BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $2,214 Without $1,791

E-5 at Buffalo draws $2,214 per month with dependents in 2026, $1,791 without

Permalink bahratedesk.com/buffalo-ny/ Excel CSV
Buffalo, NY
E-5 · with dependents
$2,214/ month
$26,568 / year
At E-5, this is #134 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA NY216 · ZIPs 14001 14004 14006 14008 14010 14012 +104 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $2,838 / mo gross
Without dependents here $1,791 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Buffalo · E-5 · $2,214/mo
Buffalo $2,214/mo · $26,568/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Buffalo — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $2,055 $1,623
E-2 $2,055 $1,623
E-3 $2,055 $1,623
E-4 $2,055 $1,623
E-5 $2,214 $1,791
E-6 $2,553 $1,914
E-7 $2,631 $2,058
E-8 $2,718 $2,289
E-9 $2,862 $2,382
Warrant officer
W-1 $2,571 $2,010
W-2 $2,667 $2,286
W-3 $2,775 $2,394
W-4 $2,895 $2,565
W-5 $3,045 $2,652
Officer — prior enlisted
O-1E $2,646 $2,211
O-2E $2,757 $2,361
O-3E $2,919 $2,544
Officer
O-1 $2,262 $1,890
O-2 $2,550 $2,166
O-3 $2,772 $2,427
O-4 $3,093 $2,631
O-5 $3,324 $2,676
O-6 $3,351 $2,754
O-7 $3,372 $2,802

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Volusia County $2,286
Cincinnati $2,283
Pittsburgh $2,283
Dover AFB $2,277
Hampton $2,274
Fort Collins $2,268
Nashville $2,268
County Cost Group 830 $2,250
Austin $2,241
Asheville $2,214
Buffalo $2,214
Rochester $2,214
Albuquerque $2,211
Dahlonega $2,208
Brunswick $2,205
Coastal Maine $2,193
Houston $2,193
Eugene $2,187
Knoxville $2,184
Spokane $2,184
Grand Haven $2,181
Anniston $1,185

Buffalo is #134 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Buffalo0 – $3,372 / month
E-1 $2,055
E-2 $2,055
E-3 $2,055
E-4 $2,055
E-5 $2,214
E-6 $2,553
E-7 $2,631
E-8 $2,718
E-9 $2,862
W-1 $2,571
W-2 $2,667
W-3 $2,775
W-4 $2,895
W-5 $3,045
O-1E $2,646
O-2E $2,757
O-3E $2,919
O-1 $2,262
O-2 $2,550
O-3 $2,772
O-4 $3,093
O-5 $3,324
O-6 $3,351
O-7 $3,372

The pay chart moves this allowance far less than the map does.

Moving from Buffalo to San Francisco at E-5 is worth $2,913 a month — about 9 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.