W-4 without dependents, nearest stations0 – $5,478 / month
Westchester County$5,478
Aberdeen Proving Grounds$2,766
County Cost Group 850$2,763
Bremerton$2,754
Rome$2,745
Charlottesville$2,739
Milwaukee$2,733
Corvallis$2,721
Dahlgren$2,721
Coastal Maine$2,709
Youngstown$1,362
Charlottesville is #111 of 338. The spread between
the dearest and cheapest station at this grade is $4,116 a month —
$49,392 a year, untaxed.
Every pay grade at Charlottesville0 – $3,081 / month
E-1$1,845
E-2$1,845
E-3$1,845
E-4$1,845
E-5$2,034
E-6$2,151
E-7$2,259
E-8$2,445
E-9$2,541
W-1$2,232
W-2$2,442
W-3$2,556
W-4$2,739
W-5$2,865
O-1E$2,370
O-2E$2,520
O-3E$2,706
O-1$2,142
O-2$2,340
O-3$2,589
O-4$2,838
O-5$2,907
O-6$3,027
O-7$3,081
Promoting to W-5 here adds $126 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Charlottesville to Westchester County at W-4 is worth $2,739 a month — about 22 promotions worth of housing allowance, at $126 per grade here.
02
Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,739 a month of BAH takes more than $2,739 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.