BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-1 with dependents at Fort Worth draws $1,938 per month in 2026

    Permalinkbahratedesk.com/fort-worth-tx/e-1/with/ExcelCSVDownloads cover this station.
    Fort Worth, TX
    E-1 · with dependents
    $1,938/ month
    $23,256 / year
    At E-1, this is #164 of 338 stations loaded · high New York City $5,067 · low Youngstown $1,134
    MHA TX356 · ZIPs 75054 76001 76002 76003 76004 76005 +116 more
    Your grade is calledARMYPVTUSMCPvtNAVYSRUSAFAB
    Untaxed — matching it with taxable pay takes$2,485 / mo gross
    Other dependency status here$1,494 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Worth — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,938$1,494
    E-2$1,938$1,494
    E-3$1,938$1,494
    E-4$1,938$1,494
    E-5$2,118$1,656
    E-6$2,424$1,815
    E-7$2,445$1,941
    E-8$2,454$2,184
    E-9$2,490$2,268
    Warrant officer
    W-1$2,442$1,884
    W-2$2,451$2,181
    W-3$2,463$2,280
    W-4$2,511$2,418
    W-5$2,613$2,427
    Officer — prior enlisted
    O-1E$2,448$2,115
    O-2E$2,457$2,250
    O-3E$2,526$2,415
    Officer
    O-1$2,163$1,752
    O-2$2,421$2,061
    O-3$2,460$2,310
    O-4$2,640$2,421
    O-5$2,793$2,430
    O-6$2,814$2,433
    O-7$2,832$2,451
    PCS compareFort Worth · E-1 · $1,938/mo
    Aberdeen Proving Grounds$2,268/mo · $27,216/yr
    ▲ RAISE+$330+$3,960/yr · like +$5,077 of salary

