BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    W-1 without dependents at Springfield draws $1,410 per month in 2026

    Permalinkbahratedesk.com/springfield-mo/w-1/without/ExcelCSVDownloads cover this station.
    Springfield, MO
    W-1 · without dependents
    $1,410/ month
    $16,920 / year
    At W-1, this is #287 of 338 stations loaded · high New York City $5,085 · low Youngstown $1,128
    MHA MO164 · ZIPs 65604 65610 65612 65619 65620 65629 +32 more
    Your grade is calledARMYWO1USMCWONAVYWO1
    Untaxed — matching it with taxable pay takes$1,808 / mo gross
    Other dependency status here$1,878 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Springfield — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,293$1,146
    E-2$1,293$1,146
    E-3$1,293$1,146
    E-4$1,293$1,146
    E-5$1,389$1,167
    E-6$1,857$1,392
    E-7$1,908$1,431
    E-8$1,962$1,488
    E-9$2,103$1,623
    Warrant officer
    W-1$1,878$1,410
    W-2$1,932$1,485
    W-3$2,001$1,641
    W-4$2,142$1,863
    W-5$2,319$1,920
    Officer — prior enlisted
    O-1E$1,914$1,437
    O-2E$1,989$1,593
    O-3E$2,169$1,851
    Officer
    O-1$1,452$1,194
    O-2$1,851$1,434
    O-3$1,998$1,686
    O-4$2,376$1,902
    O-5$2,649$1,986
    O-6$2,670$2,004
    O-7$2,685$2,013
    PCS compareSpringfield · W-1 · $1,410/mo
    Aberdeen Proving Grounds$2,205/mo · $26,460/yr
    ▲ RAISE+$795+$9,540/yr · like +$12,231 of salary

