BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 with dependents at Fort Carson draws $2,430 per month in 2026

    Permalinkbahratedesk.com/fort-carson/o-2/with/ExcelCSVDownloads cover this station.
    Colorado Springs, CO
    O-2 · with dependents
    $2,430/ month
    $29,160 / year
    At O-2, this is #8 of 17 stations loaded · high San Diego $4,401 · low Fort Riley $1,779
    MHA CO046 · ZIPs 80913 80911 80906
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,115 / mo gross
    Other dependency status here$2,295 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Carson — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,160$1,689
    E-2$2,160$1,689
    E-3$2,160$1,689
    E-4$2,160$1,689
    E-5$2,358$1,860
    E-6$2,433$1,980
    E-7$2,487$2,166
    E-8$2,553$2,379
    E-9$2,646$2,388
    Warrant officer
    W-1$2,448$2,103
    W-2$2,514$2,376
    W-3$2,598$2,394
    W-4$2,664$2,436
    W-5$2,754$2,502
    Officer — prior enlisted
    O-1E$2,496$2,355
    O-2E$2,583$2,385
    O-3E$2,679$2,418
    Officer
    O-1$2,376$1,959
    O-2$2,430$2,295
    O-3$2,595$2,397
    O-4$2,778$2,484
    O-5$2,913$2,517
    O-6$2,934$2,574
    O-7$2,955$2,616
    PCS compareFort Carson · O-2 · $2,430/mo
    Fort Bragg$2,046/mo · $24,552/yr
    ▼ CUT−$384−$4,608/yr · like −$5,908 of salary

    What this rate means

    O-2 with dependents, every station0 – $4,401 / month
    San Diego$4,401
    Camp Pendleton$4,395
    Honolulu County$3,909
    JB Lewis-McChord$2,916
    JB Elmendorf-Richardson$2,889
    Norfolk$2,556
    Fort Stewart$2,436
    Fort Carson$2,430
    Fort Bliss$2,145
    Fort Campbell$2,097
    San Antonio (JBSA)$2,091
    Fort Bragg$2,046
    Fort Benning$1,974
    Camp Lejeune$1,941
    Fort Hood$1,917
    Fort Drum$1,890
    Fort Riley$1,779

    Fort Carson is #8 of 17. The spread between the dearest and cheapest station at this grade is $2,622 a month — $31,464 a year, untaxed.

    Every pay grade at Fort Carson0 – $2,955 / month
    E-1$2,160
    E-2$2,160
    E-3$2,160
    E-4$2,160
    E-5$2,358
    E-6$2,433
    E-7$2,487
    E-8$2,553
    E-9$2,646
    W-1$2,448
    W-2$2,514
    W-3$2,598
    W-4$2,664
    W-5$2,754
    O-1E$2,496
    O-2E$2,583
    O-3E$2,679
    O-1$2,376
    O-2$2,430
    O-3$2,595
    O-4$2,778
    O-5$2,913
    O-6$2,934
    O-7$2,955

    Promoting to O-3 here adds $165 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Carson to San Diego at O-2 is worth $1,971 a month — about 12 promotions worth of housing allowance, at $165 per grade here.

    02

    Dependency status is worth 6% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,430 a month of BAH takes more than $2,430 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.