What is O-6 BAH at Boulder in 2026?

$4,254 per month with dependents ($51,048 per year), effective 01 JAN 2026. without dependents it is $3,693 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-6 BAH at Boulder 2026 — $4,254/mo with dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Boulder, CO

O-6 · with dependents

$4,254/ month

$51,048 / year

At O-6, this is #50 of 338 stations loaded · high Westchester County $8,136 · low Youngstown $1,839

MHA CO422 · ZIPs 80025 80026 80027 80038 80301 80302 +21 more

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Untaxed — matching it with taxable pay takes$5,454 / mo gross

Other dependency status here$3,693 without dependents

In government quarters, no dependents$50.10 / mo partial

Boulder — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,565	$1,995
E-2	$2,565	$1,995
E-3	$2,565	$1,995
E-4	$2,565	$1,995
E-5	$2,754	$2,238
E-6	$3,342	$2,508
E-7	$3,477	$2,607
E-8	$3,621	$2,874
E-9	$3,795	$3,051
Warrant officer
W-1	$3,363	$2,523
W-2	$3,537	$2,871
W-3	$3,714	$3,072
W-4	$3,825	$3,372
W-5	$3,963	$3,510
Officer — prior enlisted
O-1E	$3,501	$2,751
O-2E	$3,687	$3,012
O-3E	$3,846	$3,336
Officer
O-1	$2,829	$2,370
O-2	$3,336	$2,694
O-3	$3,711	$3,129
O-4	$4,005	$3,480
O-5	$4,218	$3,561
O-6	$4,254	$3,693
O-7	$4,287	$3,759

What this rate means

O-6 with dependents, nearest stations0 – $8,136 / month

Westchester County$8,136

Vandenberg SFB$4,392

Atlantic City$4,332

Indian Head Navordsta$4,314

Hawaii County$4,299

Boulder$4,254

County Cost Group 880$4,170

Ann Arbor$4,161

JB McGuire-Dix-Lakehurst$4,155

Annapolis$4,134

Youngstown$1,839

Boulder is #50 of 338. The spread between the dearest and cheapest station at this grade is $6,297 a month — $75,564 a year, untaxed.

Every pay grade at Boulder0 – $4,287 / month

E-1$2,565

E-2$2,565

E-3$2,565

E-4$2,565

E-5$2,754

E-6$3,342

E-7$3,477

E-8$3,621

E-9$3,795

W-1$3,363

W-2$3,537

W-3$3,714

W-4$3,825

W-5$3,963

O-1E$3,501

O-2E$3,687

O-3E$3,846

O-1$2,829

O-2$3,336

O-3$3,711

O-4$4,005

O-5$4,218

O-6$4,254

O-7$4,287

Promoting to O-7 here adds $33 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Boulder to Westchester County at O-6 is worth $3,882 a month — about 118 promotions worth of housing allowance, at $33 per grade here.

Dependency status is worth 15% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $4,254 a month of BAH takes more than $4,254 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-6 with dependents at Boulder draws $4,254 per month in 2026

What this rate means

Things the rate table doesn't tell you