BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,610 Without $2,079

E-5 at Baltimore draws $2,610 per month with dependents in 2026, $2,079 without

Permalink bahratedesk.com/baltimore-md/ Excel CSV
Baltimore, MD
E-5 · with dependents
$2,610/ month
$31,320 / year
At E-5, this is #82 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA MD129 · ZIPs 20588 20723 20759 20777 21013 21020 +116 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,346 / mo gross
Without dependents here $2,079 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Baltimore · E-5 · $2,610/mo
Baltimore $2,610/mo · $31,320/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Baltimore — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,409 $1,857
E-2 $2,409 $1,857
E-3 $2,409 $1,857
E-4 $2,409 $1,857
E-5 $2,610 $2,079
E-6 $2,904 $2,226
E-7 $2,994 $2,415
E-8 $3,093 $2,673
E-9 $3,246 $2,754
Warrant officer
W-1 $2,922 $2,349
W-2 $3,036 $2,670
W-3 $3,159 $2,766
W-4 $3,279 $2,919
W-5 $3,429 $3,015
Officer — prior enlisted
O-1E $3,009 $2,607
O-2E $3,138 $2,736
O-3E $3,303 $2,895
Officer
O-1 $2,652 $2,205
O-2 $2,901 $2,547
O-3 $3,156 $2,793
O-4 $3,477 $2,994
O-5 $3,711 $3,045
O-6 $3,741 $3,138
O-7 $3,768 $3,192

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Fort Myers Beach $2,694
Fort Pierce $2,691
Philadelphia $2,691
Fort Detrick $2,682
Edwards AFB $2,658
Orlando $2,658
Atlantic City $2,655
Madison $2,655
County Cost Group 870 $2,652
Ballston Spa $2,634
Baltimore $2,610
Milwaukee $2,607
Outer Banks $2,604
New London $2,580
Ann Arbor $2,559
JB Lewis-McChord $2,556
Stockton $2,553
Minneapolis $2,541
Elizabeth City $2,508
Patrick SFB $2,502
County Cost Group 860 $2,487
Anniston $1,185

Baltimore is #82 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Baltimore0 – $3,768 / month
E-1 $2,409
E-2 $2,409
E-3 $2,409
E-4 $2,409
E-5 $2,610
E-6 $2,904
E-7 $2,994
E-8 $3,093
E-9 $3,246
W-1 $2,922
W-2 $3,036
W-3 $3,159
W-4 $3,279
W-5 $3,429
O-1E $3,009
O-2E $3,138
O-3E $3,303
O-1 $2,652
O-2 $2,901
O-3 $3,156
O-4 $3,477
O-5 $3,711
O-6 $3,741
O-7 $3,768

The pay chart moves this allowance far less than the map does.

Moving from Baltimore to San Francisco at E-5 is worth $2,517 a month — about 9 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.