BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-7 with dependents at Portsmouth draws $3,975 per month in 2026

    Permalinkbahratedesk.com/portsmouth-nh-kittery-me/e-7/with/ExcelCSVDownloads cover this station.
    Portsmouth, NH/Kittery, ME
    E-7 · with dependents
    $3,975/ month
    $47,700 / year
    At E-7, this is #31 of 338 stations loaded · high Westchester County $5,832 · low Youngstown $1,491
    MHA NH194 · ZIPs 03032 03034 03036 03037 03038 03040 +100 more
    Your grade is calledARMYSFCUSMCGySgtNAVYCPOUSAFMSgt
    Untaxed — matching it with taxable pay takes$5,096 / mo gross
    Other dependency status here$3,108 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Portsmouth — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,099$2,367
    E-2$3,099$2,367
    E-3$3,099$2,367
    E-4$3,099$2,367
    E-5$3,321$2,700
    E-6$3,690$2,901
    E-7$3,975$3,108
    E-8$4,278$3,399
    E-9$4,617$3,504
    Warrant officer
    W-1$3,717$3,033
    W-2$4,098$3,396
    W-3$4,476$3,519
    W-4$4,668$3,756
    W-5$4,905$4,044
    Officer — prior enlisted
    O-1E$4,032$3,318
    O-2E$4,419$3,480
    O-3E$4,704$3,684
    Officer
    O-1$3,372$2,877
    O-2$3,687$3,249
    O-3$4,461$3,555
    O-4$4,983$3,993
    O-5$5,355$4,167
    O-6$5,400$4,455
    O-7$5,445$4,536
    PCS comparePortsmouth · E-7 · $3,975/mo
    Aberdeen Proving Grounds$2,862/mo · $34,344/yr
    ▼ CUT−$1,113−$13,356/yr · like −$17,123 of salary

