BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1E without dependents at County Cost Group 820 draws $2,157 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-820/o-1e/without/ExcelCSVDownloads cover this station.
    County Cost Group 820
    O-1E · without dependents
    $2,157/ month
    $25,884 / year
    At O-1E, this is #152 of 338 stations loaded · high San Francisco $5,124 · low Youngstown $1,188
    MHA ZZ820 · ZIPs 19503 19504 19505 19506 19507 19508 +227 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$2,765 / mo gross
    Other dependency status here$2,592 with dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 820 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,016$1,587
    E-2$2,016$1,587
    E-3$2,016$1,587
    E-4$2,016$1,587
    E-5$2,160$1,764
    E-6$2,490$1,881
    E-7$2,577$2,019
    E-8$2,670$2,232
    E-9$2,817$2,322
    Warrant officer
    W-1$2,508$1,977
    W-2$2,616$2,229
    W-3$2,733$2,337
    W-4$2,847$2,505
    W-5$2,988$2,598
    Officer — prior enlisted
    O-1E$2,592$2,157
    O-2E$2,715$2,301
    O-3E$2,868$2,481
    Officer
    O-1$2,208$1,866
    O-2$2,487$2,118
    O-3$2,730$2,367
    O-4$3,033$2,574
    O-5$3,255$2,625
    O-6$3,279$2,712
    O-7$3,303$2,757
    PCS compareCounty Cost Group 820 · O-1E · $2,157/mo
    Aberdeen Proving Grounds$2,475/mo · $29,700/yr
    ▲ RAISE+$318+$3,816/yr · like +$4,892 of salary

