Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    E-3 without dependents at Albuquerque draws $1,557 per month in 2026

    Permalinkbahratedesk.com/albuquerque-kirtland-afb-nm/e-3/without/ExcelCSVDownloads cover this station.
    Albuquerque/Kirtland AFB, NM
    E-3 · without dependents
    $1,557/ month
    $18,684 / year
    At E-3, this is #157 of 338 stations loaded · high New York City $4,833 · low Fort Chaffee $879
    MHA NM206 · ZIPs 87001 87002 87004 87006 87008 87013 +68 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$1,996 / mo gross
    Other dependency status here$1,992 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Albuquerque — full sheetTap a row
    PCS compareAlbuquerque · E-3 · $1,557/mo
    Aberdeen Proving Grounds$1,875/mo · $22,500/yr
    ▲ RAISE+$318+$3,816/yr · like +$4,892 of salary

    What this rate means

    E-3 without dependents, nearest stations0 – $4,833 / month
    New York City$4,833
    Lemoore NAS$1,581
    Asheville$1,575
    Boise$1,575
    Gainesville$1,572
    Albuquerque$1,557
    Barstow$1,557
    Pittsburgh$1,551
    Ogden$1,545
    Coastal Maine$1,539
    Fort Chaffee$879

    Albuquerque is #157 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Albuquerque0 – $2,415 / month
    E-1$1,557
    E-2$1,557
    E-3$1,557
    E-4$1,557
    E-5$1,689
    E-6$1,794
    E-7$2,001
    E-8$2,241
    E-9$2,265
    W-1$1,926
    W-2$2,238
    W-3$2,271
    W-4$2,325
    W-5$2,355
    O-1E$2,208
    O-2E$2,259
    O-3E$2,316
    O-1$1,770
    O-2$2,142
    O-3$2,280
    O-4$2,343
    O-5$2,358
    O-6$2,376
    O-7$2,415

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $1,557 a month of BAH takes more than $1,557 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.