BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-3 with dependents at County Cost Group 820 draws $2,016 per month in 2026

    Permalinkbahratedesk.com/county-cost-group-820/e-3/with/ExcelCSVDownloads cover this station.
    County Cost Group 820
    E-3 · with dependents
    $2,016/ month
    $24,192 / year
    At E-3, this is #145 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA ZZ820 · ZIPs 19503 19504 19505 19506 19507 19508 +227 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$2,585 / mo gross
    Other dependency status here$1,587 without dependents
    In government quarters, no dependents$50.10 / mo partial
    County Cost Group 820 — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,016$1,587
    E-2$2,016$1,587
    E-3$2,016$1,587
    E-4$2,016$1,587
    E-5$2,160$1,764
    E-6$2,490$1,881
    E-7$2,577$2,019
    E-8$2,670$2,232
    E-9$2,817$2,322
    Warrant officer
    W-1$2,508$1,977
    W-2$2,616$2,229
    W-3$2,733$2,337
    W-4$2,847$2,505
    W-5$2,988$2,598
    Officer — prior enlisted
    O-1E$2,592$2,157
    O-2E$2,715$2,301
    O-3E$2,868$2,481
    Officer
    O-1$2,208$1,866
    O-2$2,487$2,118
    O-3$2,730$2,367
    O-4$3,033$2,574
    O-5$3,255$2,625
    O-6$3,279$2,712
    O-7$3,303$2,757
    PCS compareCounty Cost Group 820 · E-3 · $2,016/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$252+$3,024/yr · like +$3,877 of salary

    What this rate means

    E-3 with dependents, nearest stations0 – $5,067 / month
    New York City$5,067
    Jacksonville$2,046
    Traverse City$2,037
    Detroit$2,034
    Cincinnati$2,031
    County Cost Group 820$2,016
    Kings Bay$2,016
    Whidbey Island$2,013
    Charlotte$2,004
    Grand Haven$2,004
    Youngstown$1,134

    County Cost Group 820 is #145 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at County Cost Group 8200 – $3,303 / month
    E-1$2,016
    E-2$2,016
    E-3$2,016
    E-4$2,016
    E-5$2,160
    E-6$2,490
    E-7$2,577
    E-8$2,670
    E-9$2,817
    W-1$2,508
    W-2$2,616
    W-3$2,733
    W-4$2,847
    W-5$2,988
    O-1E$2,592
    O-2E$2,715
    O-3E$2,868
    O-1$2,208
    O-2$2,487
    O-3$2,730
    O-4$3,033
    O-5$3,255
    O-6$3,279
    O-7$3,303

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 27% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,016 a month of BAH takes more than $2,016 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.