What is E-9 BAH at Albany in 2026?

$1,509 per month without dependents ($18,108 per year), effective 01 JAN 2026. with dependents it is $2,010 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

E-9 BAH at Albany 2026 — $1,509/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Albany, GA

E-9 · without dependents

$1,509/ month

$18,108 / year

At E-9, this is #324 of 338 stations loaded · high San Francisco $5,286 · low Anniston $1,335

MHA GA072 · ZIPs 31701 31702 31703 31704 31705 31706 +6 more

Your grade is calledARMYSGM / CSMUSMCMGySgt / SgtMajNAVYMCPOUSAFCMSgt

Untaxed — matching it with taxable pay takes$1,935 / mo gross

Other dependency status here$2,010 with dependents

In government quarters, no dependents$50.10 / mo partial

Albany — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$1,326	$1,197
E-2	$1,326	$1,197
E-3	$1,326	$1,197
E-4	$1,326	$1,197
E-5	$1,371	$1,242
E-6	$1,539	$1,284
E-7	$1,671	$1,329
E-8	$1,815	$1,410
E-9	$2,010	$1,509
Warrant officer
W-1	$1,557	$1,326
W-2	$1,731	$1,407
W-3	$1,911	$1,512
W-4	$2,046	$1,563
W-5	$2,217	$1,707
Officer — prior enlisted
O-1E	$1,695	$1,368
O-2E	$1,884	$1,440
O-3E	$2,073	$1,554
Officer
O-1	$1,401	$1,281
O-2	$1,536	$1,362
O-3	$1,905	$1,515
O-4	$2,271	$1,704
O-5	$2,532	$1,899
O-6	$2,550	$1,914
O-7	$2,568	$1,926

What this rate means

E-9 without dependents, nearest stations0 – $5,286 / month

San Francisco$5,286

Fort Chaffee$1,521

Meridian$1,521

Stevens Point$1,521

County Cost Group 570$1,515

Albany$1,509

County Cost Group 560$1,506

County Cost Group 550$1,497

County Cost Group 540$1,488

County Cost Group 530$1,482

Anniston$1,335

Albany is #324 of 338. The spread between the dearest and cheapest station at this grade is $3,951 a month — $47,412 a year, untaxed.

Every pay grade at Albany0 – $1,926 / month

E-1$1,197

E-2$1,197

E-3$1,197

E-4$1,197

E-5$1,242

E-6$1,284

E-7$1,329

E-8$1,410

E-9$1,509

W-1$1,326

W-2$1,407

W-3$1,512

W-4$1,563

W-5$1,707

O-1E$1,368

O-2E$1,440

O-3E$1,554

O-1$1,281

O-2$1,362

O-3$1,515

O-4$1,704

O-5$1,899

O-6$1,914

O-7$1,926

Rates flatten out at the top of each track, which is why the sheet stops at O-7.

Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $1,509 a month of BAH takes more than $1,509 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

E-9 without dependents at Albany draws $1,509 per month in 2026

What this rate means

Things the rate table doesn't tell you