BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-8 with dependents at Sacramento draws $3,021 per month in 2026

    Permalinkbahratedesk.com/sacramento-ca/e-8/with/ExcelCSVDownloads cover this station.
    Sacramento, CA
    E-8 · with dependents
    $3,021/ month
    $36,252 / year
    At E-8, this is #92 of 338 stations loaded · high Westchester County $6,333 · low Anniston $1,638
    MHA CA034 · ZIPs 94203 94204 94205 94206 94209 94229 +152 more
    Your grade is calledARMYMSG / 1SGUSMCMSgt / 1stSgtNAVYSCPOUSAFSMSgt
    Untaxed — matching it with taxable pay takes$3,873 / mo gross
    Other dependency status here$2,925 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Sacramento — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,598$2,016
    E-2$2,598$2,016
    E-3$2,598$2,016
    E-4$2,598$2,016
    E-5$2,904$2,190
    E-6$2,979$2,325
    E-7$2,997$2,610
    E-8$3,021$2,925
    E-9$3,114$2,934
    Warrant officer
    W-1$2,994$2,499
    W-2$3,006$2,922
    W-3$3,042$2,940
    W-4$3,144$2,973
    W-5$3,276$3,000
    Officer — prior enlisted
    O-1E$3,000$2,901
    O-2E$3,033$2,931
    O-3E$3,165$2,964
    Officer
    O-1$2,922$2,292
    O-2$2,976$2,805
    O-3$3,039$2,943
    O-4$3,318$2,988
    O-5$3,525$3,003
    O-6$3,552$3,015
    O-7$3,576$3,069
    PCS compareSacramento · E-8 · $3,021/mo
    Aberdeen Proving Grounds$2,991/mo · $35,892/yr
    ▼ CUT−$30−$360/yr · like −$462 of salary

