BAH Rate Desk2026
Rates effective
01 JAN 2026 · CONUS

Basic Allowance for Housing by duty station, pay grade and dependency status. Official DoD rates, no login, no email.

Duty station or MHA
    Try Fort Liberty, Cavazos, Moore or a ZIP — old and unofficial names resolve.
    Or type your rank
    Enlisted
    E-1E-2E-3E-4E-5E-6E-7E-8E-9
    Warrant
    W-1W-2W-3W-4W-5
    Prior enl.
    O-1EO-2EO-3E
    Officer
    O-1O-2O-3O-4O-5O-6O-7
    Dependents
    WithWithout

    O-5 with dependents at Carlisle Barracks draws $3,069 per month in 2026

    Permalinkbahratedesk.com/carlisle-barracks-pa/o-5/with/ExcelCSVDownloads cover this station.
    Carlisle Barracks, PA
    O-5 · with dependents
    $3,069/ month
    $36,828 / year
    At O-5, this is #164 of 338 stations loaded · high Westchester County $8,064 · low Youngstown $1,827
    MHA PA247 · ZIPs 17001 17003 17005 17006 17007 17010 +257 more
    Your grade is calledARMYLTCUSMCLtColNAVYCDRUSAFLt Col
    Untaxed — matching it with taxable pay takes$3,935 / mo gross
    Other dependency status here$2,475 without dependents
    In government quarters, no dependents$50.10 / mo partial
    Carlisle Barracks — full sheetTap a row
    GradeWith dep.Without
    Enlisted
    E-1$1,902$1,431
    E-2$1,902$1,431
    E-3$1,902$1,431
    E-4$1,902$1,431
    E-5$2,076$1,617
    E-6$2,376$1,779
    E-7$2,442$1,908
    E-8$2,514$2,142
    E-9$2,643$2,223
    Warrant officer
    W-1$2,394$1,854
    W-2$2,469$2,139
    W-3$2,562$2,235
    W-4$2,673$2,385
    W-5$2,811$2,457
    Officer — prior enlisted
    O-1E$2,451$2,073
    O-2E$2,547$2,205
    O-3E$2,694$2,367
    Officer
    O-1$2,121$1,725
    O-2$2,373$2,022
    O-3$2,559$2,265
    O-4$2,853$2,439
    O-5$3,069$2,475
    O-6$3,093$2,538
    O-7$3,114$2,580
    PCS compareCarlisle Barracks · O-5 · $3,069/mo
    Aberdeen Proving Grounds$3,630/mo · $43,560/yr
    ▲ RAISE+$561+$6,732/yr · like +$8,631 of salary

    What this rate means

    O-5 with dependents, nearest stations0 – $8,064 / month
    Westchester County$8,064
    Salt Lake City$3,096
    Waco$3,093
    Jackson$3,084
    Dover AFB$3,081
    Carlisle Barracks$3,069
    Cincinnati$3,060
    New Orleans$3,060
    Panama City$3,060
    Charleston$3,039
    Youngstown$1,827

    Carlisle Barracks is #164 of 338. The spread between the dearest and cheapest station at this grade is $6,237 a month — $74,844 a year, untaxed.

    Every pay grade at Carlisle Barracks0 – $3,114 / month
    E-1$1,902
    E-2$1,902
    E-3$1,902
    E-4$1,902
    E-5$2,076
    E-6$2,376
    E-7$2,442
    E-8$2,514
    E-9$2,643
    W-1$2,394
    W-2$2,469
    W-3$2,562
    W-4$2,673
    W-5$2,811
    O-1E$2,451
    O-2E$2,547
    O-3E$2,694
    O-1$2,121
    O-2$2,373
    O-3$2,559
    O-4$2,853
    O-5$3,069
    O-6$3,093
    O-7$3,114

    Promoting to O-6 here adds $24 a month. The pay chart moves this allowance far less than the map does.

    01

    Where you are stationed outweighs what you are paid. Moving from Carlisle Barracks to Westchester County at O-5 is worth $4,995 a month — about 208 promotions worth of housing allowance, at $24 per grade here.

    02

    Dependency status is worth 24% here. That is a status your finance office determines, not a box you tick — and it is the single largest lever on this page that is not a change of address.

    03

    None of it is taxed. $3,069 a month of BAH takes more than $3,069 of basic pay to match, which is why comparing a civilian salary against military base pay alone understates the gap.

    Ad slot — in-content, after the answerPlaced below the number, never above it. VA-loan and PCS-move advertisers bid here.

    Things the rate table doesn't tell you

    01

    “With dependents” is a dependency status, not a marital status. A single member paying child support can be authorized BAH-Diff; a married dual-military couple with no children is not automatically the with-dependents rate for both. If your situation is unusual, your finance office decides — not this table.

    02

    O-8, O-9 and O-10 draw the same BAH as O-7. The table stops there for a reason, not because it is missing rows.

    03

    This is CONUS BAH only. Overseas is OHA, which works differently — it reimburses actual rent up to a cap, with separate utility and move-in allowances. Alaska and Hawaii are BAH; Germany, Japan and Korea are OHA.