BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-3 with dependents at Beale AFB draws $3,165 per month in 2026

    Permalinkbahratedesk.com/beale-afb-ca/o-3/with/ExcelCSVDownloads cover this station.
    Beale AFB, CA
    O-3 · with dependents
    $3,165/ month
    $37,980 / year
    At O-3, this is #84 of 338 stations loaded · high Westchester County $6,633 · low Anniston $1,686
    MHA CA033 · ZIPs 95602 95603 95604 95648 95650 95658 +73 more
    Your grade is calledARMYCPTUSMCCaptNAVYLTUSAFCapt
    Untaxed — matching it with taxable pay takes$4,058 / mo gross
    Other dependency status here$3,066 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Beale AFB — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,733$2,133
    E-2$2,733$2,133
    E-3$2,733$2,133
    E-4$2,733$2,133
    E-5$2,967$2,367
    E-6$3,132$2,523
    E-7$3,150$2,742
    E-8$3,159$3,006
    E-9$3,195$3,042
    Warrant officer
    W-1$3,147$2,661
    W-2$3,156$3,003
    W-3$3,168$3,051
    W-4$3,216$3,123
    W-5$3,315$3,132
    Officer — prior enlisted
    O-1E$3,153$2,964
    O-2E$3,162$3,033
    O-3E$3,231$3,120
    Officer
    O-1$2,994$2,496
    O-2$3,129$2,892
    O-3$3,165$3,066
    O-4$3,342$3,126
    O-5$3,492$3,135
    O-6$3,522$3,138
    O-7$3,546$3,171
    PCS compareBeale AFB · O-3 · $3,165/mo
    Aberdeen Proving Grounds$3,072/mo · $36,864/yr
    ▼ CUT−$93−$1,116/yr · like −$1,431 of salary

    What this rate means

    O-3 with dependents, nearest stations0 – $6,633 / month
    Westchester County$6,633
    Denver$3,207
    Milwaukee$3,189
    Cape May$3,186
    Kodiak Island$3,174
    Beale AFB$3,165
    Baltimore$3,156
    Fort Myers Beach$3,129
    JB Lewis-McChord$3,123
    Whidbey Island$3,105
    Anniston$1,686

    Beale AFB is #84 of 338. The spread between the dearest and cheapest station at this grade is $4,947 a month — $59,364 a year, untaxed.

    Every pay grade at Beale AFB0 – $3,546 / month
    E-1$2,733
    E-2$2,733
    E-3$2,733
    E-4$2,733
    E-5$2,967
    E-6$3,132
    E-7$3,150
    E-8$3,159
    E-9$3,195
    W-1$3,147
    W-2$3,156
    W-3$3,168
    W-4$3,216
    W-5$3,315
    O-1E$3,153
    O-2E$3,162
    O-3E$3,231
    O-1$2,994
    O-2$3,129
    O-3$3,165
    O-4$3,342
    O-5$3,492
    O-6$3,522
    O-7$3,546

    Promoting to O-4 here adds $177 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Beale AFB to Westchester County at O-3 is worth $3,468 a month — about 20 promotions worth of housing allowance, at $177 per grade here.

    02

    Dependency status is worth 3% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,165 a month of BAH takes more than $3,165 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.