BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-4 with dependents at St Mary And Terrebonne draws $2,331 per month in 2026

    Permalinkbahratedesk.com/st-mary-and-terrebonne-la/o-4/with/ExcelCSVDownloads cover this station.
    St Mary And Terrebonne, LA
    O-4 · with dependents
    $2,331/ month
    $27,972 / year
    At O-4, this is #277 of 338 stations loaded · high Westchester County $7,470 · low Youngstown $1,809
    MHA LA326 · ZIPs 70301 70302 70310 70340 70342 70343 +28 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$2,988 / mo gross
    Other dependency status here$1,779 without dependents
    In government quarters, no dependents$50.10 / mo partial
    St Mary And Terrebonne — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,527$1,233
    E-2$1,527$1,233
    E-3$1,527$1,233
    E-4$1,527$1,233
    E-5$1,620$1,356
    E-6$1,650$1,437
    E-7$1,776$1,527
    E-8$1,920$1,635
    E-9$2,103$1,641
    Warrant officer
    W-1$1,665$1,509
    W-2$1,836$1,632
    W-3$2,013$1,644
    W-4$2,133$1,671
    W-5$2,286$1,809
    Officer — prior enlisted
    O-1E$1,803$1,617
    O-2E$1,986$1,638
    O-3E$2,157$1,650
    Officer
    O-1$1,635$1,431
    O-2$1,647$1,593
    O-3$2,007$1,647
    O-4$2,331$1,779
    O-5$2,565$1,923
    O-6$2,583$1,992
    O-7$2,598$2,022
    PCS compareSt Mary And Terrebonne · O-4 · $2,331/mo
    Aberdeen Proving Grounds$3,396/mo · $40,752/yr
    ▲ RAISE+$1,065+$12,780/yr · like +$16,385 of salary

