BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-8 with dependents at Austin draws $3,294 per month in 2026

    Permalinkbahratedesk.com/austin-tx/e-8/with/ExcelCSVDownloads cover this station.
    Austin, TX
    E-8 · with dependents
    $3,294/ month
    $39,528 / year
    At E-8, this is #66 of 338 stations loaded · high Westchester County $6,333 · low Anniston $1,638
    MHA TX272 · ZIPs 73301 73344 76527 76530 76537 76573 +107 more
    Your grade is calledARMYMSG / 1SGUSMCMSgt / 1stSgtNAVYSCPOUSAFSMSgt
    Untaxed — matching it with taxable pay takes$4,223 / mo gross
    Other dependency status here$2,472 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Austin — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,046$1,536
    E-2$2,046$1,536
    E-3$2,046$1,536
    E-4$2,046$1,536
    E-5$2,241$1,731
    E-6$2,802$2,103
    E-7$3,039$2,280
    E-8$3,294$2,472
    E-9$3,558$2,670
    Warrant officer
    W-1$2,826$2,121
    W-2$3,141$2,355
    W-3$3,456$2,673
    W-4$3,597$2,856
    W-5$3,771$3,096
    Officer — prior enlisted
    O-1E$3,087$2,316
    O-2E$3,408$2,556
    O-3E$3,624$2,796
    Officer
    O-1$2,313$1,848
    O-2$2,796$2,283
    O-3$3,447$2,676
    O-4$3,825$3,054
    O-5$4,095$3,198
    O-6$4,131$3,435
    O-7$4,161$3,495
    PCS compareAustin · E-8 · $3,294/mo
    Aberdeen Proving Grounds$2,991/mo · $35,892/yr
    ▼ CUT−$303−$3,636/yr · like −$4,662 of salary

    What this rate means

    E-8 with dependents, nearest stations0 – $6,333 / month
    Westchester County$6,333
    Sitka$3,399
    Annapolis$3,384
    Fort G. G. Meade$3,378
    Madison$3,297
    Austin$3,294
    Ann Arbor$3,291
    Hampden County$3,288
    Quantico$3,288
    New London$3,249
    Anniston$1,638

    Austin is #66 of 338. The spread between the dearest and cheapest station at this grade is $4,695 a month — $56,340 a year, untaxed.

    Every pay grade at Austin0 – $4,161 / month
    E-1$2,046
    E-2$2,046
    E-3$2,046
    E-4$2,046
    E-5$2,241
    E-6$2,802
    E-7$3,039
    E-8$3,294
    E-9$3,558
    W-1$2,826
    W-2$3,141
    W-3$3,456
    W-4$3,597
    W-5$3,771
    O-1E$3,087
    O-2E$3,408
    O-3E$3,624
    O-1$2,313
    O-2$2,796
    O-3$3,447
    O-4$3,825
    O-5$4,095
    O-6$4,131
    O-7$4,161

    Promoting to E-9 here adds $264 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Austin to Westchester County at E-8 is worth $3,039 a month — about 12 promotions worth of housing allowance, at $264 per grade here.

    02

    Dependency status is worth 33% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,294 a month of BAH takes more than $3,294 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.