Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    E-9 without dependents at Denver draws $2,946 per month in 2026

    Permalinkbahratedesk.com/denver-co/e-9/without/ExcelCSVDownloads cover this station.
    Denver, CO
    E-9 · without dependents
    $2,946/ month
    $35,352 / year
    At E-9, this is #65 of 338 stations loaded · high San Francisco $5,286 · low Anniston $1,335
    MHA CO045 · ZIPs 80001 80002 80003 80004 80005 80006 +144 more
    Your grade is calledARMYSGM / CSMUSMCMGySgt / SgtMajNAVYMCPOUSAFCMSgt
    Untaxed — matching it with taxable pay takes$3,777 / mo gross
    Other dependency status here$3,267 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Denver — full sheetTap a row
    PCS compareDenver · E-9 · $2,946/mo
    Aberdeen Proving Grounds$2,607/mo · $31,284/yr
    ▼ CUT$339−$4,068/yr · like −$5,215 of salary

    What this rate means

    E-9 without dependents, every station0 – $5,286 / month
    San Francisco$5,286
    Westchester County$5,163
    New York City$5,106
    Northern New Jersey$4,896
    Santa Clara County$4,815
    Boston$4,809
    Nantucket$4,737
    Long Island$4,596
    Maui County$4,551
    Hanscom AFB$4,329
    Martha's Vineyard$4,290
    San Diego$4,188
    Camp Pendleton$4,182
    Kauai County$4,032
    Los Angeles$4,032
    Florida Keys$4,005
    Staten Island$3,975
    Cape Cod-Plymouth$3,954
    Oakland$3,933
    Fort Monmouth$3,816
    West Point$3,795
    Honolulu County$3,783
    Ventura$3,771
    Perth Amboy$3,735
    Miami$3,720
    Trenton$3,720
    Monterey$3,717
    Hawaii County$3,711
    Essex CO$3,606
    San Luis Obispo$3,576
    Chicago$3,567
    Marin$3,561
    Seattle$3,525
    West Palm Beach$3,510
    Portsmouth$3,504
    Vandenberg SFB$3,486
    Washington$3,447
    Riverside$3,444
    Burlington$3,432
    Vallejo$3,426
    Portland$3,411
    New Haven$3,396
    Manchester$3,348
    County Cost Group 890$3,336
    San Bernardino$3,327
    Providence$3,324
    Indian Head Navordsta$3,306
    Fitchburg$3,279
    Warrenton$3,219
    Santa Fe$3,189
    Newport$3,174
    Willow Grove$3,165
    Worcester$3,156
    JB McGuire-Dix-Lakehurst$3,135
    Hartford$3,114
    Fort G. G. Meade$3,087
    Annapolis$3,075
    Quantico$3,060
    Boulder$3,051
    Beale AFB$3,042
    County Cost Group 880$3,024
    Everett$2,997
    Atlantic City$2,976
    Juneau$2,958
    Denver$2,946
    Sacramento$2,934
    Cape May$2,913
    Edwards AFB$2,910
    Tampa$2,874
    Fort Detrick$2,871
    Brunswick$2,850
    Philadelphia$2,832
    New London$2,826
    County Cost Group 870$2,823
    Ann Arbor$2,820
    Orlando$2,808
    Fort Myers Beach$2,802
    Sitka$2,775
    Outer Banks$2,772
    Madison$2,769
    Baltimore$2,754
    Fort Pierce$2,754
    Ballston Spa$2,745
    Stockton$2,742
    Ketchikan$2,739
    JB Lewis-McChord$2,736
    Patrick SFB$2,691
    Austin$2,670
    County Cost Group 860$2,655
    Minneapolis$2,655
    Milwaukee$2,646
    Port Angeles$2,646
    Hampden County$2,643
    Dallas$2,637
    Kodiak Island$2,637
    Fresno$2,631
    Oxford$2,628
