BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-4 without dependents at Fort Worth draws $1,494 per month in 2026

    Permalinkbahratedesk.com/fort-worth-tx/e-4/without/ExcelCSVDownloads cover this station.
    Fort Worth, TX
    E-4 · without dependents
    $1,494/ month
    $17,928 / year
    At E-4, this is #176 of 338 stations loaded · high New York City $4,833 · low Fort Chaffee $879
    MHA TX356 · ZIPs 75054 76001 76002 76003 76004 76005 +116 more
    Your grade is calledARMYSPC / CPLUSMCCplNAVYPO3USAFSrA
    Untaxed — matching it with taxable pay takes$1,915 / mo gross
    Other dependency status here$1,938 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Fort Worth — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,938$1,494
    E-2$1,938$1,494
    E-3$1,938$1,494
    E-4$1,938$1,494
    E-5$2,118$1,656
    E-6$2,424$1,815
    E-7$2,445$1,941
    E-8$2,454$2,184
    E-9$2,490$2,268
    Warrant officer
    W-1$2,442$1,884
    W-2$2,451$2,181
    W-3$2,463$2,280
    W-4$2,511$2,418
    W-5$2,613$2,427
    Officer — prior enlisted
    O-1E$2,448$2,115
    O-2E$2,457$2,250
    O-3E$2,526$2,415
    Officer
    O-1$2,163$1,752
    O-2$2,421$2,061
    O-3$2,460$2,310
    O-4$2,640$2,421
    O-5$2,793$2,430
    O-6$2,814$2,433
    O-7$2,832$2,451
    PCS compareFort Worth · E-4 · $1,494/mo
    Aberdeen Proving Grounds$1,875/mo · $22,500/yr
    ▲ RAISE+$381+$4,572/yr · like +$5,862 of salary

    What this rate means

    E-4 without dependents, nearest stations0 – $4,833 / month
    New York City$4,833
    Helena$1,515
    Raleigh$1,515
    Fort Gordon$1,506
    El Centro$1,500
    Fort Worth$1,494
    Wilmington$1,491
    Columbia$1,479
    New Orleans$1,473
    Fort Campbell$1,470
    Fort Chaffee$879

    Fort Worth is #176 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Fort Worth0 – $2,451 / month
    E-1$1,494
    E-2$1,494
    E-3$1,494
    E-4$1,494
    E-5$1,656
    E-6$1,815
    E-7$1,941
    E-8$2,184
    E-9$2,268
    W-1$1,884
    W-2$2,181
    W-3$2,280
    W-4$2,418
    W-5$2,427
    O-1E$2,115
    O-2E$2,250
    O-3E$2,415
    O-1$1,752
    O-2$2,061
    O-3$2,310
    O-4$2,421
    O-5$2,430
    O-6$2,433
    O-7$2,451

    Promoting to E-5 here adds $162 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Fort Worth to New York City at E-4 is worth $3,339 a month — about 21 promotions worth of housing allowance, at $162 per grade here.

    02

    Dependency status is worth 30% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,494 a month of BAH takes more than $1,494 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.