BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-8 without dependents at County Cost Group 870 draws $2,727 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-870/e-8/without/ExcelCSVDownloads cover this station.
    County Cost Group 870
    E-8 · without dependents
    $2,727/ month
    $32,724 / year
    At E-8, this is #72 of 338 stations loaded · high San Francisco $5,196 · low Youngstown $1,248
    MHA ZZ870 · ZIPs 03215 03217 03222 03223 03238 03240 +232 more
    Your grade is calledARMYMSG / 1SGUSMCMSgt / 1stSgtNAVYSCPOUSAFSMSgt
    Untaxed — matching it with taxable pay takes$3,496 / mo gross
    Other dependency status here$3,204 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 870 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,478$1,938
    E-2$2,478$1,938
    E-3$2,478$1,938
    E-4$2,478$1,938
    E-5$2,652$2,172
    E-6$2,997$2,319
    E-7$3,096$2,484
    E-8$3,204$2,727
    E-9$3,372$2,823
    Warrant officer
    W-1$3,018$2,430
    W-2$3,141$2,724
    W-3$3,273$2,838
    W-4$3,408$3,015
    W-5$3,573$3,120
    Officer — prior enlisted
    O-1E$3,114$2,649
    O-2E$3,252$2,802
    O-3E$3,432$2,991
    Officer
    O-1$2,700$2,301
    O-2$2,994$2,598
    O-3$3,270$2,871
    O-4$3,627$3,096
    O-5$3,882$3,153
    O-6$3,915$3,252
    O-7$3,945$3,309
    PCS compareCounty Cost Group 870 · E-8 · $2,727/mo
    Aberdeen Proving Grounds$2,538/mo · $30,456/yr
    ▼ CUT−$189−$2,268/yr · like −$2,908 of salary

