BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-1E without dependents at Riverside draws $3,348 per month in 2026

    Permalinkbahratedesk.com/riverside-ca/o-1e/without/ExcelCSVDownloads cover this station.
    Riverside, CA
    O-1E · without dependents
    $3,348/ month
    $40,176 / year
    At O-1E, this is #33 of 338 stations loaded · high San Francisco $5,124 · low Youngstown $1,188
    MHA CA041 · ZIPs 91752 92201 92202 92203 92210 92211 +85 more
    Your grade is calledARMY2LTUSMC2ndLtNAVYENSUSAF2d Lt
    Untaxed — matching it with taxable pay takes$4,292 / mo gross
    Other dependency status here$3,612 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Riverside — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,096$2,364
    E-2$3,096$2,364
    E-3$3,096$2,364
    E-4$3,096$2,364
    E-5$3,351$2,670
    E-6$3,549$2,865
    E-7$3,603$3,105
    E-8$3,663$3,396
    E-9$3,753$3,444
    Warrant officer
    W-1$3,564$3,015
    W-2$3,627$3,393
    W-3$3,708$3,453
    W-4$3,768$3,552
    W-5$3,855$3,615
    Officer — prior enlisted
    O-1E$3,612$3,348
    O-2E$3,693$3,435
    O-3E$3,783$3,537
    Officer
    O-1$3,384$2,835
    O-2$3,546$3,270
    O-3$3,705$3,471
    O-4$3,876$3,597
    O-5$4,002$3,627
    O-6$4,035$3,684
    O-7$4,065$3,747
    PCS compareRiverside · O-1E · $3,348/mo
    Aberdeen Proving Grounds$2,475/mo · $29,700/yr
    ▼ CUT−$873−$10,476/yr · like −$13,431 of salary

