Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    O-6 with dependents at Fort Bliss draws $2,484 per month in 2026

    Permalinkbahratedesk.com/fort-bliss/o-6/with/ExcelCSVDownloads cover this station.
    El Paso, TX
    O-6 · with dependents
    $2,484/ month
    $29,808 / year
    At O-6, this is #15 of 17 stations loaded · high San Diego $5,541 · low Fort Riley $2,340
    MHA TX279 · ZIPs 79906 79908 79916 79924 79925
    Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol
    Untaxed — matching it with taxable pay takes$3,185 / mo gross
    Other dependency status here$2,178 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Bliss — full sheetTap a row
    PCS compareFort Bliss · O-6 · $2,484/mo
    Fort Bragg$2,628/mo · $31,536/yr
    ▲ RAISE+$144+$1,728/yr · like +$2,215 of salary

    What this rate means

    O-6 with dependents, every station0 – $5,541 / month
    San Diego$5,541
    Camp Pendleton$5,439
    Honolulu County$5,001
    JB Elmendorf-Richardson$4,131
    JB Lewis-McChord$3,501
    Norfolk$3,342
    Fort Stewart$3,153
    Fort Campbell$3,030
    Fort Carson$2,934
    Fort Drum$2,805
    Fort Hood$2,769
    Fort Bragg$2,628
    Camp Lejeune$2,571
    Fort Benning$2,487
    Fort Bliss$2,484
    San Antonio (JBSA)$2,475
    Fort Riley$2,340

    Fort Bliss is #15 of 17. The spread between the dearest and cheapest station at this grade is $3,201 a month — $38,412 a year, untaxed.

    Every pay grade at Fort Bliss0 – $2,496 / month
    E-1$1,665
    E-2$1,665
    E-3$1,665
    E-4$1,665
    E-5$1,809
    E-6$2,148
    E-7$2,172
    E-8$2,187
    E-9$2,241
    W-1$2,169
    W-2$2,178
    W-3$2,205
    W-4$2,256
    W-5$2,334
    O-1E$2,175
    O-2E$2,196
    O-3E$2,268
    O-1$1,857
    O-2$2,145
    O-3$2,202
    O-4$2,352
    O-5$2,466
    O-6$2,484
    O-7$2,496

    Promoting to O-7 here adds $12 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Bliss to San Diego at O-6 is worth $3,057 a month — about 255 promotions worth of housing allowance, at $12 per grade here.

    02

    Dependency status is worth 14% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,484 a month of BAH takes more than $2,484 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.