BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 with dependents at Fort Leonard Wood draws $1,719 per month in 2026

    Permalinkbahratedesk.com/fort-leonard-wood-mo/o-2/with/ExcelCSVDownloads cover this station.
    Fort Leonard Wood, MO
    O-2 · with dependents
    $1,719/ month
    $20,628 / year
    At O-2, this is #306 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA MO163 · ZIPs 65401 65402 65409 65436 65444 65452 +26 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,204 / mo gross
    Other dependency status here$1,452 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Leonard Wood — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,386$1,287
    E-2$1,386$1,287
    E-3$1,386$1,287
    E-4$1,386$1,287
    E-5$1,479$1,290
    E-6$1,722$1,296
    E-7$1,833$1,386
    E-8$1,956$1,533
    E-9$2,064$1,596
    Warrant officer
    W-1$1,740$1,368
    W-2$1,884$1,530
    W-3$2,034$1,608
    W-4$2,073$1,743
    W-5$2,130$1,860
    Officer — prior enlisted
    O-1E$1,854$1,476
    O-2E$2,010$1,581
    O-3E$2,085$1,713
    Officer
    O-1$1,515$1,293
    O-2$1,719$1,452
    O-3$2,028$1,629
    O-4$2,142$1,833
    O-5$2,223$1,899
    O-6$2,238$2,013
    O-7$2,250$2,043
    PCS compareFort Leonard Wood · O-2 · $1,719/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▲ RAISE+$1,020+$12,240/yr · like +$15,692 of salary