    JB Elmendorf-Richardson$2,616
    Aberdeen Proving Grounds$2,607
    Allentown$2,607
    Beaufort$2,607
    Great Lakes Navtracen$2,592
    Eglin AFB$2,586
    County Cost Group 850$2,574
    Portland$2,565
    Corvallis$2,550
    Bremerton$2,547
    Atlanta$2,544
    Charlottesville$2,541
    St. Louis$2,541
    Elizabeth City$2,532
    Reno$2,532
    Savannah$2,529
    Dahlgren$2,514
    Charleston$2,496
    Richmond$2,490
    County Cost Group 840$2,487
    Norfolk$2,487
    Birmingham$2,478
    Astoria$2,469
    Detroit$2,469
    Nashville$2,469
    Patuxent River$2,469
    Bridgeport$2,445
    Coastal Maine$2,445
    Pittsburgh$2,442
    Traverse City$2,439
    Rome$2,424
    Knoxville$2,418
    County Cost Group 830$2,412
    Whidbey Island$2,412
    Cincinnati$2,400
    Fort Collins$2,397
    Asheville$2,391
    Fort Carson$2,388
    Ocala$2,388
    Volusia County$2,385
    Buffalo$2,382
    Dover AFB$2,379
    Fort Stewart$2,367
    Phoenix$2,367
    Spokane$2,367
    Rochester$2,364
    Dahlonega$2,358
    Abilene$2,352
    Houston$2,352
    Hampton$2,343
    Eugene$2,331
    Grand Haven$2,328
    County Cost Group 820$2,322
    Charlotte$2,301
    Panama City$2,298
    Grand Rapids$2,271
    Wilmington$2,271
    Fort Worth$2,268
    Albuquerque$2,265
    Fairbanks$2,265
    Twenty Nine Palms MCB$2,265
    Durham$2,250
    Salt Lake City$2,241
    Memphis$2,232
    Omaha$2,229
    Myrtle Beach$2,226
    Carlisle Barracks$2,223
    County Cost Group 810$2,223
    Barstow$2,214
    Eastern Shore$2,214
    Syracuse$2,214
    Helena$2,211
    Cleveland$2,208
    Jacksonville$2,205
    Lemoore NAS$2,202
    Raleigh$2,202
    Salem$2,199
    Duluth$2,196
    Gainesville$2,196
    Chattanooga$2,193
    Humboldt County$2,187
    Ogden$2,166
    Battle Creek$2,163
    Eastern Panhandle$2,151
    Kings Bay$2,151
    Yakima$2,151
    New Orleans$2,139
    Provo$2,139
    Nellis AFB$2,133
    Louisville$2,127
    County Cost Group 800$2,121
    College Station$2,115
    Boise$2,100
    Rapid City$2,094
    Toledo$2,091
    Coos Bay$2,079
    Kansas City$2,076
    Rock Island$2,073
    El Centro$2,061
    Columbus$2,055
    County Cost Group 790$2,049
    Pensacola$2,046
    Indianapolis$2,040
    Jackson$2,037
    Fort Wayne$2,034
    State College$2,034
    Baton Rouge$2,031
    Fargo$2,022
    Fort Gordon$2,019
    Lexington$2,010
    Davis-Monthan AFB$2,007
    Tallahassee$2,004
    Corpus Christi$2,001
    Columbia$1,995
    Greenville$1,995
    Des Moines$1,989
    Roanoke$1,989
    Fort Bliss$1,977
    San Antonio (JBSA)$1,977
    Mobile$1,974
    County Cost Group 780$1,971
    Fort Leavenworth$1,971
    Bangor$1,968
    Fort Campbell$1,956
    Fort Huachuca$1,956
    Greensboro$1,956
    Bloomington$1,947
    Lincoln$1,947
    Morehead$1,944
    Cheyenne$1,935
    Huntsville$1,935
    Shreveport$1,932
    Waco$1,926
    Fort Bragg$1,923
    County Cost Group 770$1,908
    Fayetteville$1,908
    Marquette$1,908
    Bismarck$1,899
    Mountain Home AFB$1,899
    Fort Drum$1,896
    Fort Knox$1,893
    Lansing$1,890
    Little Rock$1,887