    What this rate means

    E-8 without dependents, every station0 – $5,196 / month
    San Francisco$5,196
    New York City$5,100
    Northern New Jersey$4,815
    Boston$4,803
    Westchester County$4,749
    Santa Clara County$4,728
    Long Island$4,500
    Nantucket$4,500
    Maui County$4,422
    Hanscom AFB$4,251
    Martha's Vineyard$4,110
    San Diego$4,065
    Camp Pendleton$4,056
    Florida Keys$3,993
    Cape Cod-Plymouth$3,948
    Los Angeles$3,948
    Kauai County$3,897
    Oakland$3,834
    Staten Island$3,834
    Honolulu County$3,720
    Miami$3,693
    Fort Monmouth$3,657
    Hawaii County$3,648
    Ventura$3,636
    West Point$3,600
    Trenton$3,570
    Monterey$3,549
    Essex CO$3,537
    Perth Amboy$3,531
    Chicago$3,498
    West Palm Beach$3,465
    Marin$3,411
    Vallejo$3,402
    Portsmouth$3,399
    Vandenberg SFB$3,399
    Riverside$3,396
    San Luis Obispo$3,348
    Portland$3,321
    San Bernardino$3,312
    Seattle$3,291
    Indian Head Navordsta$3,282
    Washington$3,261
    Providence$3,255
    Manchester$3,252
    Burlington$3,246
    County Cost Group 890$3,234
    New Haven$3,201
    Fitchburg$3,174
    Warrenton$3,132
    Santa Fe$3,057
    Willow Grove$3,030
    Worcester$3,018
    Beale AFB$3,006
    Quantico$3,006
    Annapolis$2,991
    Hartford$2,991
    Fort G. G. Meade$2,982
    Newport$2,979
    JB McGuire-Dix-Lakehurst$2,952
    County Cost Group 880$2,925
    Sacramento$2,925
    Denver$2,889
    Boulder$2,874
    Everett$2,850
    Cape May$2,823
    Atlantic City$2,784
    Tampa$2,781
    Edwards AFB$2,763
    Fort Detrick$2,763
    Philadelphia$2,754
    Fort Myers Beach$2,745
    County Cost Group 870$2,727
    Fort Pierce$2,724
    Juneau$2,724
    Orlando$2,724
    Madison$2,706
    Ballston Spa$2,685
    Ketchikan$2,682
    New London$2,682
    Outer Banks$2,679
    Baltimore$2,673
    Ann Arbor$2,667
    Stockton$2,634
    JB Lewis-McChord$2,634
    Milwaukee$2,631
    Brunswick$2,607
    Minneapolis$2,595
    Patrick SFB$2,583
    County Cost Group 860$2,562
    Sitka$2,550
    Dallas$2,541
    Aberdeen Proving Grounds$2,538
    Elizabeth City$2,526
    Port Angeles$2,526
    Oxford$2,523
    Fresno$2,520
    Kodiak Island$2,514
    Great Lakes Navtracen$2,499
    Beaufort$2,490
    St. Louis$2,487
    Hampden County$2,484
    County Cost Group 850$2,481
    Allentown$2,472
    Austin$2,472
    Savannah$2,466
    Birmingham$2,463
    Norfolk$2,463
    Portland$2,460
    Atlanta$2,457
    Corvallis$2,457
    Eglin AFB$2,457
    Reno$2,454
    Charlottesville$2,445
    Bremerton$2,442
    Patuxent River$2,442
    Charleston$2,439
    JB Elmendorf-Richardson$2,430
    Richmond$2,418
    Detroit$2,412
    Dahlgren$2,397
    County Cost Group 840$2,394
    Ocala$2,382
    Fort Carson$2,379
    Nashville$2,355
    Pittsburgh$2,352
    Fort Stewart$2,340
    Astoria$2,337
    Cincinnati$2,337
    Volusia County$2,334
    Phoenix$2,331
    Dover AFB$2,325
    Fort Collins$2,325
    County Cost Group 830$2,319
    Hampton$2,310
    Coastal Maine$2,298
    Asheville$2,292
    Buffalo$2,289
    Knoxville$2,283
    Rochester$2,280
    Dahlonega$2,274
    Houston$2,265
    Whidbey Island$2,265
    Spokane$2,262
    Traverse City$2,253
    Eugene$2,250
    Grand Haven$2,247
    Albuquerque$2,241
    Rome$2,238
    County Cost Group 820$2,232
    Charlotte$2,229
    Bridgeport$2,226
    Panama City$2,223
    Grand Rapids$2,205
    Jacksonville$2,199
    Memphis$2,193
    Fort Worth$2,184
    Salt Lake City$2,181
    Durham$2,178
    Lemoore NAS$2,175
    Eastern Shore$2,166
    Fairbanks$2,166
    Myrtle Beach$2,157
    Omaha$2,148
    Abilene$2,145
    Kings Bay$2,145
    Ogden$2,145
    Carlisle Barracks$2,142
    Raleigh$2,142
    Wilmington$2,136
    County Cost Group 810$2,133
    Duluth$2,124
    Syracuse$2,121
    Gainesville$2,109
    Eastern Panhandle$2,103
    Nellis AFB$2,103
    Provo$2,097
    Twenty Nine Palms MCB$2,097
    Barstow$2,091
    Cleveland$2,088
    Salem$2,088
    Chattanooga$2,073
    Toledo$2,064
    Louisville$2,052
    Battle Creek$2,046
    Helena$2,037
    Humboldt County$2,037
    Rapid City$2,037
    County Cost Group 800$2,031
    Kansas City$2,031
    El Centro$2,025
    Yakima$2,019
    New Orleans$2,004
    Boise$2,001
