BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-5 without dependents at Yuma draws $1,338 per month in 2026

    Permalinkbahratedesk.com/yuma-az/e-5/without/ExcelCSVDownloads cover this station.
    Yuma, AZ
    E-5 · without dependents
    $1,338/ month
    $16,056 / year
    At E-5, this is #259 of 338 stations loaded · high New York City $4,980 · low Fort Chaffee $996
    MHA AZ016 · ZIPs 85333 85336 85347 85349 85350 85352 +6 more
    Your grade is calledARMYSGTUSMCSgtNAVYPO2USAFSSgt
    Untaxed — matching it with taxable pay takes$1,715 / mo gross
    Other dependency status here$1,695 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Yuma — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,551$1,239
    E-2$1,551$1,239
    E-3$1,551$1,239
    E-4$1,551$1,239
    E-5$1,695$1,338
    E-6$1,845$1,413
    E-7$1,917$1,554
    E-8$1,998$1,731
    E-9$2,115$1,764
    Warrant officer
    W-1$1,860$1,512
    W-2$1,950$1,728
    W-3$2,052$1,773
    W-4$2,139$1,854
    W-5$2,253$1,935
    Officer — prior enlisted
    O-1E$1,929$1,692
    O-2E$2,034$1,758
    O-3E$2,157$1,833
    Officer
    O-1$1,722$1,401
    O-2$1,842$1,650
    O-3$2,049$1,785
    O-4$2,283$1,914
    O-5$2,454$1,956
    O-6$2,472$2,031
    O-7$2,487$2,061
    PCS compareYuma · E-5 · $1,338/mo
    Aberdeen Proving Grounds$1,986/mo · $23,832/yr
    ▲ RAISE+$648+$7,776/yr · like +$9,969 of salary

