What is O-7 BAH at Fort Hood in 2026?

$2,361 per month without dependents ($28,332 per year), effective 01 JAN 2026. with dependents it is $2,787 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-7 BAH at Fort Hood 2026 — $2,361/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Fort Hood, TX

O-7 · without dependents

$2,361/ month

$28,332 / year

At O-7, this is #11 of 17 stations loaded · high Camp Pendleton $4,725 · low Fort Riley $1,965

MHA TX286 · ZIPs 76544 76549 76542

Your grade is calledARMYBGUSMCBGenNAVYRDMLUSAFBrig Gen

Untaxed — matching it with taxable pay takes$3,027 / mo gross

Other dependency status here$2,787 with dependents

In government quarters, no dependents$50.10 / mo partial

MHA

Renamed back from Fort Cavazos for 2026. If your orders say Cavazos, this is the same MHA.

Fort Hood — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,662	$1,374
E-2	$1,662	$1,374
E-3	$1,662	$1,374
E-4	$1,662	$1,374
E-5	$1,695	$1,530
E-6	$1,920	$1,626
E-7	$2,070	$1,668
E-8	$2,238	$1,746
E-9	$2,409	$1,806
Warrant officer
W-1	$1,938	$1,665
W-2	$2,139	$1,743
W-3	$2,346	$1,812
W-4	$2,433	$1,950
W-5	$2,544	$2,109
Officer — prior enlisted
O-1E	$2,100	$1,692
O-2E	$2,313	$1,788
O-3E	$2,451	$1,908
Officer
O-1	$1,731	$1,623
O-2	$1,917	$1,689
O-3	$2,340	$1,833
O-4	$2,577	$2,076
O-5	$2,748	$2,169
O-6	$2,769	$2,325
O-7	$2,787	$2,361

What this rate means

O-7 without dependents, every station0 – $4,725 / month

Camp Pendleton$4,725

San Diego$4,575

Honolulu County$4,494

JB Elmendorf-Richardson$3,405

JB Lewis-McChord$3,156

Norfolk$2,718

Fort Stewart$2,619

Fort Carson$2,616

Fort Campbell$2,520

Fort Drum$2,496

Fort Hood$2,361

Fort Bliss$2,214

Fort Bragg$2,190

San Antonio (JBSA)$2,112

Camp Lejeune$2,097

Fort Benning$2,067

Fort Riley$1,965

Fort Hood is #11 of 17. The spread between the dearest and cheapest station at this grade is $2,760 a month — $33,120 a year, untaxed.

Every pay grade at Fort Hood0 – $2,361 / month

E-1$1,374

E-2$1,374

E-3$1,374

E-4$1,374

E-5$1,530

E-6$1,626

E-7$1,668

E-8$1,746

E-9$1,806

W-1$1,665

W-2$1,743

W-3$1,812

W-4$1,950

W-5$2,109

O-1E$1,692

O-2E$1,788

O-3E$1,908

O-1$1,623

O-2$1,689

O-3$1,833

O-4$2,076

O-5$2,169

O-6$2,325

O-7$2,361

Rates flatten out at the top of each track, which is why the sheet stops at O-7.

Dependency status is worth 18% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,361 a month of BAH takes more than $2,361 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-7 without dependents at Fort Hood draws $2,361 per month in 2026

What this rate means

Things the rate table doesn't tell you