Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    W-5 without dependents at San Antonio (JBSA) draws $2,097 per month in 2026

    Permalinkbahratedesk.com/san-antonio/w-5/without/ExcelCSVDownloads cover this station.
    San Antonio, TX
    W-5 · without dependents
    $2,097/ month
    $25,164 / year
    At W-5, this is #14 of 17 stations loaded · high Camp Pendleton $4,518 · low Fort Riley $1,860
    MHA code pending — loads with the DTMO ZIP file
    Your grade is calledARMYCW5USMCCWO5NAVYCWO5
    Untaxed — matching it with taxable pay takes$2,688 / mo gross
    Other dependency status here$2,280 with dependents
    In government quarters, no dependents$50.10 / mo partial
    MHA

    Most JBSA grades went DOWN for 2026 — see the rate-protection flag below.

    RATE PROTECTION

    Already stationed here? You don't take this cut. BAH rate protection holds you at your prior year's amount as long as your duty location, grade and dependency status stay the same. The lower 2026 number applies to members arriving on new orders, and to you if you promote, change dependency status, or PCS.

    San Antonio (JBSA) — full sheetTap a row
    PCS compareSan Antonio (JBSA) · W-5 · $2,097/mo
    Fort Bragg$2,103/mo · $25,236/yr
    ▲ RAISE+$6+$72/yr · like +$92 of salary

    What this rate means

    W-5 without dependents, every station0 – $4,518 / month
    Camp Pendleton$4,518
    San Diego$4,455
    Honolulu County$4,146
    JB Elmendorf-Richardson$3,087
    JB Lewis-McChord$3,009
    Norfolk$2,616
    Fort Stewart$2,508
    Fort Carson$2,502
    Fort Campbell$2,277
    Fort Bliss$2,169
    Fort Drum$2,154
    Fort Hood$2,109
    Fort Bragg$2,103
    San Antonio (JBSA)$2,097
    Fort Benning$2,010
    Camp Lejeune$2,004
    Fort Riley$1,860

    San Antonio (JBSA) is #14 of 17. The spread between the dearest and cheapest station at this grade is $2,658 a month — $31,896 a year, untaxed.

    Every pay grade at San Antonio (JBSA)0 – $2,112 / month
    E-1$1,359
    E-2$1,359
    E-3$1,359
    E-4$1,359
    E-5$1,500
    E-6$1,596
    E-7$1,731
    E-8$1,920
    E-9$1,977
    W-1$1,692
    W-2$1,917
    W-3$1,986
    W-4$2,085
    W-5$2,097
    O-1E$1,866
    O-2E$1,965
    O-3E$2,082
    O-1$1,584
    O-2$1,827
    O-3$2,007
    O-4$2,088
    O-5$2,100
    O-6$2,103
    O-7$2,112

    Rates flatten out at the top of each track, which is why the sheet stops at O-7.

    01

    Dependency status is worth 9% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,097 a month of BAH takes more than $2,097 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.