    What this rate means

    E-5 without dependents, every station0 – $4,980 / month
    New York City$4,980
    San Francisco$4,086
    Nantucket$3,798
    Santa Clara County$3,798
    Boston$3,615
    Westchester County$3,606
    Long Island$3,600
    Northern New Jersey$3,561
    Hanscom AFB$3,516
    Florida Keys$3,459
    Cape Cod-Plymouth$3,285
    Maui County$3,246
    Staten Island$3,192
    Kauai County$3,162
    San Diego$3,147
    Martha's Vineyard$3,096
    Camp Pendleton$3,093
    Los Angeles$3,048
    Miami$3,048
    Perth Amboy$3,045
    Hawaii County$3,042
    Ventura$3,018
    Oakland$3,000
    Marin$2,967
    Fort Monmouth$2,940
    Essex CO$2,910
    Indian Head Navordsta$2,904
    West Point$2,859
    Honolulu County$2,856
    Monterey$2,844
    Washington$2,832
    Vandenberg SFB$2,778
    Fitchburg$2,763
    West Palm Beach$2,763
    Trenton$2,760
    Chicago$2,736
    Portland$2,703
    Portsmouth$2,700
    Providence$2,682
    San Luis Obispo$2,679
    New Haven$2,673
    Riverside$2,670
    Vallejo$2,664
    Seattle$2,625
    Manchester$2,613
    County Cost Group 890$2,589
    Warrenton$2,523
    Worcester$2,523
    Juneau$2,517
    Annapolis$2,475
    San Bernardino$2,466
    Fort G. G. Meade$2,436
    Burlington$2,427
    JB McGuire-Dix-Lakehurst$2,421
    Sitka$2,409
    Beale AFB$2,367
    Newport$2,361
    Quantico$2,361
    County Cost Group 880$2,337
    Willow Grove$2,337
    Atlantic City$2,298
    Fort Myers Beach$2,295
    Everett$2,277
    Hartford$2,274
    Boulder$2,238
    Santa Fe$2,223
    Dahlgren$2,196
    Fort Pierce$2,193
    Sacramento$2,190
    Stockton$2,187
    Tampa$2,187
    Cape May$2,172
    County Cost Group 870$2,172
    Fort Detrick$2,160
    JB Elmendorf-Richardson$2,157
    Eglin AFB$2,157
    Ketchikan$2,151
    Denver$2,148
    Edwards AFB$2,148
    Kodiak Island$2,148
    New London$2,148
    Outer Banks$2,142
    JB Lewis-McChord$2,121
    Beaufort$2,103
    Orlando$2,103
    Bremerton$2,091
    Philadelphia$2,091
    Baltimore$2,079
    Ballston Spa$2,073
    Patuxent River$2,040
    County Cost Group 860$2,037
    Patrick SFB$2,037
    Charlottesville$2,034
    Hampden County$2,007
    Allentown$2,001
    Atlanta$1,995
    Madison$1,995
    Aberdeen Proving Grounds$1,986
    Elizabeth City$1,980
    County Cost Group 850$1,968
    Savannah$1,968
    Milwaukee$1,965
    Dover AFB$1,947
    Fort Stewart$1,947
    St. Louis$1,947
    Ocala$1,944
    Bridgeport$1,941
    Charleston$1,941
    Dahlonega$1,938
    Oxford$1,938
    Portland$1,932
    Ann Arbor$1,920
    Norfolk$1,908
    Minneapolis$1,905
    Whidbey Island$1,905
    County Cost Group 840$1,896
    Traverse City$1,896
    Brunswick$1,893
    Birmingham$1,878
    Nashville$1,869
    Richmond$1,866
    Panama City$1,863
    Fort Carson$1,860
    Great Lakes Navtracen$1,854
    Dallas$1,851
    Reno$1,851
    Fresno$1,842
    County Cost Group 830$1,839
    Volusia County$1,833
    Eugene$1,827
    Fairbanks$1,827
    Port Angeles$1,827
    Fort Collins$1,812
    Knoxville$1,809
    Kings Bay$1,806
    Jacksonville$1,803
    Gainesville$1,800
    Buffalo$1,791
    Corvallis$1,791
    Myrtle Beach$1,788
    Twenty Nine Palms MCB$1,782
    Hampton$1,779
    Asheville$1,773
    Coastal Maine$1,770
    Detroit$1,770
    Durham$1,770
    County Cost Group 820$1,764
    Eastern Shore$1,761
    Grand Haven$1,740
    Phoenix$1,740
    Nellis AFB$1,737
    Austin$1,731
    Pittsburgh$1,725
    Morehead$1,722
    Charlotte$1,719
    Memphis$1,719
    Provo$1,719
    Astoria$1,713
    Cincinnati$1,713
    El Centro$1,704
    Wilmington$1,701
    Barstow$1,695
    Raleigh$1,695
    Albuquerque$1,689
    Boise$1,686
    County Cost Group 810$1,683
    Lemoore NAS$1,680
    Eastern Panhandle$1,677
    Salt Lake City$1,671
    Ogden$1,668
    Houston$1,665
    Spokane$1,665
    Rochester$1,662
    Fort Worth$1,656
    Duluth$1,653
    Columbia$1,647
    Fort Gordon$1,644
    Pensacola$1,644
    Grand Rapids$1,635
    Salem$1,635
    Chattanooga$1,629
    Tallahassee$1,626
    Carlisle Barracks$1,617
    Rome$1,614
    Jackson$1,608
    County Cost Group 800$1,599
    Syracuse$1,599
    Kansas City$1,596
    Fort Campbell$1,593
    Columbus$1,587
    Humboldt County$1,587
    Omaha$1,587
    New Orleans$1,581
