Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Dependents

    E-3 without dependents at Atlantic City draws $2,004 per month in 2026

    Permalinkbahratedesk.com/atlantic-city-nj/e-3/without/ExcelCSVDownloads cover this station.
    Atlantic City, NJ
    E-3 · without dependents
    $2,004/ month
    $24,048 / year
    At E-3, this is #67 of 338 stations loaded · high New York City $4,833 · low Fort Chaffee $879
    MHA NJ196 · ZIPs 08037 08201 08203 08205 08213 08215 +26 more
    Your grade is calledARMYPFCUSMCLCplNAVYSNUSAFA1C
    Untaxed — matching it with taxable pay takes$2,569 / mo gross
    Other dependency status here$2,559 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Atlantic City — full sheetTap a row
    PCS compareAtlantic City · E-3 · $2,004/mo
    Aberdeen Proving Grounds$1,875/mo · $22,500/yr
    ▼ CUT$129−$1,548/yr · like −$1,985 of salary

    What this rate means

    E-3 without dependents, nearest stations0 – $4,833 / month
    New York City$4,833
    Fort Detrick$2,016
    Sacramento$2,016
    Dahlgren$2,013
    Eglin AFB$2,007
    Atlantic City$2,004
    Fort Pierce$2,004
    Boulder$1,995
    New London$1,989
    Ketchikan$1,986
    Fort Chaffee$879

    Atlantic City is #67 of 338. The spread between the dearest and cheapest station at this grade is $3,954 a month — $47,448 a year, untaxed.

    Every pay grade at Atlantic City0 – $3,669 / month
    E-1$2,004
    E-2$2,004
    E-3$2,004
    E-4$2,004
    E-5$2,298
    E-6$2,469
    E-7$2,562
    E-8$2,784
    E-9$2,976
    W-1$2,538
    W-2$2,781
    W-3$2,997
    W-4$3,318
    W-5$3,441
    O-1E$2,652
    O-2E$2,934
    O-3E$3,285
    O-1$2,457
    O-2$2,628
    O-3$3,060
    O-4$3,417
    O-5$3,486
    O-6$3,606
    O-7$3,669

    Promoting to E-4 here adds $0 a month. The pay chart moves this allowance far less than the map does.

    01

    Dependency status is worth 28% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,004 a month of BAH takes more than $2,004 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.