    Auburn$1,878
    Grand Forks$1,863
    Fort Benning$1,842
    Johnson City$1,839
    County Cost Group 760$1,836
    Robins AFB$1,833
    Wichita Fls$1,821
    White Sands MR$1,809
    Fort Hood$1,806
    Wilkes-Barre$1,806
    County Cost Group 750$1,791
    Sioux Falls$1,791
    Tulsa$1,788
    Fallon NAS$1,779
    Morgantown$1,776
    Scott AFB$1,770
    Lexington$1,767
    Whiteman AFB$1,767
    Minot AFB$1,764
    Yuma$1,764
    Camp Lejeune$1,761
    Champaign$1,761
    Fort Rucker$1,761
    Malmstrom SFB$1,761
    Akron$1,752
    Wright-Patterson AFB$1,746
    Oklahoma City$1,743
    Topeka$1,743
    County Cost Group 740$1,740
    Seymour Johnson AFB$1,734
    Sault Ste Marie$1,728
    Holloman AFB$1,725
    Sumter$1,725
    Moody AFB$1,722
    Beaumont$1,716
    Montgomery$1,713
    Peoria$1,713
    Lafayette$1,710
    County Cost Group 730$1,707
    Goodfellow AFB$1,704
    Columbus AFB$1,701
    Brownsville$1,695
    County Cost Group 720$1,686
    China Lake$1,680
    Laughlin AFB$1,680
    Springfield$1,674
    County Cost Group 710$1,665
    Terre Haute$1,656
    Huntington$1,653
    Columbia$1,650
    County Cost Group 700$1,647
    Lubbock$1,641
    St Mary And Terrebonne$1,641
    County Cost Group 690$1,632
    Paducah$1,623
    Saginaw$1,623
    Springfield$1,623
    County Cost Group 680$1,620
    Sparta$1,620
    Gulfport$1,617
    County Cost Group 670$1,611
    Frankfort$1,611
    County Cost Group 660$1,599
    Fort Leonard Wood$1,596
    County Cost Group 650$1,590
    Charleston$1,581
    County Cost Group 640$1,581
    County Cost Group 630$1,572
    Erie$1,569
    County Cost Group 620$1,566
    County Cost Group 610$1,557
    County Cost Group 600$1,551
    Fort Riley$1,548
    Lake Charles$1,545
    County Cost Group 590$1,539
    Alexandria$1,530
    Wichita$1,530
    County Cost Group 580$1,527
    Fort Polk$1,527
    Fort Chaffee$1,521
    Meridian$1,521
    Stevens Point$1,521
    County Cost Group 570$1,515
    Albany$1,509
    County Cost Group 560$1,506
    County Cost Group 550$1,497
    County Cost Group 540$1,488
    County Cost Group 530$1,482
    County Cost Group 520$1,479
    Cannon AFB$1,476
    County Cost Group 510$1,473
    Hattiesburg$1,464
    Altus AFB$1,437
    Vance AFB$1,437
    Monroe$1,410
    Fort Sill$1,383
    Youngstown$1,338
    Anniston$1,335

    Denver is #65 of 338. The spread between the dearest and cheapest station at this grade is $3,951 a month — $47,412 a year, untaxed.

    Every pay grade at Denver0 – $3,240 / month
    E-1$1,938
    E-2$1,938
    E-3$1,938
    E-4$1,938
    E-5$2,148
    E-6$2,301
    E-7$2,568
    E-8$2,889
    E-9$2,946
    W-1$2,463
    W-2$2,886
    W-3$2,958
    W-4$3,066
    W-5$3,126
    O-1E$2,838
    O-2E$2,934
    O-3E$3,054
    O-1$2,268
    O-2$2,748
    O-3$2,979
    O-4$3,108
    O-5$3,135
    O-6$3,186
    O-7$3,240

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 11% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,946 a month of BAH takes more than $2,946 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.