BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2E without dependents at St Mary And Terrebonne draws $1,638 per month in 2026

    Permalinkbahratedesk.com/st-mary-and-terrebonne-la/o-2e/without/ExcelCSVDownloads cover this station.
    St Mary And Terrebonne, LA
    O-2E · without dependents
    $1,638/ month
    $19,656 / year
    At O-2E, this is #288 of 338 stations loaded · high San Francisco $5,268 · low Youngstown $1,305
    MHA LA326 · ZIPs 70301 70302 70310 70340 70342 70343 +28 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$2,100 / mo gross
    Other dependency status here$1,986 with dependents
    In government quarters, no dependents$50.10 / mo partial
    St Mary And Terrebonne — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,527$1,233
    E-2$1,527$1,233
    E-3$1,527$1,233
    E-4$1,527$1,233
    E-5$1,620$1,356
    E-6$1,650$1,437
    E-7$1,776$1,527
    E-8$1,920$1,635
    E-9$2,103$1,641
    Warrant officer
    W-1$1,665$1,509
    W-2$1,836$1,632
    W-3$2,013$1,644
    W-4$2,133$1,671
    W-5$2,286$1,809
    Officer — prior enlisted
    O-1E$1,803$1,617
    O-2E$1,986$1,638
    O-3E$2,157$1,650
    Officer
    O-1$1,635$1,431
    O-2$1,647$1,593
    O-3$2,007$1,647
    O-4$2,331$1,779
    O-5$2,565$1,923
    O-6$2,583$1,992
    O-7$2,598$2,022
    PCS compareSt Mary And Terrebonne · O-2E · $1,638/mo
    Aberdeen Proving Grounds$2,592/mo · $31,104/yr
    ▲ RAISE+$954+$11,448/yr · like +$14,677 of salary

    What this rate means

    O-2E without dependents, nearest stations0 – $5,268 / month
    San Francisco$5,268
    Springfield$1,656
    China Lake$1,650
    County Cost Group 710$1,644
    Huntington$1,638
    St Mary And Terrebonne$1,638
    Terre Haute$1,635
    County Cost Group 700$1,626
    Lubbock$1,620
    Gulfport$1,614
    Youngstown$1,305

    St Mary And Terrebonne is #288 of 338. The spread between the dearest and cheapest station at this grade is $3,963 a month — $47,556 a year, untaxed.

    Every pay grade at St Mary And Terrebonne0 – $2,022 / month
    E-1$1,233
    E-2$1,233
    E-3$1,233
    E-4$1,233
    E-5$1,356
    E-6$1,437
    E-7$1,527
    E-8$1,635
    E-9$1,641
    W-1$1,509
    W-2$1,632
    W-3$1,644
    W-4$1,671
    W-5$1,809
    O-1E$1,617
    O-2E$1,638
    O-3E$1,650
    O-1$1,431
    O-2$1,593
    O-3$1,647
    O-4$1,779
    O-5$1,923
    O-6$1,992
    O-7$2,022

    Promoting to O-3E here adds $12 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from St Mary And Terrebonne to San Francisco at O-2E is worth $3,630 a month — about 303 promotions worth of housing allowance, at $12 per grade here.

    02

    Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,638 a month of BAH takes more than $1,638 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.