BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-8 without dependents at El Centro draws $2,025 per month in 2026

    Permalinkbahratedesk.com/el-centro-ca/e-8/without/ExcelCSVDownloads cover this station.
    El Centro, CA
    E-8 · without dependents
    $2,025/ month
    $24,300 / year
    At E-8, this is #190 of 338 stations loaded · high San Francisco $5,196 · low Youngstown $1,248
    MHA CA420 · ZIPs 92222 92227 92231 92232 92233 92243 +13 more
    Your grade is calledARMYMSG / 1SGUSMCMSgt / 1stSgtNAVYSCPOUSAFSMSgt
    Untaxed — matching it with taxable pay takes$2,596 / mo gross
    Other dependency status here$2,541 with dependents
    In government quarters, no dependents$50.10 / mo partial
    El Centro — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,905$1,500
    E-2$1,905$1,500
    E-3$1,905$1,500
    E-4$1,905$1,500
    E-5$1,986$1,704
    E-6$2,151$1,824
    E-7$2,334$1,905
    E-8$2,541$2,025
    E-9$2,721$2,061
    Warrant officer
    W-1$2,166$1,890
    W-2$2,418$2,022
    W-3$2,673$2,070
    W-4$2,739$2,187
    W-5$2,823$2,382
    Officer — prior enlisted
    O-1E$2,373$1,983
    O-2E$2,634$2,052
    O-3E$2,751$2,139
    Officer
    O-1$2,013$1,818
    O-2$2,148$1,962
    O-3$2,664$2,085
    O-4$2,847$2,346
    O-5$2,976$2,460
    O-6$2,997$2,652
    O-7$3,018$2,697
    PCS compareEl Centro · E-8 · $2,025/mo
    Aberdeen Proving Grounds$2,538/mo · $30,456/yr
    ▲ RAISE+$513+$6,156/yr · like +$7,892 of salary

