W-4 without dependents, every station0 – $4,416 / month
Camp Pendleton$4,416
San Diego$4,410
Honolulu County$3,951
JB Lewis-McChord$2,931
JB Elmendorf-Richardson$2,901
Norfolk$2,562
Fort Stewart$2,442
Fort Carson$2,436
Fort Bliss$2,148
Fort Campbell$2,130
San Antonio (JBSA)$2,085
Fort Bragg$2,052
Fort Benning$1,977
Fort Hood$1,950
Camp Lejeune$1,950
Fort Drum$1,938
Fort Riley$1,794
Fort Stewart is #7 of 17. The spread between
the dearest and cheapest station at this grade is $2,622 a month —
$31,464 a year, untaxed.
Every pay grade at Fort Stewart0 – $2,619 / month
E-1$1,791
E-2$1,791
E-3$1,791
E-4$1,791
E-5$1,947
E-6$2,049
E-7$2,178
E-8$2,340
E-9$2,367
W-1$2,142
W-2$2,337
W-3$2,376
W-4$2,442
W-5$2,508
O-1E$2,307
O-2E$2,361
O-3E$2,427
O-1$2,037
O-2$2,268
O-3$2,385
O-4$2,490
O-5$2,520
O-6$2,577
O-7$2,619
Promoting to W-5 here adds $66 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Fort Stewart to Camp Pendleton at W-4 is worth $1,974 a month — about 30 promotions worth of housing allowance, at $66 per grade here.
02
Dependency status is worth 11% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,442 a month of BAH takes more than $2,442 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.