    What this rate means

    O-1E without dependents, every station0 – $5,124 / month
    San Francisco$5,124
    New York City$5,094
    Boston$4,788
    Northern New Jersey$4,746
    Santa Clara County$4,656
    Westchester County$4,476
    Long Island$4,422
    Nantucket$4,341
    Maui County$4,326
    Hanscom AFB$4,185
    Martha's Vineyard$3,981
    San Diego$3,972
    Florida Keys$3,966
    Camp Pendleton$3,960
    Cape Cod-Plymouth$3,921
    Los Angeles$3,879
    Kauai County$3,795
    Oakland$3,756
    Staten Island$3,732
    Honolulu County$3,660
    Miami$3,657
    Hawaii County$3,591
    Fort Monmouth$3,546
    Ventura$3,534
    Essex CO$3,474
    West Point$3,465
    Monterey$3,462
    Trenton$3,462
    Chicago$3,435
    West Palm Beach$3,420
    Perth Amboy$3,390
    Vallejo$3,366
    Riverside$3,348
    Vandenberg SFB$3,330
    Portsmouth$3,318
    Marin$3,300
    San Bernardino$3,285
    Portland$3,249
    Indian Head Navordsta$3,246
    San Luis Obispo$3,195
    Providence$3,192
    Manchester$3,174
    County Cost Group 890$3,153
    Seattle$3,132
    Washington$3,129
    Burlington$3,117
    Fitchburg$3,090
    New Haven$3,066
    Warrenton$3,063
    Beale AFB$2,964
    Santa Fe$2,961
    Quantico$2,952
    Willow Grove$2,931
    Annapolis$2,925
    Worcester$2,916
    Sacramento$2,901
    Fort G. G. Meade$2,898
    Hartford$2,898
    County Cost Group 880$2,847
    Newport$2,844
    Denver$2,838
    JB McGuire-Dix-Lakehurst$2,820
    Boulder$2,751
    Cape May$2,751
    Everett$2,745
    Tampa$2,706
    Fort Myers Beach$2,691
    Fort Pierce$2,688
    Philadelphia$2,688
    Fort Detrick$2,679
    Edwards AFB$2,655
    Orlando$2,655
    Atlantic City$2,652
    Madison$2,652
    County Cost Group 870$2,649
    Ballston Spa$2,631
    Ketchikan$2,631
    Baltimore$2,607
    Milwaukee$2,604
    Outer Banks$2,601
    Juneau$2,586
    New London$2,577
    Ann Arbor$2,556
    JB Lewis-McChord$2,553
    Stockton$2,550
    Minneapolis$2,538
    Elizabeth City$2,505
    Patrick SFB$2,499
    County Cost Group 860$2,484
    Sitka$2,484
    Aberdeen Proving Grounds$2,475
    Dallas$2,466
    Oxford$2,442
    Birmingham$2,436
    Fresno$2,436
    Port Angeles$2,433
    St. Louis$2,433
    Eglin AFB$2,430
    Norfolk$2,427
    Great Lakes Navtracen$2,424
    Kodiak Island$2,421
    Savannah$2,412
    County Cost Group 850$2,406
    Patuxent River$2,403
    Beaufort$2,400
    Reno$2,388
    Atlanta$2,385
    Corvallis$2,385
    Hampden County$2,385
    Charleston$2,382
    Portland$2,376
    Allentown$2,370
    Charlottesville$2,370
    Ocala$2,367
    Bremerton$2,361
    Detroit$2,358
    Fort Carson$2,355
    Richmond$2,355
    Dahlgren$2,331
    Brunswick$2,319
    County Cost Group 840$2,319
    Austin$2,316
    JB Elmendorf-Richardson$2,310
    Fort Stewart$2,307
    Phoenix$2,286
    Volusia County$2,283
    Cincinnati$2,280
    Pittsburgh$2,280
    Dover AFB$2,274
    Hampton$2,271
    Fort Collins$2,265
    Nashville$2,265
    County Cost Group 830$2,247
    Astoria$2,235
    Asheville$2,211
    Buffalo$2,211
    Rochester$2,211
    Albuquerque$2,208
    Dahlonega$2,205
    Coastal Maine$2,190
    Houston$2,190
    Traverse City$2,187
    Eugene$2,184
    Knoxville$2,181
    Spokane$2,181
    Grand Haven$2,178
    Jacksonville$2,178
    Whidbey Island$2,175
    Bridgeport$2,172
    Charlotte$2,166
    Panama City$2,160
    County Cost Group 820$2,157
    Memphis$2,151
    Grand Rapids$2,145
    Abilene$2,139
    Lemoore NAS$2,136
    Kings Bay$2,130
    Salt Lake City$2,127
    Eastern Shore$2,118
    Durham$2,115
    Fort Worth$2,115
    Ogden$2,115
    Rome$2,106
    Myrtle Beach$2,094
    Fairbanks$2,091
    Raleigh$2,088
    Omaha$2,082
    Carlisle Barracks$2,073
    Nellis AFB$2,067
    County Cost Group 810$2,061
    Duluth$2,061
    Eastern Panhandle$2,055
    Provo$2,055
    Syracuse$2,046
    Gainesville$2,037
    Wilmington$2,037
    Toledo$2,028
    Salem$2,001
    Barstow$1,998
    Twenty Nine Palms MCB$1,998
    Cleveland$1,995
    Louisville$1,986
    Chattanooga$1,983
    El Centro$1,983
    Kansas City$1,983
    Rapid City$1,983
    Helena$1,977
    County Cost Group 800$1,959
    Battle Creek$1,956
    Fort Wayne$1,944
    Boise$1,923
    Greenville$1,920
    Yakima$1,920
    Jackson$1,917
