BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA

Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.

Or type your rank

Press Enter to look it up.

Enlisted
E-1E-2E-3E-4E-5E-6E-7E-8E-9
Warrant
W-1W-2W-3W-4W-5
Prior enl.
O-1EO-2EO-3E
Officer
O-1O-2O-3O-4O-5O-6O-7
Dependents
With $3,924 Without $3,285

E-5 at Cape Cod-Plymouth draws $3,924 per month with dependents in 2026, $3,285 without

Permalink bahratedesk.com/cape-cod-plymouth-ma/ Excel CSV
Cape Cod-Plymouth, MA
E-5 · with dependents
$3,924/ month
$47,088 / year
At E-5, this is #15 of 338 stations · high San Francisco $5,127 · low Anniston $1,185
MHA MA124 · ZIPs 02018 02020 02040 02041 02044 02047 +104 more
Your grade is called ARMYSGTUSMCSgtNAVYPO2USAFSSgt
Untaxed — matching it with taxable pay takes $5,031 / mo gross
Without dependents here $3,285 / mo
In government quarters, no dependents $50.10 / mo partial
PCS compare Cape Cod-Plymouth · E-5 · $3,924/mo
Cape Cod-Plymouth $3,924/mo · $47,088/yr
CURRENT

Pick a station below to see what the move is worth a year, before tax. Orders rarely arrive as one option — add several and rank them.

Differences are annual and untaxed. Rate protection is not applied — a PCS resets you to the new location's current-year rate.

Cape Cod-Plymouth — full sheet Tap a row
GradeWith dep.Without
Enlisted
E-1 $3,696 $2,949
E-2 $3,696 $2,949
E-3 $3,696 $2,949
E-4 $3,696 $2,949
E-5 $3,924 $3,285
E-6 $3,999 $3,492
E-7 $4,149 $3,705
E-8 $4,317 $3,948
E-9 $4,548 $3,954
Warrant officer
W-1 $4,014 $3,627
W-2 $4,218 $3,945
W-3 $4,425 $3,960
W-4 $4,596 $4,026
W-5 $4,803 $4,188
Officer — prior enlisted
O-1E $4,179 $3,921
O-2E $4,395 $3,951
O-3E $4,626 $3,987
Officer
O-1 $3,942 $3,465
O-2 $3,996 $3,852
O-3 $4,419 $3,966
O-4 $4,872 $4,155
O-5 $5,196 $4,248
O-6 $5,241 $4,404
O-7 $5,283 $4,485

What this rate means

E-5 with dependents, nearest stations0 – $5,127 / month
San Francisco $5,127
Santa Clara County $4,659
Westchester County $4,479
Long Island $4,425
Nantucket $4,344
Maui County $4,329
Hanscom AFB $4,188
Martha's Vineyard $3,984
San Diego $3,975
Florida Keys $3,969
Camp Pendleton $3,963
Cape Cod-Plymouth $3,924
Los Angeles $3,882
Kauai County $3,798
Oakland $3,759
Staten Island $3,735
Honolulu County $3,663
Miami $3,660
Hawaii County $3,594
Fort Monmouth $3,549
Ventura $3,537
Essex CO $3,477
Anniston $1,185

Cape Cod-Plymouth is #15 of 338. The spread between the dearest and cheapest station at this grade is $3,942 a month — $47,304 a year, untaxed.

Every pay grade at Cape Cod-Plymouth0 – $5,283 / month
E-1 $3,696
E-2 $3,696
E-3 $3,696
E-4 $3,696
E-5 $3,924
E-6 $3,999
E-7 $4,149
E-8 $4,317
E-9 $4,548
W-1 $4,014
W-2 $4,218
W-3 $4,425
W-4 $4,596
W-5 $4,803
O-1E $4,179
O-2E $4,395
O-3E $4,626
O-1 $3,942
O-2 $3,996
O-3 $4,419
O-4 $4,872
O-5 $5,196
O-6 $5,241
O-7 $5,283

The pay chart moves this allowance far less than the map does.

Moving from Cape Cod-Plymouth to San Francisco at E-5 is worth $1,203 a month — about 16 promotions at this grade. Where you are stationed outweighs rank, by a lot.

Things the rate table doesn't tell you

01

“With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

02

O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

03

This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.

Source: DoD Defense Travel Management Office, effective 01 JAN 2026. How these rates are sourced and checked.