,908
    O-7$2,349$1,938
    PCS compareCounty Cost Group 640 · E-1 · $1,071/mo
    Aberdeen Proving Grounds$1,875/mo · $22,500/yr
    ▲ RAISE+$804+$9,648/yr · like +$12,369 of salary

    What this rate means

    E-1 without dependents, every station0 – $4,833 / month
    New York City$4,833
    San Francisco$3,573
    Santa Clara County$3,318
    Boston$3,258
    Nantucket$3,231
    Northern New Jersey$3,207
    Long Island$3,189
    Westchester County$3,138
    Florida Keys$3,084
    Hanscom AFB$3,012
    Cape Cod-Plymouth$2,949
    Staten Island$2,883
    Maui County$2,865
    San Diego$2,763
    Kauai County$2,757
    Martha's Vineyard$2,748
    Camp Pendleton$2,739
    Los Angeles$2,679
    Oakland$2,667
    Miami$2,661
    Ventura$2,652
    Honolulu County$2,598
    Perth Amboy$2,592
    Essex CO$2,589
    Hawaii County$2,586
    Marin$2,529
    Fort Monmouth$2,523
    West Point$2,514
    Monterey$2,493
    Indian Head Navordsta$2,472
    Chicago$2,415
    Fitchburg$2,415
    Vallejo$2,412
    Trenton$2,409
    Washington$2,409
    West Palm Beach$2,409
    Vandenberg SFB$2,397
    Portsmouth$2,367
    Riverside$2,364
    New Haven$2,361
    San Luis Obispo$2,358
    Portland$2,316
    County Cost Group 890$2,295
    Worcester$2,286
    Providence$2,283
    Annapolis$2,280
    Seattle$2,271
    Warrenton$2,253
    Manchester$2,250
    San Bernardino$2,220
    Fort G. G. Meade$2,178
    Burlington$2,166
    Beale AFB$2,133
    Quantico$2,109
    Fort Myers Beach$2,094
    Everett$2,085
    JB McGuire-Dix-Lakehurst$2,085
    County Cost Group 880$2,079
    Newport$2,073
    Hartford$2,055
    Willow Grove$2,049
    JB Lewis-McChord$2,034
    Fort Detrick$2,016
    Sacramento$2,016
    Dahlgren$2,013
    Eglin AFB$2,007
    Atlantic City$2,004
    Fort Pierce$2,004
    Boulder$1,995
    New London$1,989
    Ketchikan$1,986
    Santa Fe$1,977
    Ballston Spa$1,974
    Bremerton$1,974
    Cape May$1,968
    County Cost Group 870$1,938
    Denver$1,938
    Juneau$1,935
    Tampa$1,932
    Stockton$1,926
    Philadelphia$1,893
    Patuxent River$1,890
    Edwards AFB$1,887
    Aberdeen Proving Grounds$1,875
    Beaufort$1,875
    Baltimore$1,857
    Charlottesville$1,845
    Outer Banks$1,845
    Patrick SFB$1,845
    Orlando$1,842
    Whidbey Island$1,839
    Kodiak Island$1,827
    County Cost Group 860$1,821
    Portland$1,821
    Savannah$1,821
    Madison$1,797
    Fort Stewart$1,791
    Ocala$1,785
    Dover AFB$1,782
    Milwaukee$1,776
    Elizabeth City$1,770
    Sitka$1,767
    County Cost Group 850$1,764
    Fort Collins$1,764
    Charleston$1,755
    Twenty Nine Palms MCB$1,755
    Atlanta$1,752
    Hampden County$1,752
    Allentown$1,749
    Dahlonega$1,746
    Fresno$1,740
    Richmond$1,728
    Nashville$1,722
    Ann Arbor$1,719
    Traverse City$1,716
    Panama City$1,713
    JB Elmendorf-Richardson$1,707
    Norfolk$1,707
    Oxford$1,704
    County Cost Group 840$1,701
    Eugene$1,701
    St. Louis$1,701
    Reno$1,698
    Fort Carson$1,689
    Minneapolis$1,689
    Bridgeport$1,683
    Morehead$1,683
    Port Angeles$1,671
    Birmingham$1,668
    Dallas$1,665
    Kings Bay$1,656
    Great Lakes Navtracen$1,653
    County Cost Group 830$1,650
    Myrtle Beach$1,647
    Volusia County$1,647
    Brunswick$1,632
    Nellis AFB$1,629
    Astoria$1,623
    Buffalo$1,623
    Jacksonville$1,623
    Spokane$1,611
    Corvallis$1,605
    Durham$1,602
    Eastern Shore$1,602
    Hampton$1,599
    Knoxville$1,599
    Grand Haven$1,596
    Provo$1,593
    County Cost Group 820$1,587
    Eastern Panhandle$1,587
    Phoenix$1,587
    Fairbanks$1,581
    Lemoore NAS$1,581
    Asheville$1,575
    Boise$1,575
    Gainesville$1,572
    Albuquerque$1,557
    Barstow$1,557
    Pittsburgh$1,551
    Ogden$1,545
    Coastal Maine$1,539
    Austin$1,536
    Salt Lake City$1,536
    Memphis$1,530
    Detroit$1,527
    Cincinnati$1,524
    Houston$1,524
    Mountain Home AFB$1,521
    Pensacola$1,521
    Charlotte$1,518
    County Cost Group 810$1,518
    Helena$1,515
    Raleigh$1,515
    Fort Gordon$1,506
    El Centro$1,500
    Fort Worth$1,494
    Wilmington$1,491
    Columbia$1,479
    New Orleans$1,473
    Fort Campbell$1,470
    Grand Rapids$1,464
