BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,439 Without $1,878

E-5 at Birmingham draws $2,439 per month with dependents in 2026, $1,878 without

Permalink bahratedesk.com/birmingham-al/ Excel CSV
Birmingham, AL
E-5 · with dependents
$2,439/ month
$29,268 / year
At E-5, this is #96 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA AL007 · ZIPs 35004 35005 35006 35007 35015 35020 +117 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $3,127 / mo gross
Without dependents here $1,878 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Birmingham · E-5 · $2,439/mo
Birmingham $2,439/mo · $29,268/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Birmingham — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,223 $1,668
E-2 $2,223 $1,668
E-3 $2,223 $1,668
E-4 $2,223 $1,668
E-5 $2,439 $1,878
E-6 $2,532 $2,031
E-7 $2,550 $2,232
E-8 $2,559 $2,463
E-9 $2,583 $2,478
Warrant officer
W-1 $2,547 $2,160
W-2 $2,556 $2,460
W-3 $2,568 $2,484
W-4 $2,598 $2,520
W-5 $2,682 $2,532
Officer — prior enlisted
O-1E $2,553 $2,436
O-2E $2,562 $2,472
O-3E $2,613 $2,517
Officer
O-1 $2,457 $2,007
O-2 $2,529 $2,370
O-3 $2,565 $2,490
O-4 $2,703 $2,523
O-5 $2,826 $2,535
O-6 $2,847 $2,538
O-7 $2,865 $2,556

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Ann Arbor $2,559
JB Lewis-McChord $2,556
Stockton $2,553
Minneapolis $2,541
Elizabeth City $2,508
Patrick SFB $2,502
County Cost Group 860 $2,487
Aberdeen Proving Grounds $2,478
Dallas $2,469
Oxford $2,445
Birmingham $2,439
Fresno $2,439
Fairbanks $2,436
Port Angeles $2,436
St. Louis $2,436
Eglin AFB $2,433
Norfolk $2,430
Great Lakes Navtracen $2,427
Savannah $2,415
County Cost Group 850 $2,409
Patuxent River $2,406
Anniston $1,185

Birmingham is #96 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Birmingham0 – $2,865 / month
E-1 $2,223
E-2 $2,223
E-3 $2,223
E-4 $2,223
E-5 $2,439
E-6 $2,532
E-7 $2,550
E-8 $2,559
E-9 $2,583
W-1 $2,547
W-2 $2,556
W-3 $2,568
W-4 $2,598
W-5 $2,682
O-1E $2,553
O-2E $2,562
O-3E $2,613
O-1 $2,457
O-2 $2,529
O-3 $2,565
O-4 $2,703
O-5 $2,826
O-6 $2,847
O-7 $2,865

The pay chart moves this allowance far less than the map does.

Moving from Birmingham to San Francisco at E-5 is worth $2,688 a month — about 29 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.