BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $1,959 Without $1,470

E-5 at Battle Creek draws $1,959 per month with dependents in 2026, $1,470 without

Permalink bahratedesk.com/battle-creek-kalamazoo-mi/ Excel CSV
Battle Creek/Kalamazoo, MI
E-5 · with dependents
$1,959/ month
$23,508 / year
At E-5, this is #187 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA MI152 · ZIPs 49001 49002 49003 49004 49005 49006 +33 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,512 / mo gross
Without dependents here $1,470 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Battle Creek · E-5 · $1,959/mo
Battle Creek $1,959/mo · $23,508/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Battle Creek — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $1,698 $1,275
E-2 $1,698 $1,275
E-3 $1,698 $1,275
E-4 $1,698 $1,275
E-5 $1,959 $1,470
E-6 $2,370 $1,779
E-7 $2,424 $1,818
E-8 $2,478 $2,046
E-9 $2,589 $2,163
Warrant officer
W-1 $2,391 $1,794
W-2 $2,445 $2,043
W-3 $2,517 $2,181
W-4 $2,616 $2,379
W-5 $2,742 $2,436
Officer — prior enlisted
O-1E $2,430 $1,956
O-2E $2,505 $2,136
O-3E $2,634 $2,364
Officer
O-1 $2,013 $1,509
O-2 $2,367 $1,875
O-3 $2,514 $2,220
O-4 $2,781 $2,418
O-5 $2,973 $2,445
O-6 $2,997 $2,493
O-7 $3,015 $2,535

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Salem $2,004
Barstow $2,001
Cleveland $1,998
Louisville $1,989
Chattanooga $1,986
El Centro $1,986
Kansas City $1,986
Rapid City $1,986
Twenty Nine Palms MCB $1,980
County Cost Group 800 $1,962
Battle Creek $1,959
Fort Wayne $1,947
Boise $1,926
Greenville $1,923
Yakima $1,923
Jackson $1,920
Roanoke $1,911
Rock Island $1,908
Bloomington $1,905
Davis-Monthan AFB $1,905
New Orleans $1,905
Anniston $1,185

Battle Creek is #187 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Battle Creek0 – $3,015 / month
E-1 $1,698
E-2 $1,698
E-3 $1,698
E-4 $1,698
E-5 $1,959
E-6 $2,370
E-7 $2,424
E-8 $2,478
E-9 $2,589
W-1 $2,391
W-2 $2,445
W-3 $2,517
W-4 $2,616
W-5 $2,742
O-1E $2,430
O-2E $2,505
O-3E $2,634
O-1 $2,013
O-2 $2,367
O-3 $2,514
O-4 $2,781
O-5 $2,973
O-6 $2,997
O-7 $3,015

The pay chart moves this allowance far less than the map does.

Moving from Battle Creek to San Francisco at E-5 is worth $3,168 a month — about 8 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.