O-5 with dependents, every station0 – $5,493 / month
San Diego$5,493
Camp Pendleton$5,391
Honolulu County$4,959
JB Elmendorf-Richardson$4,095
JB Lewis-McChord$3,471
Norfolk$3,318
Fort Stewart$3,129
Fort Campbell$3,006
Fort Carson$2,913
Fort Drum$2,784
Fort Hood$2,748
Fort Bragg$2,610
Camp Lejeune$2,553
Fort Benning$2,469
Fort Bliss$2,466
San Antonio (JBSA)$2,457
Fort Riley$2,325
Honolulu County is #3 of 17. The spread between
the dearest and cheapest station at this grade is $3,168 a month —
$38,016 a year, untaxed.
Every pay grade at Honolulu County0 – $5,040 / month
E-1$3,333
E-2$3,333
E-3$3,333
E-4$3,333
E-5$3,663
E-6$3,912
E-7$4,098
E-8$4,302
E-9$4,518
W-1$3,930
W-2$4,182
W-3$4,434
W-4$4,551
W-5$4,692
O-1E$4,137
O-2E$4,398
O-3E$4,572
O-1$3,702
O-2$3,909
O-3$4,428
O-4$4,737
O-5$4,959
O-6$5,001
O-7$5,040
Promoting to O-6 here adds $42 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Honolulu County to San Diego at O-5 is worth $534 a month — about 13 promotions worth of housing allowance, at $42 per grade here.
02
Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $4,959 a month of BAH takes more than $4,959 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.