BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,559 Without $1,920

E-5 at Ann Arbor draws $2,559 per month with dependents in 2026, $1,920 without

Permalink bahratedesk.com/ann-arbor-mi/ Excel CSV
Ann Arbor, MI
E-5 · with dependents
$2,559/ month
$30,708 / year
At E-5, this is #86 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA MI155 · ZIPs 48103 48104 48105 48106 48107 48108 +15 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,281 / mo gross
Without dependents here $1,920 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Ann Arbor · E-5 · $2,559/mo
Ann Arbor $2,559/mo · $30,708/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Ann Arbor — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,292 $1,719
E-2 $2,292 $1,719
E-3 $2,292 $1,719
E-4 $2,292 $1,719
E-5 $2,559 $1,920
E-6 $3,078 $2,310
E-7 $3,180 $2,385
E-8 $3,291 $2,667
E-9 $3,483 $2,820
Warrant officer
W-1 $3,099 $2,325
W-2 $3,225 $2,664
W-3 $3,360 $2,838
W-4 $3,528 $3,099
W-5 $3,735 $3,204
Officer — prior enlisted
O-1E $3,198 $2,556
O-2E $3,339 $2,787
O-3E $3,561 $3,072
Officer
O-1 $2,628 $2,019
O-2 $3,075 $2,472
O-3 $3,357 $2,889
O-4 $3,804 $3,180
O-5 $4,128 $3,240
O-6 $4,161 $3,339
O-7 $4,191 $3,396

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Edwards AFB $2,658
Orlando $2,658
Atlantic City $2,655
Madison $2,655
County Cost Group 870 $2,652
Ballston Spa $2,634
Baltimore $2,610
Milwaukee $2,607
Outer Banks $2,604
New London $2,580
Ann Arbor $2,559
JB Lewis-McChord $2,556
Stockton $2,553
Minneapolis $2,541
Elizabeth City $2,508
Patrick SFB $2,502
County Cost Group 860 $2,487
Aberdeen Proving Grounds $2,478
Dallas $2,469
Oxford $2,445
Birmingham $2,439
Anniston $1,185

Ann Arbor is #86 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Ann Arbor0 – $4,191 / month
E-1 $2,292
E-2 $2,292
E-3 $2,292
E-4 $2,292
E-5 $2,559
E-6 $3,078
E-7 $3,180
E-8 $3,291
E-9 $3,483
W-1 $3,099
W-2 $3,225
W-3 $3,360
W-4 $3,528
W-5 $3,735
O-1E $3,198
O-2E $3,339
O-3E $3,561
O-1 $2,628
O-2 $3,075
O-3 $3,357
O-4 $3,804
O-5 $4,128
O-6 $4,161
O-7 $4,191

The pay chart moves this allowance far less than the map does.

Moving from Ann Arbor to San Francisco at E-5 is worth $2,568 a month — about 5 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.