    What this rate means

    E-7 with dependents, every station0 – $5,832 / month
    Westchester County$5,832
    San Francisco$5,490
    Nantucket$5,241
    New York City$5,238
    Northern New Jersey$5,073
    Maui County$5,067
    Santa Clara County$5,058
    Boston$4,938
    Long Island$4,878
    Martha's Vineyard$4,752
    Hanscom AFB$4,584
    Camp Pendleton$4,494
    San Diego$4,446
    Kauai County$4,410
    Florida Keys$4,350
    Staten Island$4,341
    Los Angeles$4,311
    Monterey$4,218
    West Point$4,215
    Oakland$4,203
    Fort Monmouth$4,173
    Cape Cod-Plymouth$4,149
    Perth Amboy$4,134
    Trenton$4,116
    Honolulu County$4,098
    Ventura$4,083
    San Luis Obispo$4,047
    Essex CO$4,032
    Miami$4,026
    Seattle$4,020
    Portsmouth$3,975
    Marin$3,939
    Burlington$3,912
    Hawaii County$3,876
    Washington$3,855
    Portland$3,825
    Manchester$3,783
    New Haven$3,768
    West Palm Beach$3,738
    Chicago$3,723
    Newport$3,702
    Vandenberg SFB$3,693
    Fitchburg$3,687
    Providence$3,657
    County Cost Group 890$3,633
    Riverside$3,603
    Worcester$3,525
    Santa Fe$3,522
    Vallejo$3,516
    Hartford$3,489
    JB McGuire-Dix-Lakehurst$3,486
    Indian Head Navordsta$3,483
    Warrenton$3,480
    Boulder$3,477
    Juneau$3,432
    Willow Grove$3,423
    Atlantic City$3,414
    San Bernardino$3,399
    Everett$3,363
    Fort G. G. Meade$3,327
    County Cost Group 880$3,306
    Annapolis$3,303
    Sitka$3,294
    Quantico$3,228
    Edwards AFB$3,195
    Ann Arbor$3,180
    New London$3,159
    Beale AFB$3,150
    Fort Detrick$3,132
    Cape May$3,114
    Denver$3,114
    County Cost Group 870$3,096
    Madison$3,084
    Stockton$3,072
    Tampa$3,066
    Hampden County$3,063
    JB Elmendorf-Richardson$3,045
    Austin$3,039
    Ketchikan$3,027
    Philadelphia$3,000
    Ballston Spa$2,997
    Brunswick$2,997
    Outer Banks$2,997
    Sacramento$2,997
    Baltimore$2,994
    Fort Myers Beach$2,994
    JB Lewis-McChord$2,994
    Orlando$2,982
    Kodiak Island$2,970
    Astoria$2,949
    Port Angeles$2,940
    County Cost Group 860$2,922
    Fort Pierce$2,916
    Patrick SFB$2,907
    Traverse City$2,901
    Bridgeport$2,883
    Oxford$2,877
    Whidbey Island$2,877
    Milwaukee$2,874
    Fresno$2,868
    Allentown$2,865
    Aberdeen Proving Grounds$2,862
    Great Lakes Navtracen$2,853
    Portland$2,853
    Abilene$2,844
    Bremerton$2,844
    Eglin AFB$2,841
    County Cost Group 850$2,838
    Beaufort$2,835
    Charlottesville$2,835
    Dallas$2,829
    Minneapolis$2,826
    Rome$2,790
    Corvallis$2,769
    Dahlgren$2,763
    Coastal Maine$2,760
    County Cost Group 840$2,745
    Knoxville$2,745
    Atlanta$2,730
    Reno$2,721
    Nashville$2,712
    Dover AFB$2,694
    St. Louis$2,691
    Savannah$2,685
    Richmond$2,676
    County Cost Group 830$2,670
    Asheville$2,667
    Spokane$2,658
    Charleston$2,652
    Detroit$2,652
    Twenty Nine Palms MCB$2,649
    Buffalo$2,631
    Fort Collins$2,631
    Pittsburgh$2,628
    Patuxent River$2,625
    Helena$2,622
    Fairbanks$2,610
    Norfolk$2,604
    Rochester$2,604
    Elizabeth City$2,595
    Eugene$2,583
    Houston$2,583
    County Cost Group 820$2,577
    Cincinnati$2,553
    Birmingham$2,550
    Barstow$2,547
    Wilmington$2,547
    Volusia County$2,544
    Syracuse$2,541
    Panama City$2,538
    Dahlonega$2,535
    Humboldt County$2,511
    Salem$2,511
    Grand Haven$2,505
    College Station$2,499
    Yakima$2,499
    Salt Lake City$2,496
    Fort Stewart$2,493
    Fort Carson$2,487
    Gainesville$2,478
    Phoenix$2,475
    County Cost Group 810$2,472
    Charlotte$2,457
    Omaha$2,457
    Chattanooga$2,445
    Fort Worth$2,445
    Carlisle Barracks$2,442
    Cleveland$2,442
    Hampton$2,439
    New Orleans$2,439
    Durham$2,436
    Battle Creek$2,424
    Grand Rapids$2,424
    Myrtle Beach$2,418
    Ocala$2,409
    Fargo$2,400
    Coos Bay$2,391
    State College$2,388
    Columbus$2,364
    County Cost Group 800$2,364
    Duluth$2,355
    Albuquerque$2,352
    Eastern Shore$2,346
    Raleigh$2,343
    Lemoore NAS$2,337
    Memphis$2,337
    Provo$2,337
    Eastern Panhandle$2,334
    El Centro$2,334
    Louisville$2,316
    Boise$2,310
    Corpus Christi$2,310
    Rapid City$2,307
