BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-2 with dependents at Bremerton draws $2,727 per month in 2026

    Permalinkbahratedesk.com/bremerton-wa/o-2/with/ExcelCSVDownloads cover this station.
    Bremerton, WA
    O-2 · with dependents
    $2,727/ month
    $32,724 / year
    At O-2, this is #109 of 338 stations loaded · high San Francisco $5,451 · low Youngstown $1,332
    MHA WA306 · ZIPs 98061 98110 98310 98311 98312 98314 +29 more
    Your grade is calledARMY1LTUSMC1stLtNAVYLTJGUSAF1st Lt
    Untaxed — matching it with taxable pay takes$3,496 / mo gross
    Other dependency status here$2,337 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Bremerton — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$2,265$1,974
    E-2$2,265$1,974
    E-3$2,265$1,974
    E-4$2,265$1,974
    E-5$2,364$2,091
    E-6$2,730$2,169
    E-7$2,844$2,265
    E-8$2,967$2,442
    E-9$3,105$2,547
    Warrant officer
    W-1$2,751$2,244
    W-2$2,895$2,439
    W-3$3,048$2,562
    W-4$3,126$2,754
    W-5$3,228$2,871
    Officer — prior enlisted
    O-1E$2,865$2,361
    O-2E$3,024$2,523
    O-3E$3,144$2,724
    Officer
    O-1$2,415$2,163
    O-2$2,727$2,337
    O-3$3,045$2,595
    O-4$3,258$2,847
    O-5$3,411$2,913
    O-6$3,438$3,027
    O-7$3,462$3,078
    PCS compareBremerton · O-2 · $2,727/mo
    Aberdeen Proving Grounds$2,739/mo · $32,868/yr
    ▲ RAISE+$12+$144/yr · like +$185 of salary

    What this rate means

    O-2 with dependents, nearest stations0 – $5,451 / month
    San Francisco$5,451
    County Cost Group 850$2,742
    Aberdeen Proving Grounds$2,739
    Whidbey Island$2,736
    Rome$2,730
    Bremerton$2,727
    Charlottesville$2,712
    Corvallis$2,712
    Dahlgren$2,712
    Atlanta$2,706
    Youngstown$1,332

    Bremerton is #109 of 338. The spread between the dearest and cheapest station at this grade is $4,119 a month — $49,428 a year, untaxed.

    Every pay grade at Bremerton0 – $3,462 / month
    E-1$2,265
    E-2$2,265
    E-3$2,265
    E-4$2,265
    E-5$2,364
    E-6$2,730
    E-7$2,844
    E-8$2,967
    E-9$3,105
    W-1$2,751
    W-2$2,895
    W-3$3,048
    W-4$3,126
    W-5$3,228
    O-1E$2,865
    O-2E$3,024
    O-3E$3,144
    O-1$2,415
    O-2$2,727
    O-3$3,045
    O-4$3,258
    O-5$3,411
    O-6$3,438
    O-7$3,462

    Promoting to O-3 here adds $318 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Bremerton to San Francisco at O-2 is worth $2,724 a month — about 9 promotions worth of housing allowance, at $318 per grade here.

    02

    Dependency status is worth 17% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $2,727 a month of BAH takes more than $2,727 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.