BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-7 with dependents at San Antonio (JBSA) draws $2,112 per month in 2026

    Permalinkbahratedesk.com/san-antonio/e-7/with/ExcelCSVDownloads cover this station.
    San Antonio, TX
    E-7 · with dependents
    $2,112/ month
    $25,344 / year
    At E-7, this is #11 of 17 stations loaded · high Camp Pendleton $4,494 · low Fort Riley $1,845
    MHA code pending — loads with the DTMO ZIP file
    Your grade is calledARMYSFCUSMCGySgtNAVYCPOUSAFMSgt
    Untaxed — matching it with taxable pay takes$2,708 / mo gross
    Other dependency status here$1,731 without dependents
    In government quarters, no dependents$50.10 / mo partial
    MHA

    Most JBSA grades went DOWN for 2026 — see the rate-protection flag below.

    RATE PROTECTION

    Already stationed here? You don't take this cut. BAH rate protection holds you at your prior year's amount as long as your duty location, grade and dependency status stay the same. The lower 2026 number applies to members arriving on new orders, and to you if you promote, change dependency status, or PCS.

    San Antonio (JBSA) — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,728$1,359
    E-2$1,728$1,359
    E-3$1,728$1,359
    E-4$1,728$1,359
    E-5$1,869$1,500
    E-6$2,094$1,596
    E-7$2,112$1,731
    E-8$2,121$1,920
    E-9$2,157$1,977
    Warrant officer
    W-1$2,109$1,692
    W-2$2,118$1,917
    W-3$2,130$1,986
    W-4$2,178$2,085
    W-5$2,280$2,097
    Officer — prior enlisted
    O-1E$2,115$1,866
    O-2E$2,124$1,965
    O-3E$2,196$2,082
    Officer
    O-1$1,905$1,584
    O-2$2,091$1,827
    O-3$2,127$2,007
    O-4$2,307$2,088
    O-5$2,457$2,100
    O-6$2,475$2,103
    O-7$2,490$2,112
    PCS compareSan Antonio (JBSA) · E-7 · $2,112/mo
    Fort Bragg$2,094/mo · $25,128/yr
    ▼ CUT−$18−$216/yr · like −$277 of salary

    What this rate means

    E-7 with dependents, every station0 – $4,494 / month
    Camp Pendleton$4,494
    San Diego$4,446
    Honolulu County$4,098
    JB Elmendorf-Richardson$3,045
    JB Lewis-McChord$2,994
    Norfolk$2,604
    Fort Stewart$2,493
    Fort Carson$2,487
    Fort Campbell$2,244
    Fort Bliss$2,172
    San Antonio (JBSA)$2,112
    Fort Drum$2,103
    Fort Bragg$2,094
    Fort Hood$2,070
    Fort Benning$2,004
    Camp Lejeune$1,995
    Fort Riley$1,845

    San Antonio (JBSA) is #11 of 17. The spread between the dearest and cheapest station at this grade is $2,649 a month — $31,788 a year, untaxed.

    Every pay grade at San Antonio (JBSA)0 – $2,490 / month
    E-1$1,728
    E-2$1,728
    E-3$1,728
    E-4$1,728
    E-5$1,869
    E-6$2,094
    E-7$2,112
    E-8$2,121
    E-9$2,157
    W-1$2,109
    W-2$2,118
    W-3$2,130
    W-4$2,178
    W-5$2,280
    O-1E$2,115
    O-2E$2,124
    O-3E$2,196
    O-1$1,905
    O-2$2,091
    O-3$2,127
    O-4$2,307
    O-5$2,457
    O-6$2,475
    O-7$2,490

    Promoting to E-8 here adds $9 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from San Antonio (JBSA) to Camp Pendleton at E-7 is worth $2,382 a month — about 265 promotions worth of housing allowance, at $9 per grade here.

    02

    Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,112 a month of BAH takes more than $2,112 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.