O-3E without dependents, nearest stations0 – $5,445 / month
San Francisco$5,445
Patrick SFB$2,877
Brunswick$2,859
JB Elmendorf-Richardson$2,853
Port Angeles$2,853
Ballston Spa$2,850
Ketchikan$2,847
Hampden County$2,844
Kodiak Island$2,844
Allentown$2,835
Youngstown$1,347
Ballston Spa is #87 of 338. The spread between
the dearest and cheapest station at this grade is $4,098 a month —
$49,176 a year, untaxed.
Every pay grade at Ballston Spa0 – $3,276 / month
E-1$1,974
E-2$1,974
E-3$1,974
E-4$1,974
E-5$2,073
E-6$2,166
E-7$2,397
E-8$2,685
E-9$2,745
W-1$2,310
W-2$2,682
W-3$2,754
W-4$2,886
W-5$3,030
O-1E$2,631
O-2E$2,730
O-3E$2,850
O-1$2,139
O-2$2,556
O-3$2,775
O-4$3,000
O-5$3,081
O-6$3,219
O-7$3,276
Rates flatten out at the top of each track, which is why the sheet stops at O-7.
01
Dependency status is worth 19% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.
03
None of it is taxed. $2,850 a month of BAH takes more than $2,850 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.
Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.
Things the rate table doesn't tell you
01
“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.
02
O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.
03
This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.