    What this rate means

    E-8 without dependents, every station0 – $5,196 / month
    San Francisco$5,196
    New York City$5,100
    Northern New Jersey$4,815
    Boston$4,803
    Westchester County$4,749
    Santa Clara County$4,728
    Long Island$4,500
    Nantucket$4,500
    Maui County$4,422
    Hanscom AFB$4,251
    Martha's Vineyard$4,110
    San Diego$4,065
    Camp Pendleton$4,056
    Florida Keys$3,993
    Cape Cod-Plymouth$3,948
    Los Angeles$3,948
    Kauai County$3,897
    Oakland$3,834
    Staten Island$3,834
    Honolulu County$3,720
    Miami$3,693
    Fort Monmouth$3,657
    Hawaii County$3,648
    Ventura$3,636
    West Point$3,600
    Trenton$3,570
    Monterey$3,549
    Essex CO$3,537
    Perth Amboy$3,531
    Chicago$3,498
    West Palm Beach$3,465
    Marin$3,411
    Vallejo$3,402
    Portsmouth$3,399
    Vandenberg SFB$3,399
    Riverside$3,396
    San Luis Obispo$3,348
    Portland$3,321
    San Bernardino$3,312
    Seattle$3,291
    Indian Head Navordsta$3,282
    Washington$3,261
    Providence$3,255
    Manchester$3,252
    Burlington$3,246
    County Cost Group 890$3,234
    New Haven$3,201
    Fitchburg$3,174
    Warrenton$3,132
    Santa Fe$3,057
    Willow Grove$3,030
    Worcester$3,018
    Beale AFB$3,006
    Quantico$3,006
    Annapolis$2,991
    Hartford$2,991
    Fort G. G. Meade$2,982
    Newport$2,979
    JB McGuire-Dix-Lakehurst$2,952
    County Cost Group 880$2,925
    Sacramento$2,925
    Denver$2,889
    Boulder$2,874
    Everett$2,850
    Cape May$2,823
    Atlantic City$2,784
    Tampa$2,781
    Edwards AFB$2,763
    Fort Detrick$2,763
    Philadelphia$2,754
    Fort Myers Beach$2,745
    County Cost Group 870$2,727
    Fort Pierce$2,724
    Juneau$2,724
    Orlando$2,724
    Madison$2,706
    Ballston Spa$2,685
    Ketchikan$2,682
    New London$2,682
    Outer Banks$2,679
    Baltimore$2,673
    Ann Arbor$2,667
    Stockton$2,634
    JB Lewis-McChord$2,634
    Milwaukee$2,631
    Brunswick$2,607
    Minneapolis$2,595
    Patrick SFB$2,583
    County Cost Group 860$2,562
    Sitka$2,550
    Dallas$2,541
    Aberdeen Proving Grounds$2,538
    Elizabeth City$2,526
    Port Angeles$2,526
    Oxford$2,523
    Fresno$2,520
    Kodiak Island$2,514
    Great Lakes Navtracen$2,499
    Beaufort$2,490
    St. Louis$2,487
    Hampden County$2,484
    County Cost Group 850$2,481
    Allentown$2,472
    Austin$2,472
    Savannah$2,466
    Birmingham$2,463
    Norfolk$2,463
    Portland$2,460
    Atlanta$2,457
    Corvallis$2,457
    Eglin AFB$2,457
    Reno$2,454
    Charlottesville$2,445
    Bremerton$2,442
    Patuxent River$2,442
    Charleston$2,439
    JB Elmendorf-Richardson$2,430
    Richmond$2,418
    Detroit$2,412
    Dahlgren$2,397
    County Cost Group 840$2,394
    Ocala$2,382
    Fort Carson$2,379
    Nashville$2,355
    Pittsburgh$2,352
    Fort Stewart$2,340
    Astoria$2,337
    Cincinnati$2,337
    Volusia County$2,334
    Phoenix$2,331
    Dover AFB$2,325
    Fort Collins$2,325
    County Cost Group 830$2,319
    Hampton$2,310
    Coastal Maine$2,298
    Asheville$2,292
    Buffalo$2,289
    Knoxville$2,283
    Rochester$2,280
    Dahlonega$2,274
    Houston$2,265
    Whidbey Island$2,265
    Spokane$2,262
    Traverse City$2,253
    Eugene$2,250
    Grand Haven$2,247
    Albuquerque$2,241
    Rome$2,238
    County Cost Group 820$2,232
    Charlotte$2,229
    Bridgeport$2,226
    Panama City$2,223
    Grand Rapids$2,205
    Jacksonville$2,199
    Memphis$2,193
    Fort Worth$2,184
    Salt Lake City$2,181
    Durham$2,178
    Lemoore NAS$2,175
    Eastern Shore$2,166
    Fairbanks$2,166
    Myrtle Beach$2,157
    Omaha$2,148
    Abilene$2,145
    Kings Bay$2,145
    Ogden$2,145
    Carlisle Barracks$2,142
    Raleigh$2,142
    Wilmington$2,136
    County Cost Group 810$2,133
    Duluth$2,124
    Syracuse$2,121
    Gainesville$2,109
    Eastern Panhandle$2,103
    Nellis AFB$2,103
    Provo$2,097
    Twenty Nine Palms MCB$2,097
    Barstow$2,091
    Cleveland$2,088
    Salem$2,088
    Chattanooga$2,073
    Toledo$2,064
    Louisville$2,052
    Battle Creek$2,046
    Helena$2,037
    Humboldt County$2,037
    Rapid City$2,037
    County Cost Group 800$2,031
    Kansas City$2,031
    El Centro$2,025
    Yakima$2,019
    New Orleans$2,004