    Cheyenne$2,301
    Des Moines$2,292
    County Cost Group 790$2,289
    Jackson$2,286
    Jacksonville$2,283
    Ogden$2,271
    Nellis AFB$2,268
    Bismarck$2,262
    Rock Island$2,262
    Pensacola$2,256
    Kings Bay$2,250
    Tallahassee$2,250
    Fort Campbell$2,244
    Indianapolis$2,244
    Fort Knox$2,241
    Mountain Home AFB$2,238
    Fort Leavenworth$2,229
    Kansas City$2,223
    Bangor$2,217
    Fort Huachuca$2,217
    Baton Rouge$2,214
    County Cost Group 780$2,208
    Johnson City$2,205
    Waco$2,199
    Fort Gordon$2,190
    Wichita Fls$2,190
    Toledo$2,184
    Morehead$2,181
    Fort Bliss$2,172
    Lexington$2,172
    Lincoln$2,172
    Greensboro$2,163
    Columbia$2,160
    Roanoke$2,157
    Fayetteville$2,154
    Fort Wayne$2,154
    Davis-Monthan AFB$2,145
    Marquette$2,145
    County Cost Group 770$2,142
    Bloomington$2,139
    Huntsville$2,133
    Greenville$2,124
    Mobile$2,118
    San Antonio (JBSA)$2,112
    Shreveport$2,112
    Fort Drum$2,103
    Fort Bragg$2,094
    Scott AFB$2,076
    Grand Forks$2,073
    County Cost Group 760$2,070
    Fort Hood$2,070
    Columbus AFB$2,067
    Sioux Falls$2,055
    Minot AFB$2,052
    Seymour Johnson AFB$2,052
    Lexington$2,046
    Auburn$2,043
    Whiteman AFB$2,043
    Champaign$2,034
    Lansing$2,034
    County Cost Group 750$2,022
    Fort Benning$2,004
    Tulsa$2,004
    Camp Lejeune$1,995
    Robins AFB$1,992
    Sumter$1,986
    White Sands MR$1,983
    Fallon NAS$1,980
    Malmstrom SFB$1,980
    Brownsville$1,971
    County Cost Group 740$1,968
    Goodfellow AFB$1,965
    Little Rock$1,959
    Morgantown$1,956
    Wilkes-Barre$1,956
    Akron$1,950
    Moody AFB$1,950
    Beaumont$1,941
    Sault Ste Marie$1,941
    Topeka$1,938
    Wright-Patterson AFB$1,938
    County Cost Group 730$1,935
    Frankfort$1,932
    Paducah$1,932
    Fort Rucker$1,929
    Peoria$1,926
    Yuma$1,917
    Lafayette$1,914
    County Cost Group 720$1,911
    Springfield$1,908
    China Lake$1,905
    Oklahoma City$1,896
    County Cost Group 710$1,890
    Holloman AFB$1,890
    Springfield$1,887
    Terre Haute$1,887
    Lubbock$1,875
    Sparta$1,875
    County Cost Group 700$1,872
    Fort Polk$1,872
    County Cost Group 690$1,854
    Laughlin AFB$1,854
    Fort Riley$1,845
    County Cost Group 680$1,842
    County Cost Group 670$1,833
    Fort Leonard Wood$1,833
    Huntington$1,827
    County Cost Group 660$1,821
    Montgomery$1,818
    County Cost Group 650$1,812
    Columbia$1,803
    County Cost Group 640$1,803
    Charleston$1,800
    County Cost Group 630$1,794
    County Cost Group 620$1,788
    Fort Chaffee$1,785
    Saginaw$1,782
    Alexandria$1,779
    County Cost Group 610$1,779
    Wichita$1,779
    St Mary And Terrebonne$1,776
    County Cost Group 600$1,773
    Gulfport$1,770
    County Cost Group 590$1,761
    Lake Charles$1,755
    County Cost Group 580$1,749
    Erie$1,746
    County Cost Group 570$1,737
    Stevens Point$1,731
    County Cost Group 560$1,725
    County Cost Group 550$1,716
    County Cost Group 540$1,707
    County Cost Group 530$1,701
    Cannon AFB$1,695
    County Cost Group 520$1,695
    County Cost Group 510$1,692
    Meridian$1,692
    Albany$1,671
    Monroe$1,665
    Altus AFB$1,662
    Hattiesburg$1,644
    Vance AFB$1,623
    Fort Sill$1,587
    Anniston$1,560
    Youngstown$1,491

    Portsmouth is #31 of 338. The spread between the dearest and cheapest station at this grade is $4,341 a month — $52,092 a year, untaxed.

    Every pay grade at Portsmouth0 – $5,445 / month
    E-1$3,099
    E-2$3,099
    E-3$3,099
    E-4$3,099
    E-5$3,321
    E-6$3,690
    E-7$3,975
    E-8$4,278
    E-9$4,617
    W-1$3,717
    W-2$4,098
    W-3$4,476
    W-4$4,668
    W-5$4,905
    O-1E$4,032
    O-2E$4,419
    O-3E$4,704
    O-1$3,372
    O-2$3,687
    O-3$4,461
    O-4$4,983
    O-5$5,355
    O-6$5,400
    O-7$5,445

    Promoting to E-8 here adds $303 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Portsmouth to Westchester County at E-7 is worth $1,857 a month — about 6 promotions worth of housing allowance, at $303 per grade here.

    02

    Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,975 a month of BAH takes more than $3,975 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.