O-5 without dependents, every station0 – $4,548 / month
Camp Pendleton$4,548
San Diego$4,458
Honolulu County$4,224
JB Elmendorf-Richardson$3,162
JB Lewis-McChord$3,030
Norfolk$2,625
Fort Stewart$2,520
Fort Carson$2,517
Fort Campbell$2,334
Fort Drum$2,244
Fort Bliss$2,172
Fort Hood$2,169
Fort Bragg$2,109
San Antonio (JBSA)$2,100
Camp Lejeune$2,016
Fort Benning$2,013
Fort Riley$1,875
Fort Carson is #8 of 17. The spread between
the dearest and cheapest station at this grade is $2,673 a month —
$32,076 a year, untaxed.
Every pay grade at Fort Carson0 – $2,616 / month
E-1$1,689
E-2$1,689
E-3$1,689
E-4$1,689
E-5$1,860
E-6$1,980
E-7$2,166
E-8$2,379
E-9$2,388
W-1$2,103
W-2$2,376
W-3$2,394
W-4$2,436
W-5$2,502
O-1E$2,355
O-2E$2,385
O-3E$2,418
O-1$1,959
O-2$2,295
O-3$2,397
O-4$2,484
O-5$2,517
O-6$2,574
O-7$2,616
Promoting to O-6 here adds $57 a
month. The pay chart moves this allowance far less than the map does.
01
Where you are stationed outweighs what you are paid. Moving from Fort Carson to Camp Pendleton at O-5 is worth $2,031 a month — about 36 promotions worth of housing allowance, at $57 per grade here.
02
Dependency status is worth 16% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,517 a month of BAH takes more than $2,517 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.