BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    E-7 without dependents at Cape Cod-Plymouth draws $3,705 per month in 2026

    Permalinkbahratedesk.com/cape-cod-plymouth-ma/e-7/without/ExcelCSVDownloads cover this station.
    Cape Cod-Plymouth, MA
    E-7 · without dependents
    $3,705/ month
    $44,460 / year
    At E-7, this is #12 of 338 stations loaded · high New York City $5,088 · low Youngstown $1,131
    MHA MA124 · ZIPs 02018 02020 02040 02041 02044 02047 +104 more
    Your grade is calledARMYSFCUSMCGySgtNAVYCPOUSAFMSgt
    Untaxed — matching it with taxable pay takes$4,750 / mo gross
    Other dependency status here$4,149 with dependents
    In government quarters, no dependents$50.10 / mo partial
    Cape Cod-Plymouth — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$3,696$2,949
    E-2$3,696$2,949
    E-3$3,696$2,949
    E-4$3,696$2,949
    E-5$3,924$3,285
    E-6$3,999$3,492
    E-7$4,149$3,705
    E-8$4,317$3,948
    E-9$4,548$3,954
    Warrant officer
    W-1$4,014$3,627
    W-2$4,218$3,945
    W-3$4,425$3,960
    W-4$4,596$4,026
    W-5$4,803$4,188
    Officer — prior enlisted
    O-1E$4,179$3,921
    O-2E$4,395$3,951
    O-3E$4,626$3,987
    Officer
    O-1$3,942$3,465
    O-2$3,996$3,852
    O-3$4,419$3,966
    O-4$4,872$4,155
    O-5$5,196$4,248
    O-6$5,241$4,404
    O-7$5,283$4,485
    PCS compareCape Cod-Plymouth · E-7 · $3,705/mo
    Aberdeen Proving Grounds$2,274/mo · $27,288/yr
    ▼ CUT−$1,431−$17,172/yr · like −$22,015 of salary

    What this rate means

    E-7 without dependents, nearest stations0 – $5,088 / month
    New York City$5,088
    Long Island$4,134
    Hanscom AFB$3,993
    Maui County$3,846
    Florida Keys$3,819
    Cape Cod-Plymouth$3,705
    San Diego$3,678
    Martha's Vineyard$3,675
    Camp Pendleton$3,642
    Kauai County$3,597
    Youngstown$1,131

    Cape Cod-Plymouth is #12 of 338. The spread between the dearest and cheapest station at this grade is $3,957 a month — $47,484 a year, untaxed.

    Every pay grade at Cape Cod-Plymouth0 – $4,485 / month
    E-1$2,949
    E-2$2,949
    E-3$2,949
    E-4$2,949
    E-5$3,285
    E-6$3,492
    E-7$3,705
    E-8$3,948
    E-9$3,954
    W-1$3,627
    W-2$3,945
    W-3$3,960
    W-4$4,026
    W-5$4,188
    O-1E$3,921
    O-2E$3,951
    O-3E$3,987
    O-1$3,465
    O-2$3,852
    O-3$3,966
    O-4$4,155
    O-5$4,248
    O-6$4,404
    O-7$4,485

    Promoting to E-8 here adds $243 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Cape Cod-Plymouth to New York City at E-7 is worth $1,383 a month — about 6 promotions worth of housing allowance, at $243 per grade here.

    02

    Dependency status is worth 12% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,705 a month of BAH takes more than $3,705 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.