    What this rate means

    O-2 with dependents, every station0 – $5,451 / month
    San Francisco$5,451
    Westchester County$5,355
    Nantucket$5,115
    New York City$5,094
    Northern New Jersey$5,049
    Santa Clara County$4,974
    Boston$4,809
    Long Island$4,770
    Maui County$4,767
    Martha's Vineyard$4,587
    Hanscom AFB$4,476
    San Diego$4,401
    Camp Pendleton$4,395
    Kauai County$4,260
    Staten Island$4,209
    Los Angeles$4,185
    West Point$4,113
    Oakland$4,110
    Fort Monmouth$4,077
    Perth Amboy$4,065
    Florida Keys$4,053
    Ventura$4,002
    Cape Cod-Plymouth$3,996
    Trenton$3,969
    San Luis Obispo$3,939
    Honolulu County$3,909
    Seattle$3,897
    Monterey$3,864
    Hawaii County$3,834
    Marin$3,813
    Miami$3,789
    Washington$3,753
    Essex CO$3,741
    Burlington$3,732
    New Haven$3,714
    Chicago$3,699
    Portsmouth$3,687
    Vandenberg SFB$3,639
    West Palm Beach$3,603
    Portland$3,573
    Riverside$3,546
    Manchester$3,522
    County Cost Group 890$3,519
    Vallejo$3,495
    Fitchburg$3,465
    Providence$3,453
    Newport$3,441
    JB McGuire-Dix-Lakehurst$3,438
    Santa Fe$3,411
    Willow Grove$3,393
    Worcester$3,387
    San Bernardino$3,378
    Indian Head Navordsta$3,375
    Warrenton$3,375
    Juneau$3,369
    Boulder$3,336
    Hartford$3,327
    Atlantic City$3,285
    Fort G. G. Meade$3,273
    Everett$3,240
    Annapolis$3,225
    Sitka$3,225
    County Cost Group 880$3,201
    Quantico$3,171
    Edwards AFB$3,153
    Beale AFB$3,129
    Ann Arbor$3,075
    Cape May$3,069
    New London$3,069
    Denver$3,060
    Fort Detrick$3,060
    Tampa$3,039
    County Cost Group 870$2,994
    Philadelphia$2,976
    Sacramento$2,976
    Orlando$2,958
    Outer Banks$2,943
    Stockton$2,931
    Fort Myers Beach$2,916
    JB Lewis-McChord$2,916
    Baltimore$2,901
    JB Elmendorf-Richardson$2,889
    Madison$2,886
    Ketchikan$2,883
    Kodiak Island$2,880
    Patrick SFB$2,880
    Ballston Spa$2,859
    Port Angeles$2,856
    Hampden County$2,847
    Allentown$2,835
    County Cost Group 860$2,826
    Fort Pierce$2,826
    Fresno$2,823
    Oxford$2,811
    Beaufort$2,808
    Abilene$2,805
    Dallas$2,805
    Austin$2,796
    Bridgeport$2,796
    Traverse City$2,793
    Astoria$2,787
    Minneapolis$2,778
    Great Lakes Navtracen$2,757
    Portland$2,748
    County Cost Group 850$2,742
    Aberdeen Proving Grounds$2,739
    Whidbey Island$2,736
    Rome$2,730
    Bremerton$2,727
    Charlottesville$2,712
    Corvallis$2,712
    Dahlgren$2,712
    Atlanta$2,706
    Milwaukee$2,697
    Coastal Maine$2,694
    Reno$2,676
    Nashville$2,670
    County Cost Group 840$2,652
    St. Louis$2,652
    Savannah$2,649
    Knoxville$2,646
    Richmond$2,625
    Charleston$2,613
    Pittsburgh$2,601
    Detroit$2,580
    County Cost Group 830$2,577
    Asheville$2,568
    Elizabeth City$2,559
    Norfolk$2,556
    Brunswick$2,553
    Buffalo$2,550
    Spokane$2,550
    Patuxent River$2,544
    Twenty Nine Palms MCB$2,544
    Birmingham$2,529
    Fort Collins$2,529
    Helena$2,526
    Cincinnati$2,523
    Eglin AFB$2,523
    Houston$2,514
    Rochester$2,514
    Dahlonega$2,511
    Wilmington$2,496
    Volusia County$2,493
    Dover AFB$2,490
    County Cost Group 820$2,487
    Eugene$2,478
    Grand Haven$2,478
    Phoenix$2,454
    Fairbanks$2,451
    Panama City$2,439
    Fort Stewart$2,436
    Charlotte$2,433
    Fort Carson$2,430
    Barstow$2,427
    Fort Worth$2,421
    Hampton$2,418
    Cleveland$2,415
    Grand Rapids$2,400
    Chattanooga$2,394
    Salem$2,394
    Durham$2,388
    Ocala$2,388
    College Station$2,385
    County Cost Group 810$2,385
    Syracuse$2,382
    Yakima$2,379
    Carlisle Barracks$2,373
    Omaha$2,373
    New Orleans$2,370
    Battle Creek$2,367
    Myrtle Beach$2,358
    Salt Lake City$2,355
    Gainesville$2,352
    Duluth$2,331
    Fargo$2,328
    Albuquerque$2,325
    Humboldt County$2,316
    Memphis$2,316
    Raleigh$2,316
    Eastern Shore$2,310
    County Cost Group 800$2,280
    Boise$2,274
    Lemoore NAS$2,274
    Louisville$2,271
    State College$2,271
    Eastern Panhandle$2,250
    Jacksonville$2,238
    Columbus$2,235
    Rock Island$2,235
    Pensacola$2,232
