BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-7 without dependents at Charlottesville draws $2,259 per month in 2026

    Permalinkbahratedesk.com/charlottesville-va/e-7/without/ExcelCSVDownloads cover this station.
    Charlottesville, VA
    E-7 · without dependents
    $2,259/ month
    $27,108 / year
    At E-7, this is #104 of 338 stations loaded · high New York City $5,088 · low Youngstown $1,131
    MHA VA295 · ZIPs 22901 22902 22903 22904 22905 22906 +18 more
    Your grade is calledARMYSFCUSMCGySgtNAVYCPOUSAFMSgt
    Untaxed — matching it with taxable pay takes$2,896 / mo gross
    Other dependency status here$2,835 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Charlottesville — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,259$1,845
    E-2$2,259$1,845
    E-3$2,259$1,845
    E-4$2,259$1,845
    E-5$2,373$2,034
    E-6$2,715$2,151
    E-7$2,835$2,259
    E-8$2,964$2,445
    E-9$3,129$2,541
    Warrant officer
    W-1$2,733$2,232
    W-2$2,889$2,442
    W-3$3,048$2,556
    W-4$3,156$2,739
    W-5$3,291$2,865
    Officer — prior enlisted
    O-1E$2,856$2,370
    O-2E$3,024$2,520
    O-3E$3,177$2,706
    Officer
    O-1$2,421$2,142
    O-2$2,712$2,340
    O-3$3,045$2,589
    O-4$3,333$2,838
    O-5$3,540$2,907
    O-6$3,567$3,027
    O-7$3,594$3,081
    PCS compareCharlottesville · E-7 · $2,259/mo
    Aberdeen Proving Grounds$2,274/mo · $27,288/yr
    ▲ RAISE+$15+$180/yr · like +$231 of salary

