BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-4 without dependents at Barstow draws $2,550 per month in 2026

    Permalinkbahratedesk.com/barstow-fort-irwin-ca/o-4/without/ExcelCSVDownloads cover this station.
    Barstow/Fort Irwin, CA
    O-4 · without dependents
    $2,550/ month
    $30,600 / year
    At O-4, this is #144 of 338 stations loaded · high Westchester County $5,874 · low Youngstown $1,497
    MHA CA028 · ZIPs 92307 92310 92311 92312 92327 92342 +5 more
    Your grade is calledARMYMAJUSMCMajNAVYLCDRUSAFMaj
    Untaxed — matching it with taxable pay takes$3,269 / mo gross
    Other dependency status here$2,976 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Barstow — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,890$1,557
    E-2$1,890$1,557
    E-3$1,890$1,557
    E-4$1,890$1,557
    E-5$2,001$1,695
    E-6$2,430$1,824
    E-7$2,547$1,911
    E-8$2,673$2,091
    E-9$2,814$2,214
    Warrant officer
    W-1$2,451$1,866
    W-2$2,598$2,088
    W-3$2,751$2,232
    W-4$2,838$2,454
    W-5$2,946$2,574
    Officer — prior enlisted
    O-1E$2,568$1,998
    O-2E$2,730$2,187
    O-3E$2,856$2,424
    Officer
    O-1$2,058$1,776
    O-2$2,427$1,968
    O-3$2,748$2,274
    O-4$2,976$2,550
    O-5$3,144$2,616
    O-6$3,168$2,730
    O-7$3,189$2,778
    PCS compareBarstow · O-4 · $2,550/mo
    Aberdeen Proving Grounds$2,865/mo · $34,380/yr
    ▲ RAISE+$315+$3,780/yr · like +$4,846 of salary

    What this rate means

    O-4 without dependents, nearest stations0 – $5,874 / month
    Westchester County$5,874
    Elizabeth City$2,589
    Eugene$2,583
    Houston$2,580
    County Cost Group 820$2,574
    Barstow$2,550
    Syracuse$2,547
    Cincinnati$2,544
    Wilmington$2,541
    Panama City$2,538
    Youngstown$1,497

    Barstow is #144 of 338. The spread between the dearest and cheapest station at this grade is $4,377 a month — $52,524 a year, untaxed.

    Every pay grade at Barstow0 – $2,778 / month
    E-1$1,557
    E-2$1,557
    E-3$1,557
    E-4$1,557
    E-5$1,695
    E-6$1,824
    E-7$1,911
    E-8$2,091
    E-9$2,214
    W-1$1,866
    W-2$2,088
    W-3$2,232
    W-4$2,454
    W-5$2,574
    O-1E$1,998
    O-2E$2,187
    O-3E$2,424
    O-1$1,776
    O-2$1,968
    O-3$2,274
    O-4$2,550
    O-5$2,616
    O-6$2,730
    O-7$2,778

    Promoting to O-5 here adds $66 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Barstow to Westchester County at O-4 is worth $3,324 a month — about 50 promotions worth of housing allowance, at $66 per grade here.

    02

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,550 a month of BAH takes more than $2,550 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.