    What this rate means

    O-1E without dependents, every station0 – $5,124 / month
    San Francisco$5,124
    New York City$5,094
    Boston$4,788
    Northern New Jersey$4,746
    Santa Clara County$4,656
    Westchester County$4,476
    Long Island$4,422
    Nantucket$4,341
    Maui County$4,326
    Hanscom AFB$4,185
    Martha's Vineyard$3,981
    San Diego$3,972
    Florida Keys$3,966
    Camp Pendleton$3,960
    Cape Cod-Plymouth$3,921
    Los Angeles$3,879
    Kauai County$3,795
    Oakland$3,756
    Staten Island$3,732
    Honolulu County$3,660
    Miami$3,657
    Hawaii County$3,591
    Fort Monmouth$3,546
    Ventura$3,534
    Essex CO$3,474
    West Point$3,465
    Monterey$3,462
    Trenton$3,462
    Chicago$3,435
    West Palm Beach$3,420
    Perth Amboy$3,390
    Vallejo$3,366
    Riverside$3,348
    Vandenberg SFB$3,330
    Portsmouth$3,318
    Marin$3,300
    San Bernardino$3,285
    Portland$3,249
    Indian Head Navordsta$3,246
    San Luis Obispo$3,195
    Providence$3,192
    Manchester$3,174
    County Cost Group 890$3,153
    Seattle$3,132
    Washington$3,129
    Burlington$3,117
    Fitchburg$3,090
    New Haven$3,066
    Warrenton$3,063
    Beale AFB$2,964
    Santa Fe$2,961
    Quantico$2,952
    Willow Grove$2,931
    Annapolis$2,925
    Worcester$2,916
    Sacramento$2,901
    Fort G. G. Meade$2,898
    Hartford$2,898
    County Cost Group 880$2,847
    Newport$2,844
    Denver$2,838
    JB McGuire-Dix-Lakehurst$2,820
    Boulder$2,751
    Cape May$2,751
    Everett$2,745
    Tampa$2,706
    Fort Myers Beach$2,691
    Fort Pierce$2,688
    Philadelphia$2,688
    Fort Detrick$2,679
    Edwards AFB$2,655
    Orlando$2,655
    Atlantic City$2,652
    Madison$2,652
    County Cost Group 870$2,649
    Ballston Spa$2,631
    Ketchikan$2,631
    Baltimore$2,607
    Milwaukee$2,604
    Outer Banks$2,601
    Juneau$2,586
    New London$2,577
    Ann Arbor$2,556
    JB Lewis-McChord$2,553
    Stockton$2,550
    Minneapolis$2,538
    Elizabeth City$2,505
    Patrick SFB$2,499
    County Cost Group 860$2,484
    Sitka$2,484
    Aberdeen Proving Grounds$2,475
    Dallas$2,466
    Oxford$2,442
    Birmingham$2,436
    Fresno$2,436
    Port Angeles$2,433
    St. Louis$2,433
    Eglin AFB$2,430
    Norfolk$2,427
    Great Lakes Navtracen$2,424
    Kodiak Island$2,421
    Savannah$2,412
    County Cost Group 850$2,406
    Patuxent River$2,403
    Beaufort$2,400
    Reno$2,388
    Atlanta$2,385
    Corvallis$2,385
    Hampden County$2,385
    Charleston$2,382
    Portland$2,376
    Allentown$2,370
    Charlottesville$2,370
    Ocala$2,367
    Bremerton$2,361
    Detroit$2,358
    Fort Carson$2,355
    Richmond$2,355
    Dahlgren$2,331
    Brunswick$2,319
    County Cost Group 840$2,319
    Austin$2,316
    JB Elmendorf-Richardson$2,310
    Fort Stewart$2,307
    Phoenix$2,286
    Volusia County$2,283
    Cincinnati$2,280
    Pittsburgh$2,280
    Dover AFB$2,274
    Hampton$2,271
    Fort Collins$2,265
    Nashville$2,265
    County Cost Group 830$2,247
    Astoria$2,235
    Asheville$2,211
    Buffalo$2,211
    Rochester$2,211
    Albuquerque$2,208
    Dahlonega$2,205
    Coastal Maine$2,190
    Houston$2,190
    Traverse City$2,187
    Eugene$2,184
    Knoxville$2,181
    Spokane$2,181
    Grand Haven$2,178
    Jacksonville$2,178
    Whidbey Island$2,175
    Bridgeport$2,172
    Charlotte$2,166
    Panama City$2,160
    County Cost Group 820$2,157
    Memphis$2,151
    Grand Rapids$2,145
    Abilene$2,139
    Lemoore NAS$2,136
    Kings Bay$2,130
    Salt Lake City$2,127
    Eastern Shore$2,118
    Durham$2,115
    Fort Worth$2,115
    Ogden$2,115
    Rome$2,106
    Myrtle Beach$2,094
    Fairbanks$2,091
    Raleigh$2,088
    Omaha$2,082
    Carlisle Barracks$2,073
    Nellis AFB$2,067
    County Cost Group 810$2,061
    Duluth$2,061
    Eastern Panhandle$2,055
    Provo$2,055
    Syracuse$2,046
    Gainesville$2,037
    Wilmington$2,037
    Toledo$2,028
    Salem$2,001
    Barstow$1,998
    Twenty Nine Palms MCB$1,998
    Cleveland$1,995
    Louisville$1,986
    Chattanooga$1,983
    El Centro$1,983
    Kansas City$1,983
    Rapid City$1,983
    Helena$1,977
    County Cost Group 800$1,959
    Battle Creek$1,956
    Fort Wayne$1,944
    Boise$1,923
    Greenville$1,920
    Yakima$1,920
    Jackson$1,917
    Humboldt County$1,911