    What this rate means

    W-1 without dependents, every station0 – $5,085 / month
    New York City$5,085
    San Francisco$4,644
    Santa Clara County$4,257
    Boston$4,191
    Nantucket$4,188
    Northern New Jersey$4,113
    Westchester County$4,086
    Long Island$4,023
    Hanscom AFB$3,924
    Florida Keys$3,771
    Maui County$3,642
    Cape Cod-Plymouth$3,627
    San Diego$3,564
    Martha's Vineyard$3,555
    Kauai County$3,525
    Camp Pendleton$3,513
    Staten Island$3,495
    Los Angeles$3,468
    Hawaii County$3,408
    Miami$3,399
    Oakland$3,378
    Perth Amboy$3,336
    Ventura$3,333
    Fort Monmouth$3,300
    Marin$3,249
    Essex CO$3,225
    Honolulu County$3,222
    West Point$3,195
    Indian Head Navordsta$3,186
    Monterey$3,183
    Trenton$3,129
    West Palm Beach$3,117
    Vandenberg SFB$3,105
    Washington$3,096
    Chicago$3,090
    Portland$3,039
    Portsmouth$3,033
    Riverside$3,015
    Fitchburg$3,012
    Providence$3,006
    Vallejo$2,997
    San Luis Obispo$2,976
    Seattle$2,946
    Manchester$2,940
    New Haven$2,928
    County Cost Group 890$2,895
    San Bernardino$2,850
    Burlington$2,823
    Warrenton$2,811
    Worcester$2,754
    Annapolis$2,709
    Fort G. G. Meade$2,694
    JB McGuire-Dix-Lakehurst$2,691
    Willow Grove$2,670
    Beale AFB$2,661
    Quantico$2,661
    Newport$2,637
    County Cost Group 880$2,610
    Santa Fe$2,577
    Hartford$2,574
    Atlantic City$2,538
    Juneau$2,532
    Boulder$2,523
    Everett$2,517
    Fort Myers Beach$2,514
    Sacramento$2,499
    Denver$2,463
    Tampa$2,463
    Cape May$2,451
    Fort Pierce$2,442
    County Cost Group 870$2,430
    Edwards AFB$2,424
    Sitka$2,424
    Outer Banks$2,421
    Stockton$2,418
    Fort Detrick$2,400
    Orlando$2,394
    Philadelphia$2,373
    New London$2,367
    Baltimore$2,349
    Ann Arbor$2,325
    Dahlgren$2,322
    Eglin AFB$2,322
    Madison$2,313
    JB Lewis-McChord$2,313
    Ballston Spa$2,310
    Beaufort$2,304
    Milwaukee$2,292
    Ketchikan$2,289
    County Cost Group 860$2,277
    Patrick SFB$2,274
    Bremerton$2,244
    Elizabeth City$2,241
    Hampden County$2,241
    Allentown$2,232
    Charlottesville$2,232
    Patuxent River$2,232
    Atlanta$2,226
    Oxford$2,220
    St. Louis$2,220
    Aberdeen Proving Grounds$2,205
    County Cost Group 850$2,205
    Savannah$2,184
    JB Elmendorf-Richardson$2,172
    Charleston$2,172
    Norfolk$2,166
    Kodiak Island$2,163
    Birmingham$2,160
    Ocala$2,160
    Port Angeles$2,160
    Minneapolis$2,154
    Dallas$2,142
    Fort Stewart$2,142
    Portland$2,139
    Fresno$2,136
    Dover AFB$2,133
    Great Lakes Navtracen$2,133
    Abilene$2,130
    County Cost Group 840$2,124
    Austin$2,121
    Bridgeport$2,121
    Traverse City$2,118
    Dahlonega$2,115
    Astoria$2,112
    Brunswick$2,109
    Fort Carson$2,103
    Reno$2,100
    Richmond$2,094
    Whidbey Island$2,076
    Nashville$2,070
    Rome$2,070
    Volusia County$2,064
    Corvallis$2,058
    County Cost Group 830$2,058
    Coastal Maine$2,040
    Panama City$2,037
    Knoxville$2,028
    Hampton$2,022
    Buffalo$2,010
    Eugene$2,010
    Jacksonville$2,010
    Asheville$2,007
    Pittsburgh$2,001
    Fort Collins$1,998
    Phoenix$1,992
    Kings Bay$1,989
    Gainesville$1,980
    County Cost Group 820$1,977
    Durham$1,965
    Fairbanks$1,965
    Myrtle Beach$1,962
    Charlotte$1,956
    Eastern Shore$1,956
    Cincinnati$1,953
    Grand Haven$1,953
    Detroit$1,950
    Memphis$1,944
    Spokane$1,932
    Twenty Nine Palms MCB$1,929
    Albuquerque$1,926
    Helena$1,917
    Nellis AFB$1,908
    Raleigh$1,908
    Houston$1,905
    Wilmington$1,905
    Rochester$1,902
    Provo$1,896
    Grand Rapids$1,893
    El Centro$1,890
    County Cost Group 810$1,887
    Salt Lake City$1,887
    Fort Worth$1,884
    Lemoore NAS$1,884
    Duluth$1,878
    Ogden$1,875
    Barstow$1,866
    Carlisle Barracks$1,854
    Eastern Panhandle$1,854
    Salem$1,839
    Chattanooga$1,830
    Cleveland$1,830
    Boise$1,827
    Omaha$1,827
    Syracuse$1,818
    College Station$1,809
    Kansas City$1,806
    Columbia$1,803
    Morehead$1,803
    Yakima$1,803
    Fort Gordon$1,797
    Jackson$1,797
    New Orleans$1,797
    Battle Creek$1,794
