Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    O-1 without dependents at Fort Hood draws $1,623 per month in 2026

    Permalinkbahratedesk.com/fort-hood/o-1/without/ExcelCSVDownloads cover this station.
    Fort Hood, TX
    O-1 · without dependents
    $1,623/ month
    $19,476 / year
    At O-1, this is #11 of 17 stations loaded · high San Diego $3,351 · low Fort Riley $1,227
    MHA TX286 · ZIPs 76544 76549 76542
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$2,081 / mo gross
    Other dependency status here$1,731 with dependents
    In government quarters, no dependents$50.10 / mo partial
    MHA

    Renamed back from Fort Cavazos for 2026. If your orders say Cavazos, this is the same MHA.

    Fort Hood — full sheetTap a row
    PCS compareFort Hood · O-1 · $1,623/mo
    Fort Bragg$1,635/mo · $19,620/yr
    ▲ RAISE+$12+$144/yr · like +$185 of salary

    What this rate means

    O-1 without dependents, every station0 – $3,351 / month
    San Diego$3,351
    Camp Pendleton$3,285
    Honolulu County$2,997
    JB Lewis-McChord$2,178
    JB Elmendorf-Richardson$2,166
    Fort Stewart$2,037
    Norfolk$2,022
    Fort Carson$1,959
    Fort Campbell$1,668
    Fort Bragg$1,635
    Fort Hood$1,623
    San Antonio (JBSA)$1,584
    Camp Lejeune$1,566
    Fort Benning$1,554
    Fort Bliss$1,518
    Fort Drum$1,470
    Fort Riley$1,227

    Fort Hood is #11 of 17. The spread between the dearest and cheapest station at this grade is $2,124 a month — $25,488 a year, untaxed.

    Every pay grade at Fort Hood0 – $2,361 / month
    E-1$1,374
    E-2$1,374
    E-3$1,374
    E-4$1,374
    E-5$1,530
    E-6$1,626
    E-7$1,668
    E-8$1,746
    E-9$1,806
    W-1$1,665
    W-2$1,743
    W-3$1,812
    W-4$1,950
    W-5$2,109
    O-1E$1,692
    O-2E$1,788
    O-3E$1,908
    O-1$1,623
    O-2$1,689
    O-3$1,833
    O-4$2,076
    O-5$2,169
    O-6$2,325
    O-7$2,361

    Promoting to O-2 here adds $66 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Hood to San Diego at O-1 is worth $1,728 a month — about 26 promotions worth of housing allowance, at $66 per grade here.

    02

    Dependency status is worth 7% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,623 a month of BAH takes more than $1,623 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.