What is O-6 BAH at Allentown in 2026?

$2,856 per month without dependents ($34,272 per year), effective 01 JAN 2026. with dependents it is $3,492 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-6 BAH at Allentown 2026 — $2,856/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Allentown/Bethlehem, PA

O-6 · without dependents

$2,856/ month

$34,272 / year

At O-6, this is #114 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,665

MHA PA255 · ZIPs 18001 18002 18003 18005 18011 18013 +67 more

Your grade is calledARMYCOLUSMCColNAVYCAPTUSAFCol

Untaxed — matching it with taxable pay takes$3,662 / mo gross

Other dependency status here$3,492 with dependents

In government quarters, no dependents$50.10 / mo partial

Allentown — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,259	$1,749
E-2	$2,259	$1,749
E-3	$2,259	$1,749
E-4	$2,259	$1,749
E-5	$2,373	$2,001
E-6	$2,841	$2,151
E-7	$2,865	$2,262
E-8	$2,874	$2,472
E-9	$2,955	$2,607
Warrant officer
W-1	$2,862	$2,232
W-2	$2,871	$2,469
W-3	$2,883	$2,625
W-4	$2,991	$2,838
W-5	$3,156	$2,850
Officer — prior enlisted
O-1E	$2,868	$2,370
O-2E	$2,877	$2,577
O-3E	$3,015	$2,835
Officer
O-1	$2,436	$2,142
O-2	$2,835	$2,340
O-3	$2,880	$2,670
O-4	$3,207	$2,841
O-5	$3,465	$2,853
O-6	$3,492	$2,856
O-7	$3,516	$2,883

What this rate means

O-6 without dependents, nearest stations0 – $6,633 / month

Westchester County$6,633

Minneapolis$2,889

County Cost Group 840$2,886

Knoxville$2,886

Rome$2,859

Allentown$2,856

Coastal Maine$2,850

Corvallis$2,850

Beaufort$2,835

Abilene$2,832

Anniston$1,665

Allentown is #114 of 338. The spread between the dearest and cheapest station at this grade is $4,968 a month — $59,616 a year, untaxed.

Every pay grade at Allentown0 – $2,883 / month

E-1$1,749

E-2$1,749

E-3$1,749

E-4$1,749

E-5$2,001

E-6$2,151

E-7$2,262

E-8$2,472

E-9$2,607

W-1$2,232

W-2$2,469

W-3$2,625

W-4$2,838

W-5$2,850

O-1E$2,370

O-2E$2,577

O-3E$2,835

O-1$2,142

O-2$2,340

O-3$2,670

O-4$2,841

O-5$2,853

O-6$2,856

O-7$2,883

Promoting to O-7 here adds $27 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Allentown to Westchester County at O-6 is worth $3,777 a month — about 140 promotions worth of housing allowance, at $27 per grade here.

Dependency status is worth 22% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,856 a month of BAH takes more than $2,856 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-6 without dependents at Allentown draws $2,856 per month in 2026

What this rate means

Things the rate table doesn't tell you