    Helena$1,572
    Fort Leavenworth$1,569
    Baton Rouge$1,557
    Greenville$1,551
    Little Rock$1,548
    Abilene$1,545
    Rapid City$1,545
    County Cost Group 790$1,542
    Indianapolis$1,533
    Louisville$1,533
    Fort Hood$1,530
    Fort Bragg$1,527
    Mountain Home AFB$1,524
    Toledo$1,524
    Fort Wayne$1,503
    Cleveland$1,500
    San Antonio (JBSA)$1,500
    Robins AFB$1,491
    Wilkes-Barre$1,488
    College Station$1,485
    Bloomington$1,482
    Fort Benning$1,482
    Camp Lejeune$1,476
    County Cost Group 780$1,476
    Rock Island$1,476
    Auburn$1,473
    Mobile$1,473
    Battle Creek$1,470
    Roanoke$1,470
    Yakima$1,458
    Fallon NAS$1,455
    Shreveport$1,452
    Bangor$1,443
    Fort Knox$1,443
    Huntsville$1,443
    State College$1,443
    Greensboro$1,440
    Lexington$1,440
    Waco$1,440
    Fort Bliss$1,437
    Fayetteville$1,437
    Montgomery$1,431
    China Lake$1,428
    Coos Bay$1,428
    Davis-Monthan AFB$1,428
    Lincoln$1,428
    Seymour Johnson AFB$1,428
    County Cost Group 770$1,425
    Fort Drum$1,422
    Scott AFB$1,422
    Moody AFB$1,416
    Corpus Christi$1,413
    Malmstrom SFB$1,392
    Akron$1,383
    Beaumont$1,377
    County Cost Group 760$1,368
    Gulfport$1,365
    Marquette$1,365
    Oklahoma City$1,365
    Tulsa$1,365
    Des Moines$1,359
    Lansing$1,356
    St Mary And Terrebonne$1,356
    Fort Huachuca$1,347
    Wright-Patterson AFB$1,341
    Yuma$1,338
    County Cost Group 750$1,332
    Champaign$1,329
    Erie$1,329
    Cheyenne$1,326
    Peoria$1,311
    Topeka$1,302
    Grand Forks$1,299
    County Cost Group 740$1,290
    Fort Leonard Wood$1,290
    Sparta$1,290
    Sumter$1,290
    Bismarck$1,287
    Johnson City$1,287
    Fargo$1,281
    Lexington$1,275
    White Sands MR$1,275
    Lubbock$1,272
    County Cost Group 730$1,263
    Minot AFB$1,260
    Fort Rucker$1,251
    Brownsville$1,248
    County Cost Group 720$1,245
    Lafayette$1,245
    Albany$1,242
    Terre Haute$1,233
    Goodfellow AFB$1,230
    Morgantown$1,230
    County Cost Group 710$1,227
    Sioux Falls$1,224
    Whiteman AFB$1,215
    County Cost Group 700$1,212
    Wichita$1,212
    Laughlin AFB$1,209
    County Cost Group 690$1,200
    Holloman AFB$1,197
    Lake Charles$1,197
    Hattiesburg$1,194
    County Cost Group 680$1,191
    Huntington$1,188
    County Cost Group 670$1,185
    Wichita Fls$1,182
    County Cost Group 660$1,176
    County Cost Group 650$1,167
    Springfield$1,167
    Alexandria$1,161
    Columbia$1,161
    County Cost Group 640$1,161
    Stevens Point$1,161
    Columbus AFB$1,158
    Fort Riley$1,158
    County Cost Group 630$1,155
    Sault Ste Marie$1,155
    Springfield$1,152
    Charleston$1,149
    County Cost Group 620$1,149
    County Cost Group 610$1,143
    Paducah$1,143
    County Cost Group 600$1,137
    County Cost Group 590$1,128
    Fort Polk$1,128
    Saginaw$1,128
    Anniston$1,119
    County Cost Group 580$1,119
    Cannon AFB$1,107
    County Cost Group 570$1,107
    Frankfort$1,104
    County Cost Group 560$1,101
    County Cost Group 550$1,092
    Fort Sill$1,092
    County Cost Group 540$1,086
    County Cost Group 530$1,080
    County Cost Group 520$1,077
    County Cost Group 510$1,074
    Vance AFB$1,065
    Meridian$1,062
    Altus AFB$1,032
    Monroe$1,023
    Youngstown$1,017
    Fort Chaffee$996

    Yuma is #259 of 338. The spread between the dearest and cheapest station at this grade is $3,984 a month — $47,808 a year, untaxed.

    Every pay grade at Yuma0 – $2,061 / month
    E-1$1,239
    E-2$1,239
    E-3$1,239
    E-4$1,239
    E-5$1,338
    E-6$1,413
    E-7$1,554
    E-8$1,731
    E-9$1,764
    W-1$1,512
    W-2$1,728
    W-3$1,773
    W-4$1,854
    W-5$1,935
    O-1E$1,692
    O-2E$1,758
    O-3E$1,833
    O-1$1,401
    O-2$1,650
    O-3$1,785
    O-4$1,914
    O-5$1,956
    O-6$2,031
    O-7$2,061

    Promoting to E-6 here adds $75 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Yuma to New York City at E-5 is worth $3,642 a month — about 49 promotions worth of housing allowance, at $75 per grade here.

    02

    Dependency status is worth 27% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,338 a month of BAH takes more than $1,338 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.