    Fort Wayne$1,989
    Rock Island$1,980
    Jackson$1,974
    College Station$1,962
    County Cost Group 790$1,959
    Greenville$1,959
    Columbus$1,953
    Davis-Monthan AFB$1,953
    Roanoke$1,953
    Fort Gordon$1,947
    Indianapolis$1,947
    Baton Rouge$1,944
    Pensacola$1,941
    Coos Bay$1,938
    Lexington$1,938
    Bangor$1,932
    Columbia$1,932
    Mobile$1,929
    Bloomington$1,923
    San Antonio (JBSA)$1,920
    Morehead$1,896
    State College$1,893
    Shreveport$1,887
    County Cost Group 780$1,884
    Fort Leavenworth$1,884
    Fort Bliss$1,881
    Corpus Christi$1,878
    Fort Campbell$1,878
    Tallahassee$1,878
    Greensboro$1,875
    Little Rock$1,875
    Des Moines$1,863
    Marquette$1,863
    Fort Bragg$1,860
    Huntsville$1,860
    Lincoln$1,857
    Fargo$1,851
    Lansing$1,848
    Fayetteville$1,839
    Waco$1,830
    Robins AFB$1,824
    County Cost Group 770$1,821
    Fort Huachuca$1,818
    Cheyenne$1,791
    Grand Forks$1,791
    Wilkes-Barre$1,776
    Fort Benning$1,773
    Fort Knox$1,764
    County Cost Group 760$1,752
    White Sands MR$1,752
    Fort Drum$1,749
    Bismarck$1,746
    Fort Hood$1,746
    Auburn$1,740
    Yuma$1,731
    Mountain Home AFB$1,725
    Johnson City$1,719
    County Cost Group 750$1,707
    Montgomery$1,704
    Tulsa$1,704
    Wichita Fls$1,704
    Morgantown$1,701
    Wright-Patterson AFB$1,695
    Oklahoma City$1,692
    Topeka$1,680
    Whiteman AFB$1,680
    Camp Lejeune$1,662
    County Cost Group 740$1,656
    Malmstrom SFB$1,656
    Akron$1,653
    Sioux Falls$1,653
    Holloman AFB$1,650
    Fallon NAS$1,644
    Lafayette$1,641
    Minot AFB$1,638
    Scott AFB$1,638
    Goodfellow AFB$1,635
    Peoria$1,635
    St Mary And Terrebonne$1,635
    Champaign$1,632
    Lexington$1,632
    County Cost Group 730$1,623
    Seymour Johnson AFB$1,620
    Sault Ste Marie$1,617
    China Lake$1,611
    Fort Rucker$1,611
    Gulfport$1,611
    Moody AFB$1,608
    Beaumont$1,602
    Columbus AFB$1,602
    County Cost Group 720$1,602
    Sumter$1,596
    Springfield$1,593
    Huntington$1,587
    County Cost Group 710$1,581
    Brownsville$1,578
    Terre Haute$1,566
    County Cost Group 700$1,563
    Saginaw$1,560
    County Cost Group 690$1,548
    Lubbock$1,548
    Frankfort$1,545
    County Cost Group 680$1,536
    Fort Leonard Wood$1,533
    County Cost Group 670$1,527
    Laughlin AFB$1,521
    County Cost Group 660$1,515
    Erie$1,515
    County Cost Group 650$1,506
    Columbia$1,500
    County Cost Group 640$1,500
    Paducah$1,494
    County Cost Group 630$1,491
    Sparta$1,488
    Springfield$1,488
    County Cost Group 620$1,485
    Charleston$1,479
    County Cost Group 610$1,476
    County Cost Group 600$1,470
    County Cost Group 590$1,458
    County Cost Group 580$1,446
    Wichita$1,443
    County Cost Group 570$1,434
    Fort Polk$1,434
    Fort Riley$1,434
    Hattiesburg$1,428
    County Cost Group 560$1,425
    Fort Chaffee$1,419
    Lake Charles$1,419
    Cannon AFB$1,416
    County Cost Group 550$1,416
    Stevens Point$1,416
    Alexandria$1,413
    Albany$1,410
    County Cost Group 540$1,407
    County Cost Group 530$1,401
    County Cost Group 520$1,398
    County Cost Group 510$1,392
    Meridian$1,392
    Altus AFB$1,326
    Vance AFB$1,308
    Fort Sill$1,290
    Monroe$1,284
    Anniston$1,251
    Youngstown$1,248

    County Cost Group 870 is #72 of 338. The spread between the dearest and cheapest station at this grade is $3,948 a month — $47,376 a year, untaxed.

    Every pay grade at County Cost Group 8700 – $3,309 / month
    E-1$1,938
    E-2$1,938
    E-3$1,938
    E-4$1,938
    E-5$2,172
    E-6$2,319
    E-7$2,484
    E-8$2,727
    E-9$2,823
    W-1$2,430
    W-2$2,724
    W-3$2,838
    W-4$3,015
    W-5$3,120
    O-1E$2,649
    O-2E$2,802
    O-3E$2,991
    O-1$2,301
    O-2$2,598
    O-3$2,871
    O-4$3,096
    O-5$3,153
    O-6$3,252
    O-7$3,309

    Promoting to E-9 here adds $96 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 870 to San Francisco at E-8 is worth $2,469 a month — about 26 promotions worth of housing allowance, at $96 per grade here.

    02

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,727 a month of BAH takes more than $2,727 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.