    What this rate means

    E-7 without dependents, every station0 – $5,088 / month
    New York City$5,088
    San Francisco$4,782
    Westchester County$4,374
    Santa Clara County$4,368
    Boston$4,365
    Northern New Jersey$4,299
    Nantucket$4,221
    Long Island$4,134
    Hanscom AFB$3,993
    Maui County$3,846
    Florida Keys$3,819
    Cape Cod-Plymouth$3,705
    San Diego$3,678
    Martha's Vineyard$3,675
    Camp Pendleton$3,642
    Kauai County$3,597
    Los Angeles$3,582
    Staten Island$3,555
    Oakland$3,483
    Miami$3,465
    Hawaii County$3,450
    Ventura$3,381
    Fort Monmouth$3,363
    Honolulu County$3,348
    Perth Amboy$3,339
    Essex CO$3,288
    West Point$3,264
    Monterey$3,258
    Marin$3,252
    Trenton$3,219
    West Palm Beach$3,198
    Indian Head Navordsta$3,189
    Chicago$3,186
    Vandenberg SFB$3,162
    Portsmouth$3,108
    Riverside$3,105
    Vallejo$3,099
    Washington$3,099
    Portland$3,090
    Providence$3,048
    San Luis Obispo$3,036
    Fitchburg$3,021
    Seattle$3,015
    Manchester$2,997
    San Bernardino$2,973
    County Cost Group 890$2,961
    New Haven$2,958
    Burlington$2,934
    Warrenton$2,877
    Worcester$2,790
    Newport$2,778
    Annapolis$2,763
    Fort G. G. Meade$2,745
    Beale AFB$2,742
    Quantico$2,739
    Willow Grove$2,736
    JB McGuire-Dix-Lakehurst$2,715
    County Cost Group 880$2,670
    Hartford$2,661
    Santa Fe$2,652
    Sacramento$2,610
    Boulder$2,607
    Everett$2,574
    Juneau$2,574
    Denver$2,568
    Atlantic City$2,562
    Fort Myers Beach$2,556
    Cape May$2,532
    Tampa$2,526
    Fort Pierce$2,505
    County Cost Group 870$2,484
    Edwards AFB$2,481
    Fort Detrick$2,472
    Sitka$2,472
    Outer Banks$2,463
    Orlando$2,460
    Philadelphia$2,457
    Stockton$2,445
    New London$2,418
    Baltimore$2,415
    Madison$2,406
    Ballston Spa$2,397
    Ann Arbor$2,385
    Ketchikan$2,382
    Milwaukee$2,376
    JB Lewis-McChord$2,376
    Eglin AFB$2,340
    Patrick SFB$2,331
    County Cost Group 860$2,328
    Dahlgren$2,325
    Beaufort$2,319
    Elizabeth City$2,310
    Hampden County$2,298
    JB Elmendorf-Richardson$2,283
    Austin$2,280
    Oxford$2,277
    Aberdeen Proving Grounds$2,274
    Patuxent River$2,271
    St. Louis$2,271
    Bremerton$2,265
    Allentown$2,262
    Atlanta$2,262
    Minneapolis$2,262
    Charlottesville$2,259
    County Cost Group 850$2,253
    Brunswick$2,247
    Savannah$2,241
    Norfolk$2,235
    Birmingham$2,232
    Dallas$2,229
    Kodiak Island$2,229
    Charleston$2,223
    Astoria$2,211
    Great Lakes Navtracen$2,211
    Ocala$2,211
    Port Angeles$2,205
    Portland$2,199
    Fresno$2,184
    Fort Stewart$2,178
    Reno$2,178
    Traverse City$2,175
    County Cost Group 840$2,169
    Fort Carson$2,166
    Bridgeport$2,163
    Dover AFB$2,163
    Richmond$2,163
    Whidbey Island$2,157
    Corvallis$2,148
    Abilene$2,133
    Dahlonega$2,130
    Nashville$2,118
    Volusia County$2,118
    County Cost Group 830$2,103
    Rome$2,094
    Hampton$2,088
    Pittsburgh$2,076
    Coastal Maine$2,070
    Phoenix$2,070
    Fort Collins$2,067
    Knoxville$2,061
    Asheville$2,058
    Buffalo$2,058
    Panama City$2,058
    Detroit$2,049
    Eugene$2,049
    Jacksonville$2,049
    Cincinnati$2,040
    County Cost Group 820$2,019
    Kings Bay$2,019
    Grand Haven$2,010
    Charlotte$2,007
    Albuquerque$2,001
    Durham$1,998
    Memphis$1,995
    Spokane$1,995
    Eastern Shore$1,992
    Fairbanks$1,989
    Myrtle Beach$1,989
    Twenty Nine Palms MCB$1,986
    Gainesville$1,983
    Houston$1,980
    Helena$1,968
    Grand Rapids$1,956
    Rochester$1,953
    Lemoore NAS$1,950
    Raleigh$1,950
    Salt Lake City$1,950
    Fort Worth$1,941
    Nellis AFB$1,941
    Ogden$1,935
    Wilmington$1,932
    Provo$1,929
    County Cost Group 810$1,926
    Duluth$1,923
    Barstow$1,911
    Carlisle Barracks$1,908
    El Centro$1,905
    Syracuse$1,905
    Eastern Panhandle$1,902
    Omaha$1,893
    Humboldt County$1,884
    Salem$1,884
    College Station$1,875
    Yakima$1,875
    Chattanooga$1,863
    Kansas City$1,848
    Boise$1,842
    Cleveland$1,833
    County Cost Group 800$1,830
    New Orleans$1,830
    Battle Creek$1,818
    Jackson$1,818
    Louisville$1,815
    Columbia$1,812