    What this rate means

    O-4 with dependents, every station0 – $7,470 / month
    Westchester County$7,470
    New York City$6,459
    San Francisco$6,444
    Nantucket$6,306
    Maui County$6,045
    Boston$5,928
    Santa Clara County$5,856
    Florida Keys$5,655
    Northern New Jersey$5,610
    Hanscom AFB$5,535
    Long Island$5,502
    Martha's Vineyard$5,385
    Kauai County$5,376
    Essex CO$5,301
    Monterey$5,259
    Miami$5,208
    Camp Pendleton$5,085
    San Diego$5,082
    Los Angeles$5,052
    Staten Island$5,043
    Portsmouth$4,983
    Trenton$4,926
    San Luis Obispo$4,920
    West Point$4,884
    Cape Cod-Plymouth$4,872
    Portland$4,830
    Oakland$4,809
    Honolulu County$4,737
    Fort Monmouth$4,710
    Perth Amboy$4,638
    Fitchburg$4,587
    Burlington$4,584
    Marin$4,563
    Seattle$4,554
    Ventura$4,545
    Manchester$4,512
    Newport$4,446
    West Palm Beach$4,443
    Washington$4,410
    Providence$4,317
    Worcester$4,296
    New Haven$4,275
    County Cost Group 890$4,236
    Warrenton$4,206
    Hartford$4,128
    Hawaii County$4,128
    Vandenberg SFB$4,113
    Indian Head Navordsta$4,020
    Atlantic City$4,014
    Boulder$4,005
    Chicago$3,927
    Santa Fe$3,891
    JB McGuire-Dix-Lakehurst$3,882
    Riverside$3,876
    Juneau$3,873
    County Cost Group 880$3,864
    Brunswick$3,846
    Austin$3,825
    Annapolis$3,822
    Ann Arbor$3,804
    JB Elmendorf-Richardson$3,789
    Everett$3,780
    Vallejo$3,762
    Fort G. G. Meade$3,759
    Madison$3,759
    Quantico$3,753
    Hampden County$3,747
    Stockton$3,738
    Ketchikan$3,720
    Willow Grove$3,714
    New London$3,654
    Cape May$3,639
    Sitka$3,639
    San Bernardino$3,630
    County Cost Group 870$3,627
    Edwards AFB$3,597
    Fort Detrick$3,573
    Milwaukee$3,564
    Kodiak Island$3,555
    Ballston Spa$3,549
    Eglin AFB$3,528
    Astoria$3,480
    Baltimore$3,477
    Outer Banks$3,438
    Philadelphia$3,435
    County Cost Group 860$3,429
    Denver$3,426
    Portland$3,420
    Fort Pierce$3,408
    Aberdeen Proving Grounds$3,396
    Corvallis$3,387
    Great Lakes Navtracen$3,381
    Oxford$3,378
    Asheville$3,351
    Fort Myers Beach$3,345
    Beale AFB$3,342
    Charlottesville$3,333
    County Cost Group 850$3,330
    JB Lewis-McChord$3,324
    Sacramento$3,318
    Bridgeport$3,312
    Port Angeles$3,285
    Whidbey Island$3,279
    Bremerton$3,258
    Tampa$3,255
    Traverse City$3,255
    Dahlgren$3,243
    Knoxville$3,243
    Detroit$3,228
    County Cost Group 840$3,225
    Fresno$3,213
    Fairbanks$3,210
    Allentown$3,207
    Beaufort$3,192
    Minneapolis$3,183
    College Station$3,165
    County Cost Group 830$3,138
    Orlando$3,135
    Reno$3,120
    Patrick SFB$3,108
    Humboldt County$3,099
    Buffalo$3,093
    Eugene$3,090
    Rome$3,090
    Twenty Nine Palms MCB$3,090
    Dover AFB$3,078
    Patuxent River$3,075
    Pittsburgh$3,075
    Abilene$3,063
    Norfolk$3,054
    Coastal Maine$3,051
    Spokane$3,048
    St. Louis$3,048
    Dallas$3,045
    Helena$3,039
    Houston$3,039
    Syracuse$3,039
    Savannah$3,036
    County Cost Group 820$3,033
    Gainesville$3,033
    Nashville$3,033
    Richmond$3,030
    Rochester$3,027
    Wilmington$3,018
    Yakima$3,015
    Fort Collins$3,012
    Elizabeth City$3,009
    Salem$3,009
    Barstow$2,976
    Omaha$2,967
    Salt Lake City$2,946
    Coos Bay$2,943
    Durham$2,931
    State College$2,928
    Chattanooga$2,916
    County Cost Group 810$2,916
    Panama City$2,913
    Bloomington$2,910
    Charleston$2,904
    Fort Stewart$2,904
    Cleveland$2,889
    Tallahassee$2,883
    Cincinnati$2,868
    Atlanta$2,859
    Carlisle Barracks$2,853
    El Centro$2,847
    New Orleans$2,847
    Jackson$2,841
    Hampton$2,835
    Volusia County$2,826
    Eastern Panhandle$2,796
    Columbus$2,793
    County Cost Group 800$2,793
    Fort Campbell$2,793
    Waco$2,793
    Myrtle Beach$2,787
    Battle Creek$2,781
    Fort Carson$2,778
    Grand Haven$2,760
    Corpus Christi$2,757
    Provo$2,745
    Fargo$2,739
    Dahlonega$2,736
    Grand Rapids$2,730
    Louisville$2,730
    Fort Knox$2,724
    Auburn$2,718
    Ocala$2,718
    Cheyenne$2,715
    County Cost Group 790$2,706
    Des Moines$2,706
    Kings Bay$2,706
    Birmingham$2,703
    Morehead$2,697
