BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3E with dependents at Riverside draws $3,783 per month in 2026

    Permalinkbahratedesk.com/riverside-ca/o-3e/with/ExcelCSVDownloads cover this station.
    Riverside, CA
    O-3E · with dependents
    $3,783/ month
    $45,396 / year
    At O-3E, this is #54 of 338 stations loaded · high Westchester County $7,023 · low Youngstown $1,788
    MHA CA041 · ZIPs 91752 92201 92202 92203 92210 92211 +85 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$4,850 / mo gross
    Other dependency status here$3,537 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Riverside — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,096$2,364
    E-2$3,096$2,364
    E-3$3,096$2,364
    E-4$3,096$2,364
    E-5$3,351$2,670
    E-6$3,549$2,865
    E-7$3,603$3,105
    E-8$3,663$3,396
    E-9$3,753$3,444
    Warrant officer
    W-1$3,564$3,015
    W-2$3,627$3,393
    W-3$3,708$3,453
    W-4$3,768$3,552
    W-5$3,855$3,615
    Officer — prior enlisted
    O-1E$3,612$3,348
    O-2E$3,693$3,435
    O-3E$3,783$3,537
    Officer
    O-1$3,384$2,835
    O-2$3,546$3,270
    O-3$3,705$3,471
    O-4$3,876$3,597
    O-5$4,002$3,627
    O-6$4,035$3,684
    O-7$4,065$3,747
    PCS compareRiverside · O-3E · $3,783/mo
    Aberdeen Proving Grounds$3,222/mo · $38,664/yr
    ▼ CUT−$561−$6,732/yr · like −$8,631 of salary

    What this rate means

    O-3E with dependents, nearest stations0 – $7,023 / month
    Westchester County$7,023
    Brunswick$3,813
    Chicago$3,810
    Atlantic City$3,801
    Santa Fe$3,795
    Riverside$3,783
    Juneau$3,720
    JB McGuire-Dix-Lakehurst$3,702
    Everett$3,666
    County Cost Group 880$3,660
    Youngstown$1,788

    Riverside is #54 of 338. The spread between the dearest and cheapest station at this grade is $5,235 a month — $62,820 a year, untaxed.

    Every pay grade at Riverside0 – $4,065 / month
    E-1$3,096
    E-2$3,096
    E-3$3,096
    E-4$3,096
    E-5$3,351
    E-6$3,549
    E-7$3,603
    E-8$3,663
    E-9$3,753
    W-1$3,564
    W-2$3,627
    W-3$3,708
    W-4$3,768
    W-5$3,855
    O-1E$3,612
    O-2E$3,693
    O-3E$3,783
    O-1$3,384
    O-2$3,546
    O-3$3,705
    O-4$3,876
    O-5$4,002
    O-6$4,035
    O-7$4,065

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 7% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,783 a month of BAH takes more than $3,783 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.