    What this rate means

    E-1 with dependents, every station0 – $5,067 / month
    New York City$5,067
    San Francisco$4,764
    Santa Clara County$4,356
    Boston$4,344
    Northern New Jersey$4,275
    Nantucket$4,218
    Westchester County$4,182
    Long Island$4,122
    Hanscom AFB$3,984
    Maui County$3,819
    Florida Keys$3,813
    Cape Cod-Plymouth$3,696
    San Diego$3,666
    Martha's Vineyard$3,663
    Camp Pendleton$3,627
    Kauai County$3,588
    Los Angeles$3,570
    Staten Island$3,549
    Oakland$3,471
    Miami$3,459
    Hawaii County$3,447
    Ventura$3,378
    Fort Monmouth$3,357
    Perth Amboy$3,339
    Honolulu County$3,333
    Essex CO$3,282
    West Point$3,258
    Marin$3,252
    Monterey$3,249
    Trenton$3,210
    Indian Head Navordsta$3,192
    West Palm Beach$3,189
    Chicago$3,174
    Vandenberg SFB$3,156
    Portsmouth$3,099
    Riverside$3,096
    Washington$3,096
    Vallejo$3,090
    Portland$3,087
    Providence$3,045
    San Luis Obispo$3,027
    Fitchburg$3,024
    Manchester$2,994
    Seattle$2,976
    San Bernardino$2,958
    County Cost Group 890$2,955
    New Haven$2,955
    Warrenton$2,868
    Burlington$2,847
    Worcester$2,787
    Annapolis$2,757
    Fort G. G. Meade$2,739
    Beale AFB$2,733
    Quantico$2,730
    Willow Grove$2,730
    JB McGuire-Dix-Lakehurst$2,715
    Newport$2,685
    County Cost Group 880$2,664
    Hartford$2,652
    Ketchikan$2,646
    Santa Fe$2,637
    Sacramento$2,598
    Juneau$2,580
    Everett$2,568
    Boulder$2,565
    Atlantic City$2,559
    Denver$2,556
    Fort Myers Beach$2,553
    Cape May$2,523
    Tampa$2,520
    Fort Pierce$2,499
    County Cost Group 870$2,478
    Edwards AFB$2,475
    Fort Detrick$2,466
    Outer Banks$2,460
    Orlando$2,454
    Philadelphia$2,448
    Stockton$2,445
    Kodiak Island$2,436
    New London$2,412
    Baltimore$2,409
    Madison$2,394
    Ballston Spa$2,388
    JB Lewis-McChord$2,370
    Milwaukee$2,367
    Sitka$2,355
    Eglin AFB$2,340
    County Cost Group 860$2,325
    Patrick SFB$2,325
    Beaufort$2,319
    Dahlgren$2,307
    Elizabeth City$2,304
    Ann Arbor$2,292
    JB Elmendorf-Richardson$2,277
    Oxford$2,271
    Aberdeen Proving Grounds$2,268
    Hampden County$2,268
    Patuxent River$2,268
    St. Louis$2,268
    Bremerton$2,265
    Allentown$2,259
    Atlanta$2,259
    Charlottesville$2,259
    Minneapolis$2,250
    County Cost Group 850$2,247
    Savannah$2,235
    Norfolk$2,229
    Birmingham$2,223
    Charleston$2,220
    Dallas$2,220
    Ocala$2,205
    Great Lakes Navtracen$2,202
    Portland$2,193
    Fort Stewart$2,175
    Fresno$2,175
    Reno$2,169
    County Cost Group 840$2,166
    Fort Carson$2,160
    Dover AFB$2,160
    Richmond$2,157
    Port Angeles$2,145
    Corvallis$2,139
    Dahlonega$2,130
    Brunswick$2,124
    Nashville$2,112
    Volusia County$2,112
    Fairbanks$2,106
    County Cost Group 830$2,097
    Bridgeport$2,082
    Hampton$2,082
    Pittsburgh$2,067
    Fort Collins$2,061
    Phoenix$2,061
    Knoxville$2,058
    Panama City$2,058
    Buffalo$2,055
    Asheville$2,052
    Coastal Maine$2,052
    Austin$2,046
    Eugene$2,046
    Jacksonville$2,046
    Traverse City$2,037
    Detroit$2,034
    Cincinnati$2,031
    County Cost Group 820$2,016
    Kings Bay$2,016
    Whidbey Island$2,013
    Charlotte$2,004
    Grand Haven$2,004
    Durham$1,995
    Albuquerque$1,992
    Memphis$1,992
    Eastern Shore$1,989
    Myrtle Beach$1,989
    Gainesville$1,986
    Houston$1,974
    Grand Rapids$1,950
    Raleigh$1,947
    Spokane$1,947
    Lemoore NAS$1,944
    Salt Lake City$1,944
    Nellis AFB$1,941
    Rochester$1,941
    Fort Worth$1,938
    Ogden$1,932
    Wilmington$1,932
    Provo$1,929
    Rome$1,929
    County Cost Group 810$1,923
    Duluth$1,917
    Astoria$1,914
    El Centro$1,905
    Carlisle Barracks$1,902
    Eastern Panhandle$1,899
    Twenty Nine Palms MCB$1,896
    Barstow$1,890
    Omaha$1,887
    Salem$1,872
    Syracuse$1,872
    Chattanooga$1,863
    Kansas City$1,845
    Boise$1,842
    County Cost Group 800$1,827
    Jackson$1,818
    Columbia$1,812
    Fort Gordon$1,809
    Louisville$1,809
    Morehead$1,806
    Rapid City$1,800
    Pensacola$1,794
