BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 with dependents at Fort Riley draws $2,325 per month in 2026

    Permalinkbahratedesk.com/fort-riley/o-5/with/ExcelCSVDownloads cover this station.
    Fort Riley, KS
    O-5 · with dependents
    $2,325/ month
    $27,900 / year
    At O-5, this is #17 of 17 stations loaded · high San Diego $5,493 · low Fort Riley $2,325
    MHA KS165 · ZIPs 66442 66502 66441
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$2,981 / mo gross
    Other dependency status here$1,875 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Riley — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,272$1,050
    E-2$1,272$1,050
    E-3$1,272$1,050
    E-4$1,272$1,050
    E-5$1,314$1,158
    E-6$1,782$1,338
    E-7$1,845$1,383
    E-8$1,911$1,434
    E-9$2,013$1,548
    Warrant officer
    W-1$1,803$1,353
    W-2$1,872$1,410
    W-3$1,956$1,566
    W-4$2,037$1,794
    W-5$2,139$1,860
    Officer — prior enlisted
    O-1E$1,854$1,392
    O-2E$1,941$1,518
    O-3E$2,052$1,776
    Officer
    O-1$1,377$1,227
    O-2$1,779$1,386
    O-3$1,953$1,611
    O-4$2,169$1,842
    O-5$2,325$1,875
    O-6$2,340$1,935
    O-7$2,352$1,965
    PCS compareFort Riley · O-5 · $2,325/mo
    Fort Bragg$2,610/mo · $31,320/yr
    ▲ RAISE+$285+$3,420/yr · like +$4,385 of salary

    What this rate means

    O-5 with dependents, every station0 – $5,493 / month
    San Diego$5,493
    Camp Pendleton$5,391
    Honolulu County$4,959
    JB Elmendorf-Richardson$4,095
    JB Lewis-McChord$3,471
    Norfolk$3,318
    Fort Stewart$3,129
    Fort Campbell$3,006
    Fort Carson$2,913
    Fort Drum$2,784
    Fort Hood$2,748
    Fort Bragg$2,610
    Camp Lejeune$2,553
    Fort Benning$2,469
    Fort Bliss$2,466
    San Antonio (JBSA)$2,457
    Fort Riley$2,325

    Fort Riley is #17 of 17. The spread between the dearest and cheapest station at this grade is $3,168 a month — $38,016 a year, untaxed.

    Every pay grade at Fort Riley0 – $2,352 / month
    E-1$1,272
    E-2$1,272
    E-3$1,272
    E-4$1,272
    E-5$1,314
    E-6$1,782
    E-7$1,845
    E-8$1,911
    E-9$2,013
    W-1$1,803
    W-2$1,872
    W-3$1,956
    W-4$2,037
    W-5$2,139
    O-1E$1,854
    O-2E$1,941
    O-3E$2,052
    O-1$1,377
    O-2$1,779
    O-3$1,953
    O-4$2,169
    O-5$2,325
    O-6$2,340
    O-7$2,352

    Promoting to O-6 here adds $15 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Riley to San Diego at O-5 is worth $3,168 a month — about 211 promotions worth of housing allowance, at $15 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,325 a month of BAH takes more than $2,325 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.