    Humboldt County$1,911
    Roanoke$1,908
    Rock Island$1,905
    Bloomington$1,902
    Davis-Monthan AFB$1,902
    New Orleans$1,902
    Bangor$1,890
    College Station$1,887
    County Cost Group 790$1,887
    Fort Gordon$1,887
    Mobile$1,884
    Columbia$1,875
    Baton Rouge$1,872
    Columbus$1,872
    Indianapolis$1,872
    Lexington$1,872
    San Antonio (JBSA)$1,866
    Pensacola$1,860
    Morehead$1,848
    Little Rock$1,845
    Shreveport$1,842
    Coos Bay$1,821
    Tallahassee$1,821
    Marquette$1,818
    County Cost Group 780$1,812
    Fort Campbell$1,812
    Fort Leavenworth$1,812
    Fort Bliss$1,806
    Fargo$1,806
    Greensboro$1,806
    State College$1,806
    Fort Bragg$1,803
    Lansing$1,803
    Robins AFB$1,797
    Huntsville$1,794
    Corpus Christi$1,785
    Lincoln$1,785
    Fayetteville$1,779
    Des Moines$1,767
    Waco$1,752
    County Cost Group 770$1,749
    Wilkes-Barre$1,737
    Cheyenne$1,734
    Grand Forks$1,728
    Fort Huachuca$1,716
    Fort Benning$1,713
    Auburn$1,704
    Bismarck$1,704
    White Sands MR$1,698
    Fort Knox$1,695
    Fort Hood$1,692
    Yuma$1,692
    Mountain Home AFB$1,686
    County Cost Group 760$1,683
    Montgomery$1,680
    Johnson City$1,665
    Fort Drum$1,662
    Wichita Fls$1,653
    Wright-Patterson AFB$1,647
    Oklahoma City$1,641
    Morgantown$1,638
    County Cost Group 750$1,635
    Tulsa$1,635
    Topeka$1,623
    St Mary And Terrebonne$1,617
    Whiteman AFB$1,608
    Malmstrom SFB$1,605
    Camp Lejeune$1,599
    Fallon NAS$1,599
    Gulfport$1,599
    County Cost Group 740$1,587
    Holloman AFB$1,587
    Lafayette$1,581
    Akron$1,578
    Goodfellow AFB$1,575
    Fort Rucker$1,569
    Peoria$1,569
    Scott AFB$1,566
    China Lake$1,560
    Columbus AFB$1,557
    County Cost Group 730$1,554
    Seymour Johnson AFB$1,551
    Sioux Falls$1,551
    Minot AFB$1,548
    Lexington$1,542
    Champaign$1,536
    County Cost Group 720$1,533
    Sault Ste Marie$1,533
    Huntington$1,530
    Moody AFB$1,524
    Springfield$1,524
    Beaumont$1,518
    County Cost Group 710$1,512
    Brownsville$1,500
    Saginaw$1,500
    Sumter$1,500
    County Cost Group 700$1,494
    Terre Haute$1,491
    County Cost Group 690$1,479
    Fort Leonard Wood$1,476
    Erie$1,473
    Lubbock$1,473
    County Cost Group 680$1,467
    Laughlin AFB$1,467
    Frankfort$1,464
    County Cost Group 670$1,458
    Paducah$1,455
    County Cost Group 660$1,446
    County Cost Group 650$1,440
    Springfield$1,437
    County Cost Group 640$1,431
    County Cost Group 630$1,422
    County Cost Group 620$1,416
    Sparta$1,413
    Fort Polk$1,410
    County Cost Group 610$1,407
    Charleston$1,401
    County Cost Group 600$1,401
    Fort Riley$1,392
    Hattiesburg$1,392
    County Cost Group 590$1,389
    Columbia$1,380
    County Cost Group 580$1,377
    Wichita$1,374
    Albany$1,368
    County Cost Group 570$1,368
    Cannon AFB$1,362
    County Cost Group 560$1,359
    Fort Chaffee$1,353
    Lake Charles$1,353
    County Cost Group 550$1,350
    Alexandria$1,347
    County Cost Group 540$1,341
    County Cost Group 530$1,335
    Stevens Point$1,335
    County Cost Group 520$1,329
    County Cost Group 510$1,326
    Meridian$1,293
    Altus AFB$1,260
    Monroe$1,254
    Fort Sill$1,230
    Vance AFB$1,230
    Anniston$1,197
    Youngstown$1,188

    Riverside is #33 of 338. The spread between the dearest and cheapest station at this grade is $3,936 a month — $47,232 a year, untaxed.

    Every pay grade at Riverside0 – $3,747 / month
    E-1$2,364
    E-2$2,364
    E-3$2,364
    E-4$2,364
    E-5$2,670
    E-6$2,865
    E-7$3,105
    E-8$3,396
    E-9$3,444
    W-1$3,015
    W-2$3,393
    W-3$3,453
    W-4$3,552
    W-5$3,615
    O-1E$3,348
    O-2E$3,435
    O-3E$3,537
    O-1$2,835
    O-2$3,270
    O-3$3,471
    O-4$3,597
    O-5$3,627
    O-6$3,684
    O-7$3,747

    Promoting to O-2E here adds $87 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Riverside to San Francisco at O-1E is worth $1,776 a month — about 20 promotions worth of housing allowance, at $87 per grade here.

    02

    Dependency status is worth 8% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,348 a month of BAH takes more than $3,348 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.