    Fort Gordon$1,809
    Morehead$1,806
    Rapid City$1,806
    Fargo$1,800
    Coos Bay$1,794
    Pensacola$1,791
    State College$1,791
    Greenville$1,788
    Fort Wayne$1,785
    Columbus$1,782
    Tallahassee$1,782
    Toledo$1,770
    Baton Rouge$1,764
    County Cost Group 790$1,764
    Bloomington$1,761
    Little Rock$1,758
    Indianapolis$1,749
    Roanoke$1,746
    Fort Campbell$1,743
    Fort Leavenworth$1,737
    Corpus Christi$1,734
    Mobile$1,734
    Bangor$1,731
    San Antonio (JBSA)$1,731
    Rock Island$1,728
    Cheyenne$1,725
    Fort Bragg$1,722
    Des Moines$1,719
    Lexington$1,716
    Shreveport$1,704
    Davis-Monthan AFB$1,701
    Bismarck$1,698
    Robins AFB$1,695
    County Cost Group 780$1,692
    Greensboro$1,683
    Fort Knox$1,680
    Mountain Home AFB$1,680
    Wilkes-Barre$1,674
    Huntsville$1,671
    Fort Bliss$1,668
    Fort Hood$1,668
    Fort Huachuca$1,665
    Fayetteville$1,662
    Johnson City$1,653
    Waco$1,650
    Lincoln$1,644
    Wichita Fls$1,644
    Fort Benning$1,635
    County Cost Group 770$1,632
    Marquette$1,632
    Auburn$1,617
    Lansing$1,617
    Montgomery$1,605
    Camp Lejeune$1,593
    Fallon NAS$1,587
    Fort Drum$1,578
    County Cost Group 760$1,566
    Scott AFB$1,557
    Grand Forks$1,554
    Yuma$1,554
    Columbus AFB$1,551
    Oklahoma City$1,542
    Sioux Falls$1,542
    Tulsa$1,542
    Akron$1,539
    Malmstrom SFB$1,539
    Minot AFB$1,539
    Seymour Johnson AFB$1,539
    Lexington$1,536
    Wright-Patterson AFB$1,536
    Whiteman AFB$1,533
    China Lake$1,530
    Champaign$1,527
    St Mary And Terrebonne$1,527
    County Cost Group 750$1,524
    Moody AFB$1,512
    Gulfport$1,509
    White Sands MR$1,509
    Topeka$1,506
    Peoria$1,503
    Beaumont$1,497
    Sumter$1,491
    Brownsville$1,479
    County Cost Group 740$1,476
    Goodfellow AFB$1,473
    Erie$1,467
    Morgantown$1,467
    Sault Ste Marie$1,458
    County Cost Group 730$1,452
    Lafayette$1,452
    Frankfort$1,449
    Paducah$1,449
    Fort Rucker$1,446
    County Cost Group 720$1,434
    Springfield$1,431
    Holloman AFB$1,425
    County Cost Group 710$1,419
    Springfield$1,416
    Terre Haute$1,416
    Lubbock$1,413
    Sparta$1,407
    County Cost Group 700$1,404
    Fort Polk$1,404
    Huntington$1,404
    County Cost Group 690$1,392
    Laughlin AFB$1,392
    Fort Leonard Wood$1,386
    County Cost Group 680$1,383
    Fort Riley$1,383
    County Cost Group 670$1,374
    County Cost Group 660$1,365
    County Cost Group 650$1,359
    Columbia$1,353
    County Cost Group 640$1,353
    Charleston$1,350
    County Cost Group 630$1,347
    County Cost Group 620$1,341
    Fort Chaffee$1,338
    Saginaw$1,338
    Alexandria$1,335
    County Cost Group 610$1,335
    Wichita$1,335
    Albany$1,329
    County Cost Group 600$1,329
    County Cost Group 590$1,320
    Lake Charles$1,317
    Hattiesburg$1,314
    County Cost Group 580$1,311
    County Cost Group 570$1,302
    Stevens Point$1,299
    County Cost Group 560$1,293
    County Cost Group 550$1,287
    County Cost Group 540$1,281
    County Cost Group 530$1,275
    Cannon AFB$1,272
    County Cost Group 520$1,272
    County Cost Group 510$1,269
    Meridian$1,269
    Altus AFB$1,248
    Monroe$1,248
    Vance AFB$1,218
    Fort Sill$1,209
    Anniston$1,191
    Youngstown$1,131

    Charlottesville is #104 of 338. The spread between the dearest and cheapest station at this grade is $3,957 a month — $47,484 a year, untaxed.

    Every pay grade at Charlottesville0 – $3,081 / month
    E-1$1,845
    E-2$1,845
    E-3$1,845
    E-4$1,845
    E-5$2,034
    E-6$2,151
    E-7$2,259
    E-8$2,445
    E-9$2,541
    W-1$2,232
    W-2$2,442
    W-3$2,556
    W-4$2,739
    W-5$2,865
    O-1E$2,370
    O-2E$2,520
    O-3E$2,706
    O-1$2,142
    O-2$2,340
    O-3$2,589
    O-4$2,838
    O-5$2,907
    O-6$3,027
    O-7$3,081

    Promoting to E-8 here adds $186 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Charlottesville to New York City at E-7 is worth $2,829 a month — about 15 promotions worth of housing allowance, at $186 per grade here.

    02

    Dependency status is worth 25% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,259 a month of BAH takes more than $2,259 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.