    What this rate means

    E-8 with dependents, every station0 – $6,333 / month
    Westchester County$6,333
    San Francisco$5,529
    New York City$5,418
    Maui County$5,382
    Nantucket$5,364
    Santa Clara County$5,145
    Northern New Jersey$5,082
    Boston$5,079
    Long Island$4,992
    Martha's Vineyard$4,923
    Hanscom AFB$4,698
    Florida Keys$4,677
    Monterey$4,599
    Camp Pendleton$4,596
    Kauai County$4,566
    San Diego$4,488
    Staten Island$4,473
    Los Angeles$4,443
    Essex CO$4,344
    Cape Cod-Plymouth$4,317
    West Point$4,317
    Honolulu County$4,302
    Oakland$4,299
    Miami$4,281
    Portsmouth$4,278
    Fort Monmouth$4,272
    Trenton$4,269
    Perth Amboy$4,200
    Ventura$4,161
    San Luis Obispo$4,152
    Seattle$4,143
    Portland$4,098
    Burlington$4,092
    Manchester$4,065
    Marin$4,065
    Newport$3,972
    Washington$3,957
    Fitchburg$3,918
    Hawaii County$3,915
    West Palm Beach$3,885
    Providence$3,876
    New Haven$3,813
    County Cost Group 890$3,753
    Vandenberg SFB$3,747
    Chicago$3,732
    Worcester$3,669
    Riverside$3,663
    Hartford$3,657
    Santa Fe$3,639
    Boulder$3,621
    Indian Head Navordsta$3,597
    Warrenton$3,594
    Atlantic City$3,543
    Juneau$3,531
    JB McGuire-Dix-Lakehurst$3,525
    Vallejo$3,525
    Everett$3,489
    Brunswick$3,477
    Willow Grove$3,432
    County Cost Group 880$3,420
    San Bernardino$3,408
    Sitka$3,399
    Annapolis$3,384
    Fort G. G. Meade$3,378
    Madison$3,297
    Austin$3,294
    Ann Arbor$3,291
    Hampden County$3,288
    Quantico$3,288
    New London$3,249
    JB Elmendorf-Richardson$3,240
    Edwards AFB$3,237
    Stockton$3,219
    Ketchikan$3,213
    Fort Detrick$3,207
    County Cost Group 870$3,204
    Eglin AFB$3,189
    Denver$3,168
    Beale AFB$3,159
    Cape May$3,159
    Ballston Spa$3,144
    Astoria$3,114
    Kodiak Island$3,096
    Baltimore$3,093
    Fort Myers Beach$3,078
    Tampa$3,075
    Milwaukee$3,072
    JB Lewis-McChord$3,072
    Outer Banks$3,051
    County Cost Group 860$3,027
    Port Angeles$3,027
    Sacramento$3,021
    Whidbey Island$3,018
    Fort Pierce$3,015
    Philadelphia$3,009
    Traverse City$3,003
    Aberdeen Proving Grounds$2,991
    Orlando$2,991
    Bremerton$2,967
    Bridgeport$2,964
    Charlottesville$2,964
    Portland$2,961
    Great Lakes Navtracen$2,955
    Oxford$2,943
    County Cost Group 850$2,940
    Dover AFB$2,916
    Patrick SFB$2,916
    Fresno$2,910
    Minneapolis$2,877
    Allentown$2,874
    Abilene$2,853
    Beaufort$2,844
    County Cost Group 840$2,844
    Knoxville$2,844
    Rome$2,844
    Dallas$2,838
    Coastal Maine$2,826
    Corvallis$2,826
    Fairbanks$2,814
    Dahlgren$2,811
    Asheville$2,772
    Spokane$2,772
    County Cost Group 830$2,766
    Reno$2,766
    Nashville$2,754
    Twenty Nine Palms MCB$2,751
    Atlanta$2,739
    Fort Collins$2,739
    St. Louis$2,733
    Detroit$2,730
    Richmond$2,727
    Buffalo$2,718
    Savannah$2,718
    Helena$2,715
    Humboldt County$2,715
    Patuxent River$2,712
    Syracuse$2,709
    Rochester$2,697
    Charleston$2,694
    Eugene$2,694
    Barstow$2,673
    County Cost Group 820$2,670
    Norfolk$2,661
    Houston$2,655
    Salt Lake City$2,649
    Panama City$2,643
    Elizabeth City$2,637
    Pittsburgh$2,637
    Salem$2,634
    Yakima$2,625
    College Station$2,616
    Gainesville$2,613
    Volusia County$2,598
    Wilmington$2,595
    Cincinnati$2,583
    Coos Bay$2,583
    County Cost Group 810$2,565
    Birmingham$2,559
    Fort Stewart$2,556
    Fort Carson$2,553
    Omaha$2,547
    Dahlonega$2,544
    El Centro$2,541
    Grand Haven$2,535
    Carlisle Barracks$2,514
    New Orleans$2,508
    State College$2,508
    Columbus$2,496
    Chattanooga$2,490
    Durham$2,484
    Phoenix$2,484
    Myrtle Beach$2,481
    Battle Creek$2,478
    Charlotte$2,466
    Fargo$2,466
    Hampton$2,457
    Provo$2,457
    County Cost Group 800$2,454
    Fort Worth$2,454
    Tallahassee$2,454
    Cleveland$2,451
    Grand Rapids$2,433
    Ocala$2,424
    Eastern Panhandle$2,421
    Jackson$2,418
    Corpus Christi$2,412
    Rapid City$2,409
    Lemoore NAS$2,406
    Bangor$2,403
    Fort Campbell$2,400
    Cheyenne$2,388
    Eastern Shore$2,382
    Albuquerque$2,379