    Ogden$2,226
    Provo$2,226
    Corpus Christi$2,214
    Cheyenne$2,211
    Coos Bay$2,211
    Rapid City$2,208
    County Cost Group 790$2,205
    Des Moines$2,205
    Indianapolis$2,205
    Nellis AFB$2,205
    Bismarck$2,196
    Baton Rouge$2,190
    Fort Huachuca$2,190
    Mountain Home AFB$2,181
    Kansas City$2,172
    Toledo$2,163
    Jackson$2,160
    Fort Gordon$2,154
    Kings Bay$2,154
    El Centro$2,148
    Lexington$2,148
    Fort Bliss$2,145
    Fort Knox$2,133
    Fort Leavenworth$2,130
    County Cost Group 780$2,127
    Fort Wayne$2,127
    Columbia$2,118
    Davis-Monthan AFB$2,118
    Johnson City$2,118
    Lincoln$2,109
    Greensboro$2,106
    Wichita Fls$2,106
    Fort Campbell$2,097
    Waco$2,094
    San Antonio (JBSA)$2,091
    Greenville$2,079
    Huntsville$2,076
    Roanoke$2,076
    Mobile$2,070
    County Cost Group 770$2,064
    Tallahassee$2,058
    Bangor$2,049
    Fort Bragg$2,046
    Morehead$2,043
    Fayetteville$2,037
    Shreveport$2,025
    Sioux Falls$2,022
    Marquette$2,007
    Grand Forks$2,001
    Scott AFB$1,995
    Columbus AFB$1,992
    County Cost Group 760$1,992
    Lexington$1,992
    Lansing$1,980
    Champaign$1,977
    Minot AFB$1,977
    Fort Benning$1,974
    Bloomington$1,953
    Seymour Johnson AFB$1,947
    County Cost Group 750$1,944
    Sumter$1,944
    Camp Lejeune$1,941
    Tulsa$1,941
    Little Rock$1,938
    White Sands MR$1,926
    Whiteman AFB$1,926
    Akron$1,923
    Fort Hood$1,917
    Sault Ste Marie$1,917
    Beaumont$1,914
    Moody AFB$1,914
    Morgantown$1,914
    County Cost Group 740$1,893
    Fort Drum$1,890
    Wilkes-Barre$1,884
    Robins AFB$1,875
    Paducah$1,872
    Holloman AFB$1,866
    Topeka$1,866
    County Cost Group 730$1,860
    Brownsville$1,857
    Peoria$1,857
    Oklahoma City$1,851
    Springfield$1,851
    Wright-Patterson AFB$1,848
    Lafayette$1,842
    Sparta$1,842
    Yuma$1,842
    County Cost Group 720$1,836
    Goodfellow AFB$1,833
    Auburn$1,830
    Fort Polk$1,827
    Springfield$1,821
    Terre Haute$1,821
    Malmstrom SFB$1,818
    County Cost Group 710$1,815
    Frankfort$1,812
    Lubbock$1,809
    County Cost Group 700$1,797
    Fallon NAS$1,785
    County Cost Group 690$1,782
    Fort Riley$1,779
    Huntington$1,776
    County Cost Group 680$1,770
    China Lake$1,764
    Charleston$1,761
    County Cost Group 670$1,761
    Montgomery$1,755
    County Cost Group 660$1,749
    Saginaw$1,746
    County Cost Group 650$1,740
    Fort Rucker$1,740
    County Cost Group 640$1,731
    County Cost Group 630$1,722
    Fort Leonard Wood$1,719
    County Cost Group 620$1,716
    County Cost Group 610$1,707
    Stevens Point$1,704
    County Cost Group 600$1,701
    Laughlin AFB$1,701
    County Cost Group 590$1,689
    Wichita$1,686
    County Cost Group 580$1,677
    Erie$1,677
    Fort Chaffee$1,677
    Alexandria$1,674
    County Cost Group 570$1,665
    County Cost Group 560$1,656
    County Cost Group 550$1,647
    St Mary And Terrebonne$1,647
    County Cost Group 540$1,638
    County Cost Group 530$1,632
    County Cost Group 520$1,626
    Monroe$1,626
    County Cost Group 510$1,623
    Lake Charles$1,623
    Columbia$1,620
    Gulfport$1,617
    Cannon AFB$1,590
    Altus AFB$1,560
    Meridian$1,542
    Albany$1,536
    Hattiesburg$1,521
    Vance AFB$1,509
    Fort Sill$1,491
    Anniston$1,488
    Youngstown$1,332

    Fort Leonard Wood is #306 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Fort Leonard Wood0 – $2,250 / month
    E-1$1,386
    E-2$1,386
    E-3$1,386
    E-4$1,386
    E-5$1,479
    E-6$1,722
    E-7$1,833
    E-8$1,956
    E-9$2,064
    W-1$1,740
    W-2$1,884
    W-3$2,034
    W-4$2,073
    W-5$2,130
    O-1E$1,854
    O-2E$2,010
    O-3E$2,085
    O-1$1,515
    O-2$1,719
    O-3$2,028
    O-4$2,142
    O-5$2,223
    O-6$2,238
    O-7$2,250

    Promoting to O-3 here adds $309 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Leonard Wood to San Francisco at O-2 is worth $3,732 a month — about 12 promotions worth of housing allowance, at $309 per grade here.

    02

    Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,719 a month of BAH takes more than $1,719 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.