    Boise$2,001
    Fort Wayne$1,989
    Rock Island$1,980
    Jackson$1,974
    College Station$1,962
    County Cost Group 790$1,959
    Greenville$1,959
    Columbus$1,953
    Davis-Monthan AFB$1,953
    Roanoke$1,953
    Fort Gordon$1,947
    Indianapolis$1,947
    Baton Rouge$1,944
    Pensacola$1,941
    Coos Bay$1,938
    Lexington$1,938
    Bangor$1,932
    Columbia$1,932
    Mobile$1,929
    Bloomington$1,923
    San Antonio (JBSA)$1,920
    Morehead$1,896
    State College$1,893
    Shreveport$1,887
    County Cost Group 780$1,884
    Fort Leavenworth$1,884
    Fort Bliss$1,881
    Corpus Christi$1,878
    Fort Campbell$1,878
    Tallahassee$1,878
    Greensboro$1,875
    Little Rock$1,875
    Des Moines$1,863
    Marquette$1,863
    Fort Bragg$1,860
    Huntsville$1,860
    Lincoln$1,857
    Fargo$1,851
    Lansing$1,848
    Fayetteville$1,839
    Waco$1,830
    Robins AFB$1,824
    County Cost Group 770$1,821
    Fort Huachuca$1,818
    Cheyenne$1,791
    Grand Forks$1,791
    Wilkes-Barre$1,776
    Fort Benning$1,773
    Fort Knox$1,764
    County Cost Group 760$1,752
    White Sands MR$1,752
    Fort Drum$1,749
    Bismarck$1,746
    Fort Hood$1,746
    Auburn$1,740
    Yuma$1,731
    Mountain Home AFB$1,725
    Johnson City$1,719
    County Cost Group 750$1,707
    Montgomery$1,704
    Tulsa$1,704
    Wichita Fls$1,704
    Morgantown$1,701
    Wright-Patterson AFB$1,695
    Oklahoma City$1,692
    Topeka$1,680
    Whiteman AFB$1,680
    Camp Lejeune$1,662
    County Cost Group 740$1,656
    Malmstrom SFB$1,656
    Akron$1,653
    Sioux Falls$1,653
    Holloman AFB$1,650
    Fallon NAS$1,644
    Lafayette$1,641
    Minot AFB$1,638
    Scott AFB$1,638
    Goodfellow AFB$1,635
    Peoria$1,635
    St Mary And Terrebonne$1,635
    Champaign$1,632
    Lexington$1,632
    County Cost Group 730$1,623
    Seymour Johnson AFB$1,620
    Sault Ste Marie$1,617
    China Lake$1,611
    Fort Rucker$1,611
    Gulfport$1,611
    Moody AFB$1,608
    Beaumont$1,602
    Columbus AFB$1,602
    County Cost Group 720$1,602
    Sumter$1,596
    Springfield$1,593
    Huntington$1,587
    County Cost Group 710$1,581
    Brownsville$1,578
    Terre Haute$1,566
    County Cost Group 700$1,563
    Saginaw$1,560
    County Cost Group 690$1,548
    Lubbock$1,548
    Frankfort$1,545
    County Cost Group 680$1,536
    Fort Leonard Wood$1,533
    County Cost Group 670$1,527
    Laughlin AFB$1,521
    County Cost Group 660$1,515
    Erie$1,515
    County Cost Group 650$1,506
    Columbia$1,500
    County Cost Group 640$1,500
    Paducah$1,494
    County Cost Group 630$1,491
    Sparta$1,488
    Springfield$1,488
    County Cost Group 620$1,485
    Charleston$1,479
    County Cost Group 610$1,476
    County Cost Group 600$1,470
    County Cost Group 590$1,458
    County Cost Group 580$1,446
    Wichita$1,443
    County Cost Group 570$1,434
    Fort Polk$1,434
    Fort Riley$1,434
    Hattiesburg$1,428
    County Cost Group 560$1,425
    Fort Chaffee$1,419
    Lake Charles$1,419
    Cannon AFB$1,416
    County Cost Group 550$1,416
    Stevens Point$1,416
    Alexandria$1,413
    Albany$1,410
    County Cost Group 540$1,407
    County Cost Group 530$1,401
    County Cost Group 520$1,398
    County Cost Group 510$1,392
    Meridian$1,392
    Altus AFB$1,326
    Vance AFB$1,308
    Fort Sill$1,290
    Monroe$1,284
    Anniston$1,251
    Youngstown$1,248

    El Centro is #190 of 338. The spread between the dearest and cheapest station at this grade is $3,948 a month — $47,376 a year, untaxed.

    Every pay grade at El Centro0 – $2,697 / month
    E-1$1,500
    E-2$1,500
    E-3$1,500
    E-4$1,500
    E-5$1,704
    E-6$1,824
    E-7$1,905
    E-8$2,025
    E-9$2,061
    W-1$1,890
    W-2$2,022
    W-3$2,070
    W-4$2,187
    W-5$2,382
    O-1E$1,983
    O-2E$2,052
    O-3E$2,139
    O-1$1,818
    O-2$1,962
    O-3$2,085
    O-4$2,346
    O-5$2,460
    O-6$2,652
    O-7$2,697

    Promoting to E-9 here adds $36 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from El Centro to San Francisco at E-8 is worth $3,171 a month — about 88 promotions worth of housing allowance, at $36 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,025 a month of BAH takes more than $2,025 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.