    Des Moines$2,379
    County Cost Group 790$2,376
    Raleigh$2,373
    Duluth$2,364
    Louisville$2,364
    Fort Knox$2,352
    Kings Bay$2,352
    Boise$2,346
    Memphis$2,346
    Bloomington$2,343
    Nellis AFB$2,337
    Fort Drum$2,331
    Fort Leavenworth$2,331
    Jacksonville$2,331
    Bismarck$2,328
    Morehead$2,328
    Ogden$2,325
    Waco$2,310
    Marquette$2,295
    County Cost Group 780$2,292
    Johnson City$2,292
    Mountain Home AFB$2,292
    Indianapolis$2,283
    Rock Island$2,283
    Fayetteville$2,280
    Kansas City$2,277
    Auburn$2,274
    Wichita Fls$2,271
    Pensacola$2,265
    Roanoke$2,244
    Fort Hood$2,238
    Lincoln$2,238
    County Cost Group 770$2,226
    Fort Gordon$2,226
    Fort Huachuca$2,226
    Baton Rouge$2,223
    Greensboro$2,220
    Shreveport$2,208
    Columbia$2,202
    Toledo$2,193
    Fallon NAS$2,190
    Lexington$2,190
    Fort Bliss$2,187
    Huntsville$2,187
    Fort Wayne$2,184
    Davis-Monthan AFB$2,178
    Greenville$2,172
    Mobile$2,169
    Whiteman AFB$2,166
    Malmstrom SFB$2,160
    Seymour Johnson AFB$2,160
    Scott AFB$2,157
    County Cost Group 760$2,151
    Grand Forks$2,151
    Fort Bragg$2,142
    Columbus AFB$2,136
    Fort Rucker$2,136
    Minot AFB$2,127
    San Antonio (JBSA)$2,121
    Robins AFB$2,118
    Goodfellow AFB$2,109
    County Cost Group 750$2,103
    Lexington$2,097
    Brownsville$2,094
    Champaign$2,091
    Lansing$2,091
    Sioux Falls$2,085
    Tulsa$2,067
    China Lake$2,058
    Frankfort$2,058
    Camp Lejeune$2,049
    County Cost Group 740$2,049
    White Sands MR$2,043
    Fort Benning$2,037
    Wright-Patterson AFB$2,037
    Wilkes-Barre$2,034
    Sumter$2,025
    Laughlin AFB$2,019
    Topeka$2,016
    County Cost Group 730$2,013
    Columbia$2,001
    Morgantown$2,001
    Yuma$1,998
    Peoria$1,995
    Lafayette$1,992
    Paducah$1,992
    County Cost Group 720$1,989
    Moody AFB$1,980
    County Cost Group 710$1,968
    Little Rock$1,968
    Akron$1,962
    Springfield$1,962
    Springfield$1,959
    Terre Haute$1,959
    Fort Leonard Wood$1,956
    Beaumont$1,950
    Sault Ste Marie$1,950
    County Cost Group 700$1,947
    Oklahoma City$1,944
    Lubbock$1,941
    Gulfport$1,938
    County Cost Group 690$1,932
    County Cost Group 680$1,920
    St Mary And Terrebonne$1,920
    Fort Polk$1,911
    Fort Riley$1,911
    County Cost Group 670$1,908
    Sparta$1,905
    Holloman AFB$1,899
    County Cost Group 660$1,896
    Fort Chaffee$1,893
    Lake Charles$1,893
    County Cost Group 650$1,887
    Montgomery$1,887
    Alexandria$1,884
    Huntington$1,881
    County Cost Group 640$1,878
    Wichita$1,878
    County Cost Group 630$1,869
    County Cost Group 620$1,863
    County Cost Group 610$1,854
    Meridian$1,854
    County Cost Group 600$1,845
    Charleston$1,833
    County Cost Group 590$1,833
    Erie$1,824
    County Cost Group 580$1,821
    Saginaw$1,818
    Albany$1,815
    County Cost Group 570$1,809
    Cannon AFB$1,806
    County Cost Group 560$1,800
    County Cost Group 550$1,788
    County Cost Group 540$1,782
    Hattiesburg$1,782
    County Cost Group 530$1,773
    County Cost Group 520$1,770
    Altus AFB$1,767
    County Cost Group 510$1,764
    Vance AFB$1,743
    Stevens Point$1,740
    Monroe$1,704
    Fort Sill$1,692
    Youngstown$1,662
    Anniston$1,638

    Sacramento is #92 of 338. The spread between the dearest and cheapest station at this grade is $4,695 a month — $56,340 a year, untaxed.

    Every pay grade at Sacramento0 – $3,576 / month
    E-1$2,598
    E-2$2,598
    E-3$2,598
    E-4$2,598
    E-5$2,904
    E-6$2,979
    E-7$2,997
    E-8$3,021
    E-9$3,114
    W-1$2,994
    W-2$3,006
    W-3$3,042
    W-4$3,144
    W-5$3,276
    O-1E$3,000
    O-2E$3,033
    O-3E$3,165
    O-1$2,922
    O-2$2,976
    O-3$3,039
    O-4$3,318
    O-5$3,525
    O-6$3,552
    O-7$3,576

    Promoting to E-9 here adds $93 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Sacramento to Westchester County at E-8 is worth $3,312 a month — about 36 promotions worth of housing allowance, at $93 per grade here.

    02

    Dependency status is worth 3% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,021 a month of BAH takes more than $3,021 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.