What is O-5 BAH at Bridgeport in 2026?

$2,922 per month without dependents ($35,064 per year), effective 01 JAN 2026. with dependents it is $3,525 per month.

Does BAH count as taxable income?

No. BAH is excluded from federal taxable income, so a given BAH amount is worth more than the same figure in basic pay.

What happens if my BAH rate drops this year?

BAH rate protection holds you at the prior year's amount as long as your duty location, pay grade and dependency status stay the same. The lower rate applies to members arriving on new orders.

O-5 BAH at Bridgeport 2026 — $2,922/mo without dependents

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Bridgeport, CA

O-5 · without dependents

$2,922/ month

$35,064 / year

At O-5, this is #99 of 338 stations loaded · high Westchester County $6,162 · low Youngstown $1,593

MHA CA393 · ZIPs 89403 89410 89411 89413 89423 89428 +14 more

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Untaxed — matching it with taxable pay takes$3,746 / mo gross

Other dependency status here$3,525 with dependents

In government quarters, no dependents$50.10 / mo partial

Bridgeport — full sheetTap a row

Grade	With dep.	Without
Enlisted
E-1	$2,082	$1,683
E-2	$2,082	$1,683
E-3	$2,082	$1,683
E-4	$2,082	$1,683
E-5	$2,085	$1,941
E-6	$2,805	$2,103
E-7	$2,883	$2,163
E-8	$2,964	$2,226
E-9	$3,099	$2,445
Warrant officer
W-1	$2,826	$2,121
W-2	$2,916	$2,223
W-3	$3,021	$2,469
W-4	$3,129	$2,820
W-5	$3,267	$2,901
Officer — prior enlisted
O-1E	$2,895	$2,172
O-2E	$3,003	$2,397
O-3E	$3,150	$2,799
Officer
O-1	$2,169	$2,085
O-2	$2,796	$2,166
O-3	$3,018	$2,541
O-4	$3,312	$2,880
O-5	$3,525	$2,922
O-6	$3,552	$2,997
O-7	$3,579	$3,048

What this rate means

O-5 without dependents, nearest stations0 – $6,162 / month

Westchester County$6,162

Orlando$2,970

Whidbey Island$2,958

Traverse City$2,955

Aberdeen Proving Grounds$2,934

Bridgeport$2,922

Bremerton$2,913

Portland$2,913

Charlottesville$2,907

Great Lakes Navtracen$2,907

Youngstown$1,593

Bridgeport is #99 of 338. The spread between the dearest and cheapest station at this grade is $4,569 a month — $54,828 a year, untaxed.

Every pay grade at Bridgeport0 – $3,048 / month

E-1$1,683

E-2$1,683

E-3$1,683

E-4$1,683

E-5$1,941

E-6$2,103

E-7$2,163

E-8$2,226

E-9$2,445

W-1$2,121

W-2$2,223

W-3$2,469

W-4$2,820

W-5$2,901

O-1E$2,172

O-2E$2,397

O-3E$2,799

O-1$2,085

O-2$2,166

O-3$2,541

O-4$2,880

O-5$2,922

O-6$2,997

O-7$3,048

Promoting to O-6 here adds $75 a month. The pay chart moves this allowance far less than the map does.

Where you are stationed outweighs what you are paid. Moving from Bridgeport to Westchester County at O-5 is worth $3,240 a month — about 43 promotions worth of housing allowance, at $75 per grade here.

Dependency status is worth 21% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

None of it is taxed. $2,922 a month of BAH takes more than $2,922 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

Things the rate table doesn't tell you

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

O-5 without dependents at Bridgeport draws $2,922 per month in 2026

What this rate means

Things the rate table doesn't tell you