    County Cost Group 800$1,791
    Pensacola$1,782
    Tallahassee$1,779
    Fargo$1,770
    Columbus$1,761
    Humboldt County$1,758
    Louisville$1,758
    Greenville$1,749
    Rapid City$1,746
    Little Rock$1,740
    Baton Rouge$1,734
    Fort Wayne$1,734
    Fort Campbell$1,731
    County Cost Group 790$1,728
    Fort Leavenworth$1,725
    State College$1,722
    Bloomington$1,716
    Indianapolis$1,716
    Fort Bragg$1,707
    Roanoke$1,695
    Rock Island$1,695
    San Antonio (JBSA)$1,692
    Mobile$1,689
    Bangor$1,680
    Cheyenne$1,680
    Coos Bay$1,680
    Corpus Christi$1,680
    Des Moines$1,674
    Toledo$1,671
    Bismarck$1,668
    Lexington$1,668
    Robins AFB$1,668
    Wilkes-Barre$1,668
    Fort Hood$1,665
    Fort Huachuca$1,662
    Shreveport$1,662
    County Cost Group 780$1,656
    Mountain Home AFB$1,656
    Greensboro$1,650
    Huntsville$1,635
    Davis-Monthan AFB$1,632
    Fayetteville$1,632
    Fort Bliss$1,626
    Fort Benning$1,623
    Fort Knox$1,617
    Johnson City$1,611
    Lincoln$1,602
    Wichita Fls$1,602
    County Cost Group 770$1,599
    Auburn$1,596
    Camp Lejeune$1,590
    Montgomery$1,590
    Waco$1,590
    Fallon NAS$1,584
    Marquette$1,566
    Lansing$1,551
    Scott AFB$1,551
    Fort Drum$1,548
    Akron$1,536
    County Cost Group 760$1,536
    Sioux Falls$1,536
    Malmstrom SFB$1,530
    China Lake$1,527
    Tulsa$1,524
    Grand Forks$1,518
    Oklahoma City$1,518
    Columbus AFB$1,515
    Lexington$1,512
    Yuma$1,512
    Moody AFB$1,509
    Seymour Johnson AFB$1,509
    St Mary And Terrebonne$1,509
    Wright-Patterson AFB$1,506
    Minot AFB$1,503
    Champaign$1,500
    Beaumont$1,494
    County Cost Group 750$1,494
    Peoria$1,494
    Gulfport$1,488
    Sumter$1,476
    Topeka$1,473
    Erie$1,464
    Whiteman AFB$1,464
    White Sands MR$1,458
    Sault Ste Marie$1,455
    Morgantown$1,452
    County Cost Group 740$1,449
    Goodfellow AFB$1,425
    Paducah$1,422
    County Cost Group 730$1,419
    Holloman AFB$1,416
    Lafayette$1,413
    Brownsville$1,410
    Springfield$1,410
    Fort Rucker$1,407
    Lubbock$1,407
    Sparta$1,401
    County Cost Group 720$1,398
    Fort Polk$1,392
    Springfield$1,383
    Terre Haute$1,383
    County Cost Group 710$1,380
    Frankfort$1,377
    Huntington$1,371
    Fort Leonard Wood$1,368
    County Cost Group 700$1,365
    County Cost Group 690$1,353
    Fort Riley$1,353
    Laughlin AFB$1,350
    County Cost Group 680$1,344
    Charleston$1,338
    County Cost Group 670$1,338
    County Cost Group 660$1,329
    Albany$1,326
    Saginaw$1,326
    County Cost Group 650$1,320
    Wichita$1,317
    County Cost Group 640$1,314
    County Cost Group 630$1,311
    County Cost Group 620$1,302
    Hattiesburg$1,302
    County Cost Group 610$1,296
    Stevens Point$1,296
    County Cost Group 600$1,293
    County Cost Group 590$1,284
    Fort Chaffee$1,278
    Lake Charles$1,278
    Alexandria$1,275
    County Cost Group 580$1,275
    Columbia$1,266
    County Cost Group 570$1,266
    County Cost Group 560$1,257
    County Cost Group 550$1,251
    County Cost Group 540$1,245
    County Cost Group 530$1,239
    Monroe$1,239
    Cannon AFB$1,236
    County Cost Group 520$1,236
    County Cost Group 510$1,233
    Fort Sill$1,206
    Altus AFB$1,188
    Anniston$1,188
    Meridian$1,173
    Vance AFB$1,155
    Youngstown$1,128

    Springfield is #287 of 338. The spread between the dearest and cheapest station at this grade is $3,957 a month — $47,484 a year, untaxed.

    Every pay grade at Springfield0 – $2,013 / month
    E-1$1,146
    E-2$1,146
    E-3$1,146
    E-4$1,146
    E-5$1,167
    E-6$1,392
    E-7$1,431
    E-8$1,488
    E-9$1,623
    W-1$1,410
    W-2$1,485
    W-3$1,641
    W-4$1,863
    W-5$1,920
    O-1E$1,437
    O-2E$1,593
    O-3E$1,851
    O-1$1,194
    O-2$1,434
    O-3$1,686
    O-4$1,902
    O-5$1,986
    O-6$2,004
    O-7$2,013

    Promoting to W-2 here adds $75 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Springfield to New York City at W-1 is worth $3,675 a month — about 49 promotions worth of housing allowance, at $75 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,410 a month of BAH takes more than $1,410 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.