    Rapid City$2,691
    Wichita Fls$2,691
    Bangor$2,688
    Lemoore NAS$2,673
    Albuquerque$2,670
    Johnson City$2,664
    Mountain Home AFB$2,658
    Fort Drum$2,655
    Phoenix$2,646
    Eastern Shore$2,643
    Fayetteville$2,640
    Fort Worth$2,640
    Marquette$2,634
    Rock Island$2,628
    Scott AFB$2,625
    Kansas City$2,622
    Duluth$2,619
    County Cost Group 780$2,613
    Nellis AFB$2,610
    Boise$2,598
    Raleigh$2,589
    Roanoke$2,583
    Jacksonville$2,580
    Fort Hood$2,577
    Lexington$2,571
    Ogden$2,565
    Shreveport$2,562
    Fort Gordon$2,559
    Toledo$2,544
    County Cost Group 770$2,541
    Fort Rucker$2,541
    Malmstrom SFB$2,532
    Champaign$2,529
    Lansing$2,529
    Laughlin AFB$2,526
    Charlotte$2,520
    Baton Rouge$2,517
    Columbia$2,517
    Whiteman AFB$2,517
    Fort Leavenworth$2,508
    Memphis$2,508
    Mobile$2,508
    Fort Wayne$2,505
    Lincoln$2,502
    Fallon NAS$2,499
    Robins AFB$2,496
    Brownsville$2,490
    Tulsa$2,490
    Grand Forks$2,478
    Greensboro$2,472
    Seymour Johnson AFB$2,472
    Greenville$2,463
    County Cost Group 760$2,457
    Pensacola$2,457
    Indianapolis$2,451
    Wright-Patterson AFB$2,448
    China Lake$2,445
    Huntsville$2,445
    Fort Bragg$2,427
    Wilkes-Barre$2,427
    Lexington$2,421
    Paducah$2,415
    Akron$2,403
    County Cost Group 750$2,400
    Davis-Monthan AFB$2,400
    Columbia$2,391
    Bismarck$2,388
    Topeka$2,385
    Gulfport$2,379
    Terre Haute$2,379
    Springfield$2,376
    Minot AFB$2,367
    Morgantown$2,367
    Fort Huachuca$2,364
    Columbus AFB$2,361
    Sumter$2,361
    Camp Lejeune$2,355
    Fort Bliss$2,352
    County Cost Group 740$2,343
    Lubbock$2,343
    Moody AFB$2,340
    Sioux Falls$2,340
    St Mary And Terrebonne$2,331
    Little Rock$2,328
    Sault Ste Marie$2,325
    Goodfellow AFB$2,322
    San Antonio (JBSA)$2,307
    County Cost Group 730$2,304
    Lafayette$2,298
    Montgomery$2,298
    Fort Benning$2,295
    Beaumont$2,289
    Peoria$2,283
    Yuma$2,283
    County Cost Group 720$2,277
    Albany$2,271
    Alexandria$2,268
    Lake Charles$2,265
    County Cost Group 710$2,253
    White Sands MR$2,241
    Springfield$2,238
    Wichita$2,232
    County Cost Group 700$2,229
    County Cost Group 690$2,214
    Charleston$2,208
    Meridian$2,202
    County Cost Group 680$2,199
    Fort Chaffee$2,199
    County Cost Group 670$2,187
    Oklahoma City$2,184
    Frankfort$2,178
    County Cost Group 660$2,175
    Holloman AFB$2,175
    Fort Riley$2,169
    County Cost Group 650$2,163
    Vance AFB$2,163
    Hattiesburg$2,160
    County Cost Group 640$2,154
    County Cost Group 630$2,145
    Fort Leonard Wood$2,142
    County Cost Group 620$2,136
    Altus AFB$2,130
    County Cost Group 610$2,127
    Fort Polk$2,124
    County Cost Group 600$2,118
    County Cost Group 590$2,103
    Sparta$2,094
    County Cost Group 580$2,091
    County Cost Group 570$2,076
    Erie$2,076
    Huntington$2,073
    County Cost Group 560$2,067
    County Cost Group 550$2,055
    Fort Sill$2,055
    County Cost Group 540$2,046
    County Cost Group 530$2,037
    County Cost Group 520$2,031
    County Cost Group 510$2,025
    Saginaw$1,938
    Anniston$1,935
    Cannon AFB$1,920
    Monroe$1,908
    Stevens Point$1,878
    Youngstown$1,809

    St Mary And Terrebonne is #277 of 338. The spread between the dearest and cheapest station at this grade is $5,661 a month — $67,932 a year, untaxed.

    Every pay grade at St Mary And Terrebonne0 – $2,598 / month
    E-1$1,527
    E-2$1,527
    E-3$1,527
    E-4$1,527
    E-5$1,620
    E-6$1,650
    E-7$1,776
    E-8$1,920
    E-9$2,103
    W-1$1,665
    W-2$1,836
    W-3$2,013
    W-4$2,133
    W-5$2,286
    O-1E$1,803
    O-2E$1,986
    O-3E$2,157
    O-1$1,635
    O-2$1,647
    O-3$2,007
    O-4$2,331
    O-5$2,565
    O-6$2,583
    O-7$2,598

    Promoting to O-5 here adds $234 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from St Mary And Terrebonne to Westchester County at O-4 is worth $5,139 a month — about 22 promotions worth of housing allowance, at $234 per grade here.

    02

    Dependency status is worth 31% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,331 a month of BAH takes more than $2,331 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.