    Roanoke$1,908
    Rock Island$1,905
    Bloomington$1,902
    Davis-Monthan AFB$1,902
    New Orleans$1,902
    Bangor$1,890
    College Station$1,887
    County Cost Group 790$1,887
    Fort Gordon$1,887
    Mobile$1,884
    Columbia$1,875
    Baton Rouge$1,872
    Columbus$1,872
    Indianapolis$1,872
    Lexington$1,872
    San Antonio (JBSA)$1,866
    Pensacola$1,860
    Morehead$1,848
    Little Rock$1,845
    Shreveport$1,842
    Coos Bay$1,821
    Tallahassee$1,821
    Marquette$1,818
    County Cost Group 780$1,812
    Fort Campbell$1,812
    Fort Leavenworth$1,812
    Fort Bliss$1,806
    Fargo$1,806
    Greensboro$1,806
    State College$1,806
    Fort Bragg$1,803
    Lansing$1,803
    Robins AFB$1,797
    Huntsville$1,794
    Corpus Christi$1,785
    Lincoln$1,785
    Fayetteville$1,779
    Des Moines$1,767
    Waco$1,752
    County Cost Group 770$1,749
    Wilkes-Barre$1,737
    Cheyenne$1,734
    Grand Forks$1,728
    Fort Huachuca$1,716
    Fort Benning$1,713
    Auburn$1,704
    Bismarck$1,704
    White Sands MR$1,698
    Fort Knox$1,695
    Fort Hood$1,692
    Yuma$1,692
    Mountain Home AFB$1,686
    County Cost Group 760$1,683
    Montgomery$1,680
    Johnson City$1,665
    Fort Drum$1,662
    Wichita Fls$1,653
    Wright-Patterson AFB$1,647
    Oklahoma City$1,641
    Morgantown$1,638
    County Cost Group 750$1,635
    Tulsa$1,635
    Topeka$1,623
    St Mary And Terrebonne$1,617
    Whiteman AFB$1,608
    Malmstrom SFB$1,605
    Camp Lejeune$1,599
    Fallon NAS$1,599
    Gulfport$1,599
    County Cost Group 740$1,587
    Holloman AFB$1,587
    Lafayette$1,581
    Akron$1,578
    Goodfellow AFB$1,575
    Fort Rucker$1,569
    Peoria$1,569
    Scott AFB$1,566
    China Lake$1,560
    Columbus AFB$1,557
    County Cost Group 730$1,554
    Seymour Johnson AFB$1,551
    Sioux Falls$1,551
    Minot AFB$1,548
    Lexington$1,542
    Champaign$1,536
    County Cost Group 720$1,533
    Sault Ste Marie$1,533
    Huntington$1,530
    Moody AFB$1,524
    Springfield$1,524
    Beaumont$1,518
    County Cost Group 710$1,512
    Brownsville$1,500
    Saginaw$1,500
    Sumter$1,500
    County Cost Group 700$1,494
    Terre Haute$1,491
    County Cost Group 690$1,479
    Fort Leonard Wood$1,476
    Erie$1,473
    Lubbock$1,473
    County Cost Group 680$1,467
    Laughlin AFB$1,467
    Frankfort$1,464
    County Cost Group 670$1,458
    Paducah$1,455
    County Cost Group 660$1,446
    County Cost Group 650$1,440
    Springfield$1,437
    County Cost Group 640$1,431
    County Cost Group 630$1,422
    County Cost Group 620$1,416
    Sparta$1,413
    Fort Polk$1,410
    County Cost Group 610$1,407
    Charleston$1,401
    County Cost Group 600$1,401
    Fort Riley$1,392
    Hattiesburg$1,392
    County Cost Group 590$1,389
    Columbia$1,380
    County Cost Group 580$1,377
    Wichita$1,374
    Albany$1,368
    County Cost Group 570$1,368
    Cannon AFB$1,362
    County Cost Group 560$1,359
    Fort Chaffee$1,353
    Lake Charles$1,353
    County Cost Group 550$1,350
    Alexandria$1,347
    County Cost Group 540$1,341
    County Cost Group 530$1,335
    Stevens Point$1,335
    County Cost Group 520$1,329
    County Cost Group 510$1,326
    Meridian$1,293
    Altus AFB$1,260
    Monroe$1,254
    Fort Sill$1,230
    Vance AFB$1,230
    Anniston$1,197
    Youngstown$1,188

    County Cost Group 820 is #152 of 338. The spread between the dearest and cheapest station at this grade is $3,936 a month — $47,232 a year, untaxed.

    Every pay grade at County Cost Group 8200 – $2,757 / month
    E-1$1,587
    E-2$1,587
    E-3$1,587
    E-4$1,587
    E-5$1,764
    E-6$1,881
    E-7$2,019
    E-8$2,232
    E-9$2,322
    W-1$1,977
    W-2$2,229
    W-3$2,337
    W-4$2,505
    W-5$2,598
    O-1E$2,157
    O-2E$2,301
    O-3E$2,481
    O-1$1,866
    O-2$2,118
    O-3$2,367
    O-4$2,574
    O-5$2,625
    O-6$2,712
    O-7$2,757

    Promoting to O-2E here adds $144 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from County Cost Group 820 to San Francisco at O-1E is worth $2,967 a month — about 21 promotions worth of housing allowance, at $144 per grade here.

    02

    Dependency status is worth 20% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,157 a month of BAH takes more than $2,157 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.