    Cleveland$1,791
    Greenville$1,785
    Columbus$1,782
    Fort Wayne$1,782
    New Orleans$1,779
    Tallahassee$1,779
    Humboldt County$1,764
    Abilene$1,761
    Baton Rouge$1,761
    County Cost Group 790$1,761
    Little Rock$1,758
    Toledo$1,758
    Bloomington$1,755
    Helena$1,752
    Indianapolis$1,749
    Fort Campbell$1,743
    Roanoke$1,743
    Fort Leavenworth$1,740
    Mobile$1,731
    Yakima$1,731
    Bangor$1,728
    San Antonio (JBSA)$1,728
    Fort Bragg$1,722
    Rock Island$1,722
    Lexington$1,713
    Shreveport$1,701
    Battle Creek$1,698
    Davis-Monthan AFB$1,695
    Robins AFB$1,692
    County Cost Group 780$1,689
    Greensboro$1,680
    Wilkes-Barre$1,677
    Huntsville$1,668
    Fort Bliss$1,665
    College Station$1,662
    Fayetteville$1,662
    Fort Hood$1,662
    State College$1,656
    Corpus Christi$1,644
    Lincoln$1,641
    Coos Bay$1,635
    Fort Benning$1,635
    County Cost Group 770$1,632
    Marquette$1,626
    Auburn$1,617
    Waco$1,617
    Lansing$1,611
    Montgomery$1,605
    Des Moines$1,593
    Camp Lejeune$1,578
    Fallon NAS$1,578
    Fort Knox$1,575
    Fort Drum$1,569
    Fort Huachuca$1,569
    County Cost Group 760$1,566
    Mountain Home AFB$1,563
    Yuma$1,551
    Oklahoma City$1,542
    Tulsa$1,542
    Cheyenne$1,539
    Malmstrom SFB$1,539
    Akron$1,536
    Scott AFB$1,536
    Wright-Patterson AFB$1,533
    St Mary And Terrebonne$1,527
    China Lake$1,524
    County Cost Group 750$1,521
    Fargo$1,521
    Grand Forks$1,518
    Gulfport$1,509
    Peoria$1,506
    Moody AFB$1,503
    Topeka$1,503
    White Sands MR$1,503
    Bismarck$1,500
    Seymour Johnson AFB$1,500
    Beaumont$1,488
    County Cost Group 740$1,476
    Champaign$1,467
    Johnson City$1,467
    Goodfellow AFB$1,455
    Erie$1,452
    Lafayette$1,449
    Whiteman AFB$1,449
    County Cost Group 730$1,446
    Fort Rucker$1,440
    Morgantown$1,440
    Sumter$1,440
    Lexington$1,437
    Minot AFB$1,428
    Sioux Falls$1,428
    County Cost Group 720$1,425
    Holloman AFB$1,419
    Lubbock$1,416
    Brownsville$1,413
    County Cost Group 710$1,404
    Huntington$1,404
    Terre Haute$1,401
    Wichita Fls$1,392
    County Cost Group 700$1,389
    Fort Leonard Wood$1,386
    Sault Ste Marie$1,386
    Sparta$1,380
    County Cost Group 690$1,374
    Laughlin AFB$1,371
    County Cost Group 680$1,365
    County Cost Group 670$1,356
    Springfield$1,356
    County Cost Group 660$1,344
    County Cost Group 650$1,335
    County Cost Group 640$1,329
    Saginaw$1,329
    Albany$1,326
    County Cost Group 630$1,320
    Wichita$1,320
    Hattiesburg$1,317
    County Cost Group 620$1,314
    Charleston$1,308
    County Cost Group 610$1,308
    Columbus AFB$1,302
    County Cost Group 600$1,302
    Paducah$1,293
    Springfield$1,293
    County Cost Group 590$1,290
    Frankfort$1,287
    Lake Charles$1,287
    Stevens Point$1,287
    Columbia$1,284
    County Cost Group 580$1,278
    Fort Riley$1,272
    County Cost Group 570$1,269
    Cannon AFB$1,260
    County Cost Group 560$1,260
    Alexandria$1,254
    County Cost Group 550$1,251
    County Cost Group 540$1,242
    County Cost Group 530$1,239
    County Cost Group 520$1,233
    County Cost Group 510$1,230
    Fort Polk$1,206
    Fort Sill$1,203
    Meridian$1,194
    Anniston$1,176
    Altus AFB$1,173
    Fort Chaffee$1,173
    Vance AFB$1,155
    Monroe$1,143
    Youngstown$1,134

    Fort Worth is #164 of 338. The spread between the dearest and cheapest station at this grade is $3,933 a month — $47,196 a year, untaxed.

    Every pay grade at Fort Worth0 – $2,832 / month
    E-1$1,938
    E-2$1,938
    E-3$1,938
    E-4$1,938
    E-5$2,118
    E-6$2,424
    E-7$2,445
    E-8$2,454
    E-9$2,490
    W-1$2,442
    W-2$2,451
    W-3$2,463
    W-4$2,511
    W-5$2,613
    O-1E$2,448
    O-2E$2,457
    O-3E$2,526
    O-1$2,163
    O-2$2,421
    O-3$2,460
    O-4$2,640
    O-5$2,793
    O-6$2,814
    O-7$2,832

    Promoting to E-2 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 30% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,938 a month of BAH takes more than $1,938 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.