    Duluth$1,455
    Rochester$1,455
    Salem$1,455
    Syracuse$1,452
    Chattanooga$1,446
    County Cost Group 800$1,446
    Rome$1,446
    Tallahassee$1,443
    Rapid City$1,440
    Carlisle Barracks$1,431
    Omaha$1,425
    Columbus$1,422
    Jackson$1,422
    Kansas City$1,419
    Baton Rouge$1,410
    Fort Leavenworth$1,410
    Auburn$1,407
    Waco$1,404
    County Cost Group 790$1,395
    Humboldt County$1,395
    Indianapolis$1,395
    Rock Island$1,389
    Greenville$1,386
    Abilene$1,380
    Louisville$1,377
    Fort Hood$1,374
    Seymour Johnson AFB$1,365
    Fort Benning$1,362
    San Antonio (JBSA)$1,359
    College Station$1,356
    Fort Drum$1,356
    Fort Knox$1,350
    China Lake$1,344
    Cleveland$1,344
    Coos Bay$1,341
    County Cost Group 780$1,341
    Fort Bragg$1,341
    Little Rock$1,341
    Robins AFB$1,341
    Fort Wayne$1,338
    State College$1,329
    Yakima$1,329
    Lincoln$1,326
    Camp Lejeune$1,323
    Moody AFB$1,320
    Toledo$1,320
    Bloomington$1,317
    Roanoke$1,308
    Gulfport$1,305
    Fort Bliss$1,302
    Mobile$1,302
    Bangor$1,296
    County Cost Group 770$1,296
    Fallon NAS$1,287
    Fort Leonard Wood$1,287
    Des Moines$1,284
    Huntsville$1,284
    Lexington$1,284
    Shreveport$1,281
    Corpus Christi$1,278
    Battle Creek$1,275
    Davis-Monthan AFB$1,272
    Wilkes-Barre$1,272
    Montgomery$1,269
    Malmstrom SFB$1,266
    Fayetteville$1,263
    Greensboro$1,260
    Beaumont$1,251
    County Cost Group 760$1,248
    Oklahoma City$1,248
    Fort Huachuca$1,245
    Yuma$1,239
    Tulsa$1,236
    Grand Forks$1,233
    Scott AFB$1,233
    St Mary And Terrebonne$1,233
    Champaign$1,230
    Lansing$1,224
    Wright-Patterson AFB$1,224
    Marquette$1,221
    County Cost Group 750$1,215
    Fargo$1,206
    Minot AFB$1,206
    Akron$1,197
    Albany$1,197
    Lake Charles$1,188
    Lexington$1,188
    Topeka$1,185
    County Cost Group 740$1,179
    Sparta$1,173
    Fort Rucker$1,167
    Cheyenne$1,161
    County Cost Group 730$1,158
    White Sands MR$1,155
    Sumter$1,149
    Lubbock$1,146
    Springfield$1,146
    County Cost Group 720$1,143
    Erie$1,143
    Hattiesburg$1,143
    Lafayette$1,140
    Wichita$1,137
    Columbia$1,134
    Holloman AFB$1,131
    Peoria$1,131
    County Cost Group 710$1,128
    Bismarck$1,125
    Brownsville$1,125
    Johnson City$1,125
    Springfield$1,119
    Terre Haute$1,119
    County Cost Group 700$1,116
    Laughlin AFB$1,110
    Whiteman AFB$1,110
    Sioux Falls$1,107
    County Cost Group 690$1,104
    Columbus AFB$1,098
    County Cost Group 680$1,095
    Goodfellow AFB$1,092
    Alexandria$1,089
    County Cost Group 670$1,089
    County Cost Group 660$1,083
    Morgantown$1,083
    Saginaw$1,080
    County Cost Group 650$1,074
    County Cost Group 640$1,071
    Anniston$1,065
    County Cost Group 630$1,065
    County Cost Group 620$1,059
    Charleston$1,056
    County Cost Group 610$1,053
    Huntington$1,053
    Cannon AFB$1,050
    County Cost Group 600$1,050
    Fort Riley$1,050
    Wichita Fls$1,044
    County Cost Group 590$1,041
    Sault Ste Marie$1,041
    Stevens Point$1,038
    County Cost Group 580$1,032
    Meridian$1,032
    Paducah$1,029
    Fort Polk$1,026
    County Cost Group 570$1,023
    County Cost Group 560$1,017
    County Cost Group 550$1,011
    Frankfort$1,011
    Vance AFB$1,008
    County Cost Group 540$1,005
    County Cost Group 530$1,002
    County Cost Group 520$999
    County Cost Group 510$996
    Fort Sill$969
    Altus AFB$948
    Youngstown$933
    Monroe$921
    Fort Chaffee$879

    County Cost Group 640 is #307 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at County Cost Group 6400 – $1,938 / month
    E-1$1,071
    E-2$1,071
    E-3$1,071
    E-4$1,071
    E-5$1,161
    E-6$1,299
    E-7$1,353
    E-8$1,500
    E-9$1,581
    W-1$1,314
    W-2$1,497
    W-3$1,593
    W-4$1,746
    W-5$1,821
    O-1E$1,431
    O-2E$1,563
    O-3E$1,725
    O-1$1,221
    O-2$1,404
    O-3$1,623
    O-4$1,800
    O-5$1,839
    O-6$1,908
    O-7$1,938

    Promoting to E-2 